{
 "as_of": "2026-11-06",
 "cmr": "ca-cm-kg/TSX/IFC",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Intact Financial Corporation (TSX: IFC) — research page\n\nAs of 2026-11-06 · ca-cm-kg · record version 1\n\n## Identity and listing\n\nIntact Financial Corporation is listed on the TSX under ticker IFC, with ISIN CA45823T1066 and LEI 5493009LXGE7Y4U9OY43. Its security type is Corporate, its segment is not on the record, its sector is Financial Services, and its jurisdiction is Canada (federal, CBCA). Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 36 filings in the twelve months to 2026-11-06, across 34 filing days: 27 newswire releases, 8 financial statements and 1 corporate action. The median gap between filing days is 7 days. The latest filing is a financial statement dated 2026-11-03, 3 days before the record date. The TSX median is 16 days of cadence gap, 0.0 filings and 3.0 days of latency; the Financial Services median is 21.5 days of cadence gap, 10.5 filings and 8.5 days of latency, below the sector median on filings.\n\n## Auditor\n\nThe auditor of record is Ernst & Young LLP; its location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds no listing, delisting, name change, domicile change or segment move events. The halt flag is listed, not halted.\n\n## Orderability\n\nUnder rule version acm-68000/ca/kyp-know-your-product-ni-31-103/r1, paragraph (o) of the definition and paragraph (q) of the definition each return signal ACM-200, determinable as of chapter date 2026-11-04.\n\n## Coverage\n\nThe field has not been read, so the research houses named on the issuer's investor-relations page are not on the record.\n\n## Open research\n\nThe field has not been read, so openly published research notes are not on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed and no issuer years are sealed. The live record began 2026-09-10. Years 2021 through 2026 are sealed in the store but not served as of a date; the as-of door answers not_sealed.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.tsx.com/json/company-directory/search/tsx/^* (identity.exchange)\n- https://www.investing.com/equities/intact-financial-corp (identity.isin)\n- https://api.gleif.org/api/v1/lei-records/5493009LXGE7Y4U9OY43 (identity.jurisdiction)\n- https://www.tsx.com/en/resource/571 (identity.sector)\n- https://mcp.ca-cm-kg.ai/events/TSX/IFC (the disclosure lines)\n- https://iiroc.mediaroom.com/index.php?s=2429&l=100 (the halt flag)\n- https://www.sedarplus.ca/csa-party/records/document.html?id=8c94ca56247556ce5da487c44e0d2262d79658af26128199c36a7abfbb721071 (the auditor)\n- https://mcp.ca-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.ca-cm-kg.ai/record/TSX/IFC (the record)\n",
 "market": "CA",
 "node": "ca-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-10",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the CA store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "read_by": "Tavily regex",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sedarplus.ca/csa-party/records/document.html?id=8c94ca56247556ce5da487c44e0d2262d79658af26128199c36a7abfbb721071",
    "state": "sourced",
    "value": "Ernst & Young LLP"
   },
   "auditor_firm_id": {
    "market": "CA",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "CA",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "ca-cm-kg/TSX/IFC",
  "coverage": {
   "note": "the coverage field has not been read for this issuer",
   "state": "not_read"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 2270,
     "median_cadence_gap_days": 16,
     "median_filings": 0,
     "median_latency_days": 3,
     "name": "TSX"
    },
    "sector": {
     "issuers": 98,
     "median_cadence_gap_days": 21.5,
     "median_filings": 10.5,
     "median_latency_days": 8.5,
     "name": "Financial Services"
    }
   },
   "by_type": {
    "corporate_action": 1,
    "financial_statement": 8,
    "newswire_release": 27
   },
   "cadence_median_gap_days": 7,
   "filing_days": 34,
   "filings": 36,
   "latency_days": 3,
   "latest": [
    {
     "category": null,
     "date": "2026-11-03",
     "source": "https://www.newswire.ca/news-releases/intact-financial-corporation-reports-q3-2026-results-853668872.html",
     "title": "Intact Financial Corporation reports Q3-2026 results",
     "type": "financial_statement"
    },
    {
     "category": null,
     "date": "2026-10-28",
     "source": "https://www.newswire.ca/news-releases/team-canada-and-intact-insurance-announce-recipients-of-the-2026-intact-olympian-impact-grants-program-838330701.html",
     "title": "Team Canada and Intact Insurance Announce Recipients of the 2026 Intact Olympian Impact Grants Program",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-10-21",
     "source": "https://www.newswire.ca/news-releases/intact-opens-applications-for-climate-resilience-grants-as-communities-face-growing-flood-and-wildfire-risks-873280088.html",
     "title": "Intact opens applications for Climate Resilience Grants as communities face growing flood and wildfire risks",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-10-19",
     "source": "https://www.newswire.ca/news-releases/media-advisory-intact-financial-corporation-to-announce-2026-third-quarter-results-on-november-3-2026-and-hold-earnings-conference-call-the-following-day-845019920.html",
     "title": "Media Advisory - Intact Financial Corporation to announce 2026 third quarter results on November 3, 2026 and hold earnings conference call the following day",
     "type": "financial_statement"
    },
    {
     "category": null,
     "date": "2026-10-07",
     "source": "https://www.newswire.ca/news-releases/strong-el-nino-forecast-raises-the-stakes-for-winter-preparedness-six-maintenance-tips-to-help-protect-your-home-now-897469895.html",
     "title": "Strong El Niño forecast raises the stakes for winter preparedness: Six maintenance tips to help protect your home now",
     "type": "newswire_release"
    }
   ],
   "latest_filing_date": "2026-11-03",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.ca-cm-kg.ai/events/TSX/IFC",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsx/^*",
    "state": "sourced",
    "value": "TSX"
   },
   "isin": {
    "read_by": "Tavily search + regex extraction from page text",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.investing.com/equities/intact-financial-corp",
    "state": "conflict",
    "value": "CA45823T1066"
   },
   "jurisdiction": {
    "read_by": "GLEIF LEI record (LEI per the LEI column) · adjudicated by Claude",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.gleif.org/api/v1/lei-records/5493009LXGE7Y4U9OY43",
    "state": "filled",
    "value": "Canada (federal, CBCA)"
   },
   "lei": {
    "read_by": "GLEIF name-exact",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.gleif.org/api/v1/lei-records/5493009LXGE7Y4U9OY43",
    "state": "filled",
    "value": "5493009LXGE7Y4U9OY43"
   },
   "name": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsx/^*",
    "state": "sourced",
    "value": "Intact Financial Corporation"
   },
   "sector": {
    "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)",
    "state": "sourced",
    "value": "Financial Services"
   },
   "security_type": {
    "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "CA",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsx/^*",
    "state": "sourced",
    "value": "IFC"
   },
   "website": {
    "market": "CA",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": [],
   "domicile_change": [],
   "listing": [],
   "name_change": [],
   "segment_move": []
  },
  "market": "CA",
  "node": "ca-cm-kg",
  "numbers_hash": "sha256:b7cf66852f060f71cfaa9c0db0a17edb0b6f3f220936d091a173a38f53589521",
  "open_research": {
   "rows": [],
   "state": "not_read"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "Paragraph (o) of the definition",
    "Paragraph (q) of the definition"
   ],
   "outcomes": {
    "Paragraph (o) of the definition": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "Paragraph (q) of the definition": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.ca-cm-kg.ai/book/aio.json",
    "door": "https://mcp.ca-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/ca/kyp-know-your-product-ni-31-103/r1",
   "section": "ca.aio.v11"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.ca-cm-kg.ai/record/TSX/IFC",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:b7cf66852f060f71cfaa9c0db0a17edb0b6f3f220936d091a173a38f53589521",
 "path": "/ca/TSX/IFC",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "Intact Financial Corporation is listed on the TSX under ticker IFC, with ISIN CA45823T1066 and LEI 5493009LXGE7Y4U9OY43. Its security type is Corporate, its segment is not on the record, its sector is Financial Services, and its jurisdiction is Canada (federal, CBCA). Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 36 filings in the twelve months to 2026-11-06, across 34 filing days: 27 newswire releases, 8 financial statements and 1 corporate action. The median gap between filing days is 7 days. The latest filing is a financial statement dated 2026-11-03, 3 days before the record date. The TSX median is 16 days of cadence gap, 0.0 filings and 3.0 days of latency; the Financial Services median is 21.5 days of cadence gap, 10.5 filings and 8.5 days of latency, below the sector median on filings.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is Ernst & Young LLP; its location is not on the record. The record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds no listing, delisting, name change, domicile change or segment move events. The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "Under rule version acm-68000/ca/kyp-know-your-product-ni-31-103/r1, paragraph (o) of the definition and paragraph (q) of the definition each return signal ACM-200, determinable as of chapter date 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The field has not been read, so the research houses named on the issuer's investor-relations page are not on the record.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "The field has not been read, so openly published research notes are not on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed and no issuer years are sealed. The live record began 2026-09-10. Years 2021 through 2026 are sealed in the store but not served as of a date; the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.tsx.com/json/company-directory/search/tsx/^*"
  },
  {
   "for": "identity.isin",
   "source": "https://www.investing.com/equities/intact-financial-corp"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://api.gleif.org/api/v1/lei-records/5493009LXGE7Y4U9OY43"
  },
  {
   "for": "identity.sector",
   "source": "https://www.tsx.com/en/resource/571"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.ca-cm-kg.ai/events/TSX/IFC"
  },
  {
   "for": "the halt flag",
   "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100"
  },
  {
   "for": "the auditor",
   "source": "https://www.sedarplus.ca/csa-party/records/document.html?id=8c94ca56247556ce5da487c44e0d2262d79658af26128199c36a7abfbb721071"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.ca-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.ca-cm-kg.ai/record/TSX/IFC"
  }
 ],
 "title": "Intact Financial Corporation (IFC) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}