{
 "as_of": "2026-11-06",
 "cmr": "be-cm-kg/XBRU/BE0003565737",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# KBC (Euronext Brussels: BE0003565737) — research page\n\nAs of 2026-11-06 · be-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is KBC, listed on Euronext Brussels under ticker BE0003565737, with ISIN BE0003565737 and LEI 213800X3Q9LSAKRUWY91. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.\n\n## The disclosure read\n\nThe record holds 18 filings in the twelve months to 2026-11-06, across 14 filing days. The median gap between filing days is 26 days, against a median of 19.2 days for issuers on Euronext Brussels. The latest filing is dated 2026-10-27, is of type Inside information, and falls 10 days before the record date. The median filing count for issuers on Euronext Brussels is 12, and the median latency is 17.5 days. The sector median is not on the record.\n\n## Auditor\n\nThe auditor of record and its location are not on the record. Auditor changes are not on the record.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record. The halt flag is listed.\n\n## Orderability\n\nThe outcome is not determinable, because the chapter's orderability section carries no client categories. The rule version is acm-68000/be/mifid-ii-product-governance/r1.\n\n## Coverage\n\nThe issuer's investor-relations page names 20 research houses: Alpha Value, Autonomous, Barclays Capital, Goldman Sachs, JP Morgan Securities, Keefe, Bruyette & Woods, KeplerCheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Rothschild & Co, UBS, ABN Amro - Oddo BHF, CIC, Citigroup, Deutsche Bank, Exane BNP Paribas, Grupo Santander, ING and Intesa Sanpaolo.\n\n## Open research\n\nNo openly published research notes were found.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No sealed years hold the issuer, and no earliest sealed date is recorded. The live record began date is not on the record.\n\n## Sources\n\n6 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.be-cm-kg.ai/events/XBRU/BE0003565737 (the disclosure lines)\n- https://be.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.kbc.com/en/investor-relations/analysts-and-consensus.html (coverage)\n- https://mcp.be-cm-kg.ai/record/XBRU/BE0003565737 (the record)\n",
 "market": "BE",
 "node": "be-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the BE vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "BE",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "BE",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "BE",
    "state": "not_on_record"
   },
   "changes": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "be-cm-kg/XBRU/BE0003565737",
  "coverage": {
   "count": 20,
   "houses": [
    {
     "analyst": "Sylvain Perret",
     "house": "Alpha Value",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Farquhar Murray",
     "house": "Autonomous",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Namita Samtani",
     "house": "Barclays Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Chris Hallam",
     "house": "Goldman Sachs",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Amit Ranjan",
     "house": "JP Morgan Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Hari Sivakumaran",
     "house": "Keefe, Bruyette & Woods",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Benoit Petrarque",
     "house": "KeplerCheuvreux",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Matthew Clark",
     "house": "Mediobanca",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Giulia Aurora Miotto",
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Anke Reingen",
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "James Invine",
     "house": "Rothschild & Co",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Johan Ekblom",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Cor Kluis",
     "house": "ABN Amro - Oddo BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Pierre Chedeville",
     "house": "CIC",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Shrey Srivastava",
     "house": "Citigroup",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Sharath Kumar",
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Cyril Toutounji",
     "house": "Exane BNP Paribas",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Juan Pablo Lopez",
     "house": "Grupo Santander",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Jason Kalamboussis",
     "house": "ING",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    },
    {
     "analyst": "Alberto Artoni",
     "house": "Intesa Sanpaolo",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html",
     "result": "read: 20 of 34 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 115,
     "median_cadence_gap_days": 19.2,
     "median_filings": 12,
     "median_latency_days": 17.5,
     "name": "Euronext Brussels"
    },
    "sector": {
     "market": "BE",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "Announcement of change in denominator or in thresholds": 1,
    "Announcement of notification of major shareholding": 2,
    "Annual announcement": 1,
    "Annual financial report": 1,
    "Half-yearly financial report": 1,
    "Inside information": 9,
    "Minutes of ordinary general meeting": 1,
    "Notice of ordinary general meeting": 1,
    "Quarterly information": 1
   },
   "cadence_median_gap_days": 26,
   "filing_days": 14,
   "filings": 18,
   "latency_days": 10,
   "latest": [
    {
