{ "as_of": "2026-11-06", "cmr": "ca-cm-kg/TSXV/UPT.P", "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.", "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Upstart Investments Inc. (TSXV: UPT.P) — research page\n\nAs of 2026-11-06 · ca-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is Upstart Investments Inc., listed on the TSXV under ticker UPT.P. Its ISIN is not on the record, and its LEI is not on the record because no ISIN was found. Its security type is CPC, its sector is CPC, and its jurisdiction is Delaware, US. Its segment is not on the record. It is listed and not halted.\n\n## The disclosure read\n\nThe record holds 24 filings in the twelve months to 2026-11-06, across 18 filing days. Of these, 2 are financial statements and 22 are newswire releases. The median gap between filing days is 6 days. The latest filing is dated 2026-11-03, 3 days before the record date, and it is a financial statement. The TSXV peer median is a cadence gap of 19 days, 9 filings, and a latency of 17.0 days across 1427 issuers. The CPC sector peer median is a cadence gap of 45 days, 2.0 filings, and a latency of 83.0 days across 144 issuers.\n\n## Auditor\n\nThe auditor of record is Deloitte LLP. The auditor's location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds no listing, delisting, name change, domicile change or segment move events. The issuer is listed and not halted.\n\n## Orderability\n\nUnder the market's chapter as of 2026-11-04, the outcome for paragraph (o) of the definition is signal ACM-200, and the outcome is determinable. The outcome for paragraph (q) of the definition is signal ACM-200, and the outcome is determinable. The rule version is acm-68000/ca/kyp-know-your-product-ni-31-103/r1.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations pages read. The count is 0.\n\n## Open research\n\nNo openly published research notes were found. The count is 0.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed. The live record began on 2026-09-10. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.\n\n## Sources\n\n7 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.tsx.com/json/company-directory/search/tsxv/^* (identity.exchange)\n- https://www.sec.gov/Archives/edgar/data/1647639/000119312520285895/d867925ds1.htm (identity.jurisdiction)\n- https://www.tsx.com/en/resource/571 (identity.sector)\n- https://mcp.ca-cm-kg.ai/events/TSXV/UPT.P (the disclosure lines)\n- https://iiroc.mediaroom.com/index.php?s=2429&l=100 (the halt flag)\n- https://mcp.ca-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.ca-cm-kg.ai/record/TSXV/UPT.P (the record)\n", "market": "CA", "node": "ca-cm-kg", "numbers": { "as_of_depth": { "issuer_years_sealed": [], "live_record_began": "2026-09-10", "node_history_from": null, "node_years_sealed": [], "note": "6 years are sealed in the CA store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06", "record_version": 1, "sealed": false, "store_years_sealed_not_served": [ "2021", "2022", "2023", "2024", "2025", "2026" ] }, "auditor": { "auditor": { "read_by": "Tavily regex", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.sec.gov/Archives/edgar/data/1647639/000119312520285895/d867925ds1.htm", "state": "sourced", "value": "Deloitte LLP" }, "auditor_firm_id": { "market": "CA", "state": "not_on_record" }, "auditor_location": { "market": "CA", "state": "not_on_record" }, "changes": [] }, "cmr": "ca-cm-kg/TSXV/UPT.P", "coverage": { "count": 0, "houses": [], "pages_checked": [], "read_by": "Perplexity sonar (search) · page read by this rail", "read_date": "2026-11-12", "since": null, "state": "none_found" }, "disclosure": { "against": { "exchange": { "issuers": 1427, "median_cadence_gap_days": 19, "median_filings": 9, "median_latency_days": 17, "name": "TSXV" }, "sector": { "issuers": 144, "median_cadence_gap_days": 45, "median_filings": 2, "median_latency_days": 83, "name": "CPC" } }, "by_type": { "financial_statement": 2, "newswire_release": 22 }, "cadence_median_gap_days": 6, "filing_days": 18, "filings": 24, "latency_days": 3, "latest": [ { "category": null, "date": "2026-11-03", "source": "https://www.businesswire.com/news/home/20261103785778/en/Upstart-Announces-Third-Quarter-2026-Results", "title": "Upstart Announces Third Quarter 2026 Results", "type": "financial_statement" }, { "category": null, "date": "2026-11-03", "source": "https://www.businesswire.com/news/home/20261103272354/en/Upstart-Publishes-October-2026-Originations-and-Latest-UMI", "title": "Upstart Publishes October 2026 Originations and Latest UMI", "type": "newswire_release" }, { "category": null, "date": "2026-10-27", "source": "https://www.businesswire.com/news/home/20261027097839/en/Upstart-Co-founder-and-CEO-to-Participate-in-Fireside-Chat-at-Citis-Annual-FinTech-Conference-2026", "title": "Upstart Co-founder and CEO to Participate in Fireside Chat ...", "type": "newswire_release" }, { "category": null, "date": "2026-06-09", "source": "https://www.newsfilecorp.com/release/300596/UPST-DEADLINE-ALERT-ROSEN-NATIONAL-TRIAL-LAWYERS-Encourages-Upstart-Holdings-Inc.-Investors-to-Secure-Counsel-Before-Important-June-8-Deadline-in-Securities-Class-Action-UPST", "title": "UPST DEADLINE ALERT: ROSEN, NATIONAL TRIAL LAWYERS, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important June 8 Deadline in Securities Class Action - UPST - TMX Newsfile", "type": "newswire_release" }, { "category": null, "date": "2026-06-08", "source": "https://www.newsfilecorp.com/release/300341/UPST-DEADLINE-TOMORROW-ROSEN-A-HIGHLY-RECOGNIZED-LAW-FIRM-Encourages-Upstart-Holdings-Inc.-Investors-to-Secure-Counsel-Before-Important-June-8-Deadline-in-Securities-Class-Action-UPST", "title": "UPST DEADLINE TOMORROW: ROSEN, A HIGHLY RECOGNIZED LAW FIRM, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important June 8 Deadline in Securities Class Action - UPST - TMX Newsfile", "type": "newswire_release" } ], "latest_filing_date": "2026-11-03", "read": "the node's event lines (list_events_since), as get_filings serves them", "source": "https://mcp.ca-cm-kg.ai/events/TSXV/UPT.P", "window": { "from": "2025-11-06", "to": "2026-11-06" } }, "identity": { "exchange": { "read_by": "tsx.com company directory (exchange list)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*", "state": "sourced", "value": "TSXV" }, "isin": { "market": "CA", "reason": "no ISIN found on issuer pages", "state": "not_on_record" }, "jurisdiction": { "read_by": "Tavily search + regex extraction from page text", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.sec.gov/Archives/edgar/data/1647639/000119312520285895/d867925ds1.htm", "state": "sourced", "value": "Delaware, US" }, "lei": { "market": "CA", "reason": "no ISIN", "state": "not_on_record" }, "name": { "read_by": "tsx.com company directory (exchange list)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*", "state": "sourced", "value": "Upstart Investments Inc." }, "sector": { "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)", "state": "sourced", "value": "CPC" }, "security_type": { "read_by": "TMX listed-companies workbook (exchange list, monthly; data month named in the source column)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.tsx.com/en/resource/571 (tsx-and-amp-tsxv-listed-companies-2026-08-14-en.xlsx, data as of 31-Jul-2026)", "state": "sourced", "value": "CPC" }, "segment": { "market": "CA", "state": "not_on_record" }, "ticker": { "read_by": "tsx.com company directory (exchange list)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*", "state": "sourced", "value": "UPT.P" }, "website": { "market": "CA", "state": "not_on_record" } }, "licensed": { "columns": [ "licensor", "entitlement", "title", "date", "source" ], "rows": [], "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded." }, "lifecycle": { "delisting": [], "domicile_change": [], "listing": [], "name_change": [], "segment_move": [] }, "market": "CA", "node": "ca-cm-kg", "numbers_hash": "sha256:1051bc27d8443c07ed072473f19213ca7ddf55d64f898428c98924e64f90317e", "open_research": { "read_date": "2026-11-12", "rows": [], "state": "none_found" }, "orderability": { "chapter_as_of": "2026-11-04", "client_categories": [ "Paragraph (o) of the definition", "Paragraph (q) of the definition" ], "outcomes": { "Paragraph (o) of the definition": { "determinable": true, "signal": "ACM-200" }, "Paragraph (q) of the definition": { "determinable": true, "signal": "ACