{
 "as_of": "2026-11-06",
 "cmr": "au-cm-kg/ASX/ZIP",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# ZIP CO LIMITED.. (ASX: ZIP) — research page\n\nAs of 2026-11-06 · au-cm-kg · record version 1\n\n## Identity and listing\n\nZIP CO LIMITED is listed on the ASX under ticker ZIP, ISIN AU0000218307, LEI 254900RM95URFC15G140. Its security type is Corporate, its sector is Financials, and its jurisdiction is Australia (ASIC-registered public company). Segment is not on the record. Status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 187 filings in the twelve months to 2026-11-06, across 121 filing days. The median gap between filing days is 1.0 days. The latest filing is dated 2026-11-05 and is of type corporate_action, 1 day before the record date. The ASX median cadence gap is 6 days across 1,829 issuers, with a median of 58 filings and a median latency of 4.0 days. The Financials sector median cadence gap is 6 days across 130 issuers, with a median of 49.0 filings and a median latency of 7 days. The issuer's filings by type are: 74 corporate_action, 51 substantial_holder, 25 asx_announcement, 16 director_interest, 9 newswire_release, 8 financial_statement, and 4 agm_record_date.\n\n## Auditor\n\nThe auditor of record is Deloitte Touche Tohmatsu. The auditor's location is not on the record. Auditor changes are not on the record, as the market's register does not yet carry a lifecycle type map.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as the market's register does not yet carry a lifecycle type map. The halt flag shows listed, not halted.\n\n## Orderability\n\nThe outcome cannot be determined, because the chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/au/ddo-design-and-distribution-obligations/r1, with the chapter as of 2026-11-04.\n\n## Coverage\n\nThe field has not been read.\n\n## Open research\n\nThe field has not been read.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.asx.com.au/markets/trade-our-cash-market/directory (identity.exchange)\n- https://www.asx.com.au/markets/company/ZIP (identity.isin)\n- https://data.gov.au/data/dataset/asic-companies (identity.jurisdiction)\n- https://api.gleif.org/api/v1/lei-records/254900RM95URFC15G140 (identity.lei)\n- https://mcp.au-cm-kg.ai/events/ASX/ZIP (the disclosure lines)\n- https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/ (the halt flag)\n- https://announcements.asx.com.au/asxpdf/20260820/pdf/072z6kc5ypkzn7.pdf (the auditor)\n- https://mcp.au-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.au-cm-kg.ai/record/ASX/ZIP (the record)\n",
 "market": "AU",
 "node": "au-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the AU vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "read_by": "read by ChatGPT (batch)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://announcements.asx.com.au/asxpdf/20260820/pdf/072z6kc5ypkzn7.pdf",
    "state": "filled",
    "value": "Deloitte Touche Tohmatsu"
   },
   "auditor_firm_id": {
    "market": "AU",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "AU",
    "state": "not_on_record"
   },
   "changes": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "au-cm-kg/ASX/ZIP",
  "coverage": {
   "note": "the coverage field has not been read for this issuer",
   "state": "not_read"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 1829,
     "median_cadence_gap_days": 6,
     "median_filings": 58,
     "median_latency_days": 4,
     "name": "ASX"
    },
    "sector": {
     "issuers": 130,
     "median_cadence_gap_days": 6,
     "median_filings": 49,
     "median_latency_days": 7,
     "name": "Financials"
    }
   },
   "by_type": {
    "agm_record_date": 4,
    "asx_announcement": 25,
    "corporate_action": 74,
    "director_interest": 16,
    "financial_statement": 8,
    "newswire_release": 9,
    "substantial_holder": 51
   },
   "cadence_median_gap_days": 1,
   "filing_days": 121,
   "filings": 187,
   "latency_days": 1,
   "latest": [
    {
     "category": null,
     "date": "2026-11-05",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03162338",
     "title": "Update - Notification of buy-back - ZIP",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-11-04",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03161818",
     "title": "Update - Notification of buy-back - ZIP",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-11-03",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03161596",
     "title": "Update - Notification of buy-back - ZIP",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-11-03",
     "source": "https://www.asx.com.au/asx/v2/statistics/displayAnnouncement.do?display=pdf&idsId=03161406",
     "title": "Update - Notification of buy-back - ZIP",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-11-02",
     "source": "https://www.businesswire.com/news/home/20261102733086/en/Zip-Research-Reveals-83-of-U.S.-BNPL-Users-With-a-Preferred-Provider-Would-Likely-Abandon-a-Purchase-Without-It",
     "title": "Zip Research Reveals 83% of U.S. BNPL Users With a Preferred Provider Would Likely Abandon a Purchase Without It",
     "type": "newswire_release"
    }
   ],
   "latest_filing_date": "2026-11-05",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.au-cm-kg.ai/events/ASX/ZIP",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "ASX"
   },
   "isin": {
    "read_by": "ASX company record (exchange site, asx.com.au company page data)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/company/ZIP",
    "state": "confirmed",
    "value": "AU0000218307"
   },
   "jurisdiction": {
    "read_by": "ASIC company register bulk dataset (data.gov.au, weekly) (company type)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://data.gov.au/data/dataset/asic-companies (COMPANY_202609.csv)",
    "state": "sourced",
    "value": "Australia (ASIC-registered public company)"
   },
   "lei": {
    "read_by": "GLEIF name-exact",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.gleif.org/api/v1/lei-records/254900RM95URFC15G140",
    "state": "filled",
    "value": "254900RM95URFC15G140"
   },
   "name": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "ZIP CO LIMITED.."
   },
   "sector": {
    "read_by": "ASX company record (exchange site, asx.com.au company page data)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/company/ZIP",
    "state": "sourced",
    "value": "Financials"
   },
   "security_type": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "AU",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ASX listed-companies directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory (directory file asx.api.markitdigital.com/asx-research/1.0/companies/directory/file)",
    "state": "sourced",
    "value": "ZIP"
   },
   "website": {
    "market": "AU",
    "reason": "no source read",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "AU",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "AU",
  "node": "au-cm-kg",
  "numbers_hash": "sha256:99625ffe774bfc55eb4c1f83f91a2ded478755b8544954892d3eecf79f7bc361",
  "open_research": {
   "rows": [],
   "state": "not_read"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.au-cm-kg.ai/book/aio.json",
    "door": "https://mcp.au-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/au/ddo-design-and-distribution-obligations/r1",
   "section": "au.aio.v8"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.au-cm-kg.ai/record/ASX/ZIP",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:99625ffe774bfc55eb4c1f83f91a2ded478755b8544954892d3eecf79f7bc361",
 "path": "/au/ASX/ZIP",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "ZIP CO LIMITED is listed on the ASX under ticker ZIP, ISIN AU0000218307, LEI 254900RM95URFC15G140. Its security type is Corporate, its sector is Financials, and its jurisdiction is Australia (ASIC-registered public company). Segment is not on the record. Status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 187 filings in the twelve months to 2026-11-06, across 121 filing days. The median gap between filing days is 1.0 days. The latest filing is dated 2026-11-05 and is of type corporate_action, 1 day before the record date. The ASX median cadence gap is 6 days across 1,829 issuers, with a median of 58 filings and a median latency of 4.0 days. The Financials sector median cadence gap is 6 days across 130 issuers, with a median of 49.0 filings and a median latency of 7 days. The issuer's filings by type are: 74 corporate_action, 51 substantial_holder, 25 asx_announcement, 16 director_interest, 9 newswire_release, 8 financial_statement, and 4 agm_record_date.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is Deloitte Touche Tohmatsu. The auditor's location is not on the record. Auditor changes are not on the record, as the market's register does not yet carry a lifecycle type map.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as the market's register does not yet carry a lifecycle type map. The halt flag shows listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome cannot be determined, because the chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/au/ddo-design-and-distribution-obligations/r1, with the chapter as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The field has not been read.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "The field has not been read.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.asx.com.au/markets/trade-our-cash-market/directory"
  },
  {
   "for": "identity.isin",
   "source": "https://www.asx.com.au/markets/company/ZIP"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.gov.au/data/dataset/asic-companies"
  },
  {
   "for": "identity.lei",
   "source": "https://api.gleif.org/api/v1/lei-records/254900RM95URFC15G140"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.au-cm-kg.ai/events/ASX/ZIP"
  },
  {
   "for": "the halt flag",
   "source": "https://asx.api.markitdigital.com/asx-research/1.0/markets/announcements ; https://www.nsx.com.au/marketdata/delisted-suspended/"
  },
  {
   "for": "the auditor",
   "source": "https://announcements.asx.com.au/asxpdf/20260820/pdf/072z6kc5ypkzn7.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.au-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.au-cm-kg.ai/record/ASX/ZIP"
  }
 ],
 "title": "ZIP CO LIMITED.. (ZIP) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}