     "category": "Inside information",
     "date": "2026-10-27",
     "source": "https://webapi.fsma.be/api/v1/en/stori/download?fileDataId=dea84972-5450-4d2d-88ac-1be367e308d1",
     "title": "PR 20261027_ECB_SREP2026_ENG.pdf",
     "type": "Inside information"
    },
    {
     "category": "Half-yearly financial report",
     "date": "2026-08-06",
     "source": "https://webapi.fsma.be/api/v1/en/stori/download?fileDataId=68061d82-faaf-4aab-8e9b-75c498153ce5",
     "title": "2Q2026 Quarterly report.pdf",
     "type": "Half-yearly financial report"
    },
    {
     "category": "Inside information",
     "date": "2026-08-06",
     "source": "https://webapi.fsma.be/api/v1/en/stori/download?fileDataId=06ccfceb-0d7b-41c2-ab9d-2d65c69d686c",
     "title": "PB_2Q26_EN.pdf",
     "type": "Inside information"
    },
    {
     "category": "Announcement of notification of major shareholding",
     "date": "2026-07-27",
     "source": "https://webapi.fsma.be/api/v1/en/stori/download?fileDataId=438489a2-548c-4947-9e39-d495757569eb",
     "title": "bericht transparantie JUL2026 engels FMR.pdf",
     "type": "Announcement of notification of major shareholding"
    },
    {
     "category": "Inside information",
     "date": "2026-06-30",
     "source": "https://webapi.fsma.be/api/v1/en/stori/download?fileDataId=ba1d6d08-3364-48e2-96ce-d9b2147c4cb9",
     "title": "20260630_Leadership Update June 30_ENG.pdf",
     "type": "Inside information"
    }
   ],
   "latest_filing_date": "2026-10-27",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.be-cm-kg.ai/events/XBRU/BE0003565737",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/be/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Euronext Brussels"
   },
   "isin": {
    "read_by": "eu-sources/be/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "BE0003565737"
   },
   "jurisdiction": {
    "market": "BE",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN BE0003565737)",
    "state": "sourced",
    "value": "213800X3Q9LSAKRUWY91"
   },
   "name": {
    "read_by": "eu-sources/be/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "KBC"
   },
   "sector": {
    "market": "BE",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "BE",
    "state": "not_on_record"
   },
   "segment": {
    "market": "BE",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "eu-sources/be/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "BE0003565737"
   },
   "website": {
    "market": "BE",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "BE",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "BE",
  "node": "be-cm-kg",
  "numbers_hash": "sha256:6a217c69772672d9a7e0c8c13502880558b632e323baf09e3988c57089e81075",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://be.eu-cm-kg.ai/book/aio.json",
    "door": "https://be.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/be/mifid-ii-product-governance/r1",
   "section": "be.aio.v6"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.be-cm-kg.ai/record/XBRU/BE0003565737",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "note": "on the be-cm-kg register as of 2026-11-06; the node's halt flag was not read for this record",
   "read_date": "2026-11-06",
   "value": "listed"
  }
 },
 "numbers_hash": "sha256:6a217c69772672d9a7e0c8c13502880558b632e323baf09e3988c57089e81075",
 "path": "/be/XBRU/BE0003565737",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is KBC, listed on Euronext Brussels under ticker BE0003565737, with ISIN BE0003565737 and LEI 213800X3Q9LSAKRUWY91. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 18 filings in the twelve months to 2026-11-06, across 14 filing days. The median gap between filing days is 26 days, against a median of 19.2 days for issuers on Euronext Brussels. The latest filing is dated 2026-10-27, is of type Inside information, and falls 10 days before the record date. The median filing count for issuers on Euronext Brussels is 12, and the median latency is 17.5 days. The sector median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record and its location are not on the record. Auditor changes are not on the record.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record. The halt flag is listed.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable, because the chapter's orderability section carries no client categories. The rule version is acm-68000/be/mifid-ii-product-governance/r1.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 20 research houses: Alpha Value, Autonomous, Barclays Capital, Goldman Sachs, JP Morgan Securities, Keefe, Bruyette & Woods, KeplerCheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Rothschild & Co, UBS, ABN Amro - Oddo BHF, CIC, Citigroup, Deutsche Bank, Exane BNP Paribas, Grupo Santander, ING and Intesa Sanpaolo.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No sealed years hold the issuer, and no earliest sealed date is recorded. The live record began date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "6 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.be-cm-kg.ai/events/XBRU/BE0003565737"
  },
  {
   "for": "the orderability chapter",
   "source": "https://be.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.kbc.com/en/investor-relations/analysts-and-consensus.html"
  },
  {
   "for": "the record",
   "source": "https://mcp.be-cm-kg.ai/record/XBRU/BE0003565737"
  }
 ],
 "title": "KBC (BE0003565737) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}