{
 "as_of": "2026-11-06",
 "cmr": "ca-cm-kg/TSXV/EPF",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Everyday People Financial Corp. (TSXV: EPF) — research page\n\nAs of 2026-11-06 · ca-cm-kg · record version 1\n\n## Identity and listing\n\nEveryday People Financial Corp. is listed on the TSXV under ticker EPF, with ISIN CA30042D1087 and LEI not on the record. Its security type is Corporate, its sector is Technology, and its jurisdiction is not on the record. Its segment is not on the record. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 27 filings in the twelve months to 2026-11-06, on 20 filing days. The median gap between filing days is 16 days. The latest filing is dated 2026-10-02, 35 days before the record date, and is a corporate action. The TSXV median cadence gap is 19 days, with a median of 9 filings and a median latency of 17.0 days across 1427 issuers. The Technology sector median cadence gap is 16.5 days, with a median of 9 filings and a median latency of 10.5 days across 297 issuers.\n\n## Auditor\n\nThe auditor of record is not on the record, and its location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds name change lines dated 2026-10-01 and 2026-10-02. It holds no listing, delisting, domicile change or segment move lines. The halt flag is listed, not halted.\n\n## Orderability\n\nUnder the ACM-200 signal, the outcome is determinable for paragraph (o) of the definition and for paragraph (q) of the definition. The rule version is acm-68000/ca/kyp-know-your-product-ni-31-103/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe field has not been read, so the number of research houses named on the issuer's investor-relations page is not on the record.\n\n## Open research\n\nThe field has not been read, so the number of openly published research notes is not on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed, and no issuer years are sealed. The live record began on 2026-09-10. Years 2021 through 2026 are sealed in the store but not served as of a date, and the as-of door answers not_sealed.\n\n## Sources\n\n7 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.tsx.com/json/company-directory/search/tsxv/^* (identity.exchange)\n- https://br.investing.com/equities/justify-capital-corp (identity.isin)\n- https://www.tsx.com/en/resource/571 (identity.sector)\n- https://mcp.ca-cm-kg.ai/events/TSXV/EPF (the disclosure lines)\n- https://iiroc.mediaroom.com/index.php?s=2429&l=100 (the halt flag)\n- https://mcp.ca-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.ca-cm-kg.ai/record/TSXV/EPF (the record)\n",
 "market": "CA",
 "node": "ca-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-10",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the CA store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "market": "CA",
    "reason": "none found",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "CA",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "CA",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "ca-cm-kg/TSXV/EPF",
  "coverage": {
   "note": "the coverage field has not been read for this issuer",
   "state": "not_read"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 1427,
     "median_cadence_gap_days": 19,
     "median_filings": 9,
     "median_latency_days": 17,
     "name": "TSXV"
    },
    "sector": {
     "issuers": 297,
     "median_cadence_gap_days": 16.5,
     "median_filings": 9,
     "median_latency_days": 10.5,
     "name": "Technology"
    }
   },
   "by_type": {
    "agm_record_date": 3,
    "corporate_action": 4,
    "exchange_bulletin": 4,
    "financial_statement": 1,
    "halt_resume": 2,
    "newswire_release": 13
   },
   "cadence_median_gap_days": 16,
   "filing_days": 20,
   "filings": 27,
   "latency_days": 35,
   "latest": [
    {
     "category": null,
     "date": "2026-10-02",
     "source": "http://apps.tmx.com/TSXVenture/TSXVentureHttpController?GetPage=NoticesContents&PO_ID=&NOTICE_ID=321467&CORRECTION_FLG=N&HC_FLAG1=checked",
     "title": "TSXV bulletin: NAME CHANGE (Constating Documents)",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-10-01",
     "source": "https://www.newsfilecorp.com/release/316821/Everyday-People-Financial-Corp.-Announces-Shareholder-Approval-of-Name-Change-to-Global-Receivables-Management-Inc.-and-New-Trading-Symbol-GRMI",
     "title": "Everyday People Financial Corp. Announces Shareholder Approval of Name Change to Global Receivables Management Inc. and New Trading Symbol \"GRMI\"",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-09-14",
     "source": "http://apps.tmx.com/TSXVenture/TSXVentureHttpController?GetPage=NoticesContents&PO_ID=&NOTICE_ID=321193&CORRECTION_FLG=N&HC_FLAG1=checked",
     "title": "TSXV bulletin: SHARES FOR DEBT (Material Changes)",
     "type": "exchange_bulletin"
    },
    {
     "category": null,
     "date": "2026-09-10",
     "source": "https://www.newsfilecorp.com/release/313876/Everyday-People-Financial-to-Attend-the-ArcStoneKingswood-Growth-Summit-2026-in-Toronto",
     "title": "Everyday People Financial to Attend the ArcStone-Kingswood Growth Summit 2026 in Toronto",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-08-25",
     "source": "http://www.newsfilecorp.com/release/311426/Everyday-People-Financial-Announces-Closing-of-Shares-for-Debt-Settlement",
     "title": "Everyday People Financial Announces Closing of Shares for Debt Settlement",
     "type": "newswire_release"
    }
   ],
   "latest_filing_date": "2026-10-02",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.ca-cm-kg.ai/events/TSXV/EPF",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*",
    "state": "sourced",
    "value": "TSXV"
   },
   "isin": {
    "read_by": "Tavily search + regex extraction from page text",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://br.investing.com/equities/justify-capital-corp",
    "state": "sourced",
    "value": "CA30042D1087"
   },
   "jurisdiction": {
    "market": "CA",
    "reason": "none found",
    "state": "not_on_record"
   },
   "lei": {
    "market": "CA",
    "reason": "ISIN not in the GLEIF ISIN-to-LEI mapping file",
    "state": "not_on_record"
   },
   "name": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*",
    "state": "sourced",
    "value": "Everyday People Financial Corp."
