{
 "as_of": "2026-11-06",
 "cmr": "au-cm-kg/ASX/EML",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# EML PAYMENTS LIMITED (ASX: EML) — research page\n\nAs of 2026-11-06 · au-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is EML PAYMENTS LIMITED, listed on the ASX under ticker EML, with ISIN AU000000EML7 and LEI not on the record (ISIN not in the GLEIF ISIN-to-LEI mapping file). Its security type is Corporate, its segment is not on the record, its sector is Financials, and its jurisdiction is Australia (ASIC-registered public company). Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 53 filings in the twelve months to 2026-11-06, across 42 filing days. The median gap between filing days is 5 days. The record holds 29 days from the latest filing to the record date. The latest filing is a corporate_action dated 2026-10-08. The ASX exchange median is 6 days cadence, 58 filings, and 4.0 days latency across 1829 issuers. The Financials sector median is 6 days cadence, 49.0 filings, and 7 days latency across 130 issuers. The issuer's filings by type are 4 agm_record_date, 24 asx_announcement, 3 corporate_action, 2 director_interest, 4 financial_statement, and 16 substantial_holder. The issuer's filing count is below the ASX median of 58 and above the Financials median of 49.0.\n\n## Auditor\n\nThe auditor of record is KPMG, with location not on the record. Auditor changes are not on the record, because this register has no lifecycle type map yet (SHELF-01: us and ca first).\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, because this register has no lifecycle type map yet (SHELF-01: us and ca first). The halt flag is listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable. The chapter's orderability section carries no client_categories, so the outcome cannot name its client category. The rule version is acm-68000/au/ddo-design-and-distribution-obligations/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe field has not been read. The number of research houses named on the issuer's investor-relations page is not on the record.\n\n## Open research\n\nThe field has not been read. The number of openly published research notes is not on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No sealed issuer years, no market earliest sealed date, and no live record start date are on the record.\n\n## Sources\n\n8 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.asx.com.au/markets/trade-our-cash-market/directory (identity.exchange)\n- https://www.asx.com.au/markets/company/EML (identity.isin)\n- https://data.gov.au/data/dataset/asic-companies (identity.jurisdiction)\n- https://mcp.au-cm-kg.ai/events/ASX/EML (the disclosure lines)\n- https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/ (the halt flag)\n- https://announcements.asx.com.au/asxpdf/20260818/pdf/072vww3jvymxwc.pdf (the auditor)\n- https://mcp.au-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.au-cm-kg.ai/record/ASX/EML (the record)\n",
 "market": "AU",
 "node": "au-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the AU vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "read_by": "read by ChatGPT (batch)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://announcements.asx.com.au/asxpdf/20260818/pdf/072vww3jvymxwc.pdf",
    "state": "filled",
    "value": "KPMG"
   },
   "auditor_firm_id": {
    "market": "AU",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "AU",
    "state": "not_on_record"
   },
   "changes": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "au-cm-kg/ASX/EML",
  "coverage": {
   "note": "the coverage field has not been read for this issuer",
   "state": "not_read"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 1829,
     "median_cadence_gap_days": 6,
     "median_filings": 58,
     "median_latency_days": 4,
     "name": "ASX"
    },
    "sector": {
     "issuers": 130,
     "median_cadence_gap_days": 6,
     "median_filings": 49,
     "median_latency_days": 7,
     "name": "Financials"
    }
   },
   "by_type": {
    "agm_record_date": 4,
    "asx_announcement": 24,
    "corporate_action": 3,
    "director_interest": 2,
    "financial_statement": 4,
    "substantial_holder": 16
   },
   "cadence_median_gap_days": 5,
   "filing_days": 42,
   "filings": 53,
   "latency_days": 29,
   "latest": [
    {
     "category": null,
     "date": "2026-10-08",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03150095",
     "title": "Notification of cessation of securities - EML",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-10-02",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03147770",
     "title": "Application for quotation of securities - EML",
     "type": "asx_announcement"
    },
    {
     "category": null,
     "date": "2026-09-09",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03137588",
     "title": "2026 Annual General Meeting and Key Dates",
     "type": "agm_record_date"
    },
    {
     "category": null,
     "date": "2026-09-04",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03136169",
     "title": "Ceasing to be a substantial holder",
     "type": "substantial_holder"
    },
    {
     "category": null,
     "date": "2026-09-04",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03136141",
     "title": "S&P DJI Announces September 2026 Quarterly Rebalance",
     "type": "asx_announcement"
    }
   ],
   "latest_filing_date": "2026-10-08",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.au-cm-kg.ai/events/ASX/EML",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "ASX"
   },
   "isin": {
    "read_by": "ASX company record (exchange site, asx.com.au company page data)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/company/EML",
    "state": "confirmed",
    "value": "AU000000EML7"
   },
   "jurisdiction": {
    "read_by": "ASIC company register bulk dataset (data.gov.au, weekly) (company type)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://data.gov.au/data/dataset/asic-companies (COMPANY_202609.csv)",
    "state": "sourced",
    "value": "Australia (ASIC-registered public company)"
   },
   "lei": {
    "market": "AU",
    "reason": "ISIN not in the GLEIF ISIN-to-LEI mapping file",
    "state": "not_on_record"
   },
   "name": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "EML PAYMENTS LIMITED"
   },
   "sector": {
    "read_by": "ASX company record (exchange site, asx.com.au company page data)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/company/EML",
    "state": "sourced",
    "value": "Financials"
   },
   "security_type": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "AU",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "EML"
   },
   "website": {
    "market": "AU",
    "reason": "no source read",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "AU",
  "node": "au-cm-kg",
  "numbers_hash": "sha256:9e11dd4db06a1e93c73ad25fd8383bab9bcc14c785c081e84e43372a42804458",
  "open_research": {
   "rows": [],
   "state": "not_read"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.au-cm-kg.ai/book/aio.json",
    "door": "https://mcp.au-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/au/ddo-design-and-distribution-obligations/r1",
   "section": "au.aio.v8"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.au-cm-kg.ai/record/ASX/EML",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:9e11dd4db06a1e93c73ad25fd8383bab9bcc14c785c081e84e43372a42804458",
 "path": "/au/ASX/EML",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is EML PAYMENTS LIMITED, listed on the ASX under ticker EML, with ISIN AU000000EML7 and LEI not on the record (ISIN not in the GLEIF ISIN-to-LEI mapping file). Its security type is Corporate, its segment is not on the record, its sector is Financials, and its jurisdiction is Australia (ASIC-registered public company). Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 53 filings in the twelve months to 2026-11-06, across 42 filing days. The median gap between filing days is 5 days. The record holds 29 days from the latest filing to the record date. The latest filing is a corporate_action dated 2026-10-08. The ASX exchange median is 6 days cadence, 58 filings, and 4.0 days latency across 1829 issuers. The Financials sector median is 6 days cadence, 49.0 filings, and 7 days latency across 130 issuers. The issuer's filings by type are 4 agm_record_date, 24 asx_announcement, 3 corporate_action, 2 director_interest, 4 financial_statement, and 16 substantial_holder. The issuer's filing count is below the ASX median of 58 and above the Financials median of 49.0.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is KPMG, with location not on the record. Auditor changes are not on the record, because this register has no lifecycle type map yet (SHELF-01: us and ca first).",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, because this register has no lifecycle type map yet (SHELF-01: us and ca first). The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable. The chapter's orderability section carries no client_categories, so the outcome cannot name its client category. The rule version is acm-68000/au/ddo-design-and-distribution-obligations/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The field has not been read. The number of research houses named on the issuer's investor-relations page is not on the record.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "The field has not been read. The number of openly published research notes is not on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No sealed issuer years, no market earliest sealed date, and no live record start date are on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "8 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory"
  },
  {
   "for": "identity.isin",
   "source": "https://www.asx.com.au/markets/company/EML"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.gov.au/data/dataset/asic-companies"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.au-cm-kg.ai/events/ASX/EML"
  },
  {
   "for": "the halt flag",
   "source": "https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/"
  },
  {
   "for": "the auditor",
   "source": "https://announcements.asx.com.au/asxpdf/20260818/pdf/072vww3jvymxwc.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.au-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.au-cm-kg.ai/record/ASX/EML"
  }
 ],
 "title": "EML PAYMENTS LIMITED (EML) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}