   },
   "sector": {
    "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)",
    "state": "sourced",
    "value": "Technology"
   },
   "security_type": {
    "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "CA",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "tsx.com company directory (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*",
    "state": "sourced",
    "value": "EPF"
   },
   "website": {
    "market": "CA",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": [],
   "domicile_change": [],
   "listing": [],
   "name_change": [
    {
     "date": "2026-10-01",
     "source": "https://www.newsfilecorp.com/release/316821/Everyday-People-Financial-Corp.-Announces-Shareholder-Approval-of-Name-Change-to-Global-Receivables-Management-Inc.-and-New-Trading-Symbol-GRMI",
     "title": "Everyday People Financial Corp. Announces Shareholder Approval of Name Change to Global Receivables Management Inc. and New Trading Symbol \"GRMI\""
    },
    {
     "date": "2026-10-02",
     "source": "http://apps.tmx.com/TSXVenture/TSXVentureHttpController?GetPage=NoticesContents&PO_ID=&NOTICE_ID=321467&CORRECTION_FLG=N&HC_FLAG1=checked",
     "title": "TSXV bulletin: NAME CHANGE (Constating Documents)"
    }
   ],
   "segment_move": []
  },
  "market": "CA",
  "node": "ca-cm-kg",
  "numbers_hash": "sha256:8b08bedfe3e4389cae28ac6cf4c028ca27cb2d60d6dfbe1e9cd9ee12a35c403a",
  "open_research": {
   "rows": [],
   "state": "not_read"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "Paragraph (o) of the definition",
    "Paragraph (q) of the definition"
   ],
   "outcomes": {
    "Paragraph (o) of the definition": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "Paragraph (q) of the definition": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.ca-cm-kg.ai/book/aio.json",
    "door": "https://mcp.ca-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/ca/kyp-know-your-product-ni-31-103/r1",
   "section": "ca.aio.v11"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.ca-cm-kg.ai/record/TSXV/EPF",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:8b08bedfe3e4389cae28ac6cf4c028ca27cb2d60d6dfbe1e9cd9ee12a35c403a",
 "path": "/ca/TSXV/EPF",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "Everyday People Financial Corp. is listed on the TSXV under ticker EPF, with ISIN CA30042D1087 and LEI not on the record. Its security type is Corporate, its sector is Technology, and its jurisdiction is not on the record. Its segment is not on the record. Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 27 filings in the twelve months to 2026-11-06, on 20 filing days. The median gap between filing days is 16 days. The latest filing is dated 2026-10-02, 35 days before the record date, and is a corporate action. The TSXV median cadence gap is 19 days, with a median of 9 filings and a median latency of 17.0 days across 1427 issuers. The Technology sector median cadence gap is 16.5 days, with a median of 9 filings and a median latency of 10.5 days across 297 issuers.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, and its location is not on the record. The record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds name change lines dated 2026-10-01 and 2026-10-02. It holds no listing, delisting, domicile change or segment move lines. The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "Under the ACM-200 signal, the outcome is determinable for paragraph (o) of the definition and for paragraph (q) of the definition. The rule version is acm-68000/ca/kyp-know-your-product-ni-31-103/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The field has not been read, so the number of research houses named on the issuer's investor-relations page is not on the record.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "The field has not been read, so the number of openly published research notes is not on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed, and no issuer years are sealed. The live record began on 2026-09-10. Years 2021 through 2026 are sealed in the store but not served as of a date, and the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "7 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*"
  },
  {
   "for": "identity.isin",
   "source": "https://br.investing.com/equities/justify-capital-corp"
  },
  {
   "for": "identity.sector",
   "source": "https://www.tsx.com/en/resource/571"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.ca-cm-kg.ai/events/TSXV/EPF"
  },
  {
   "for": "the halt flag",
   "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.ca-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.ca-cm-kg.ai/record/TSXV/EPF"
  }
 ],
 "title": "Everyday People Financial Corp. (EPF) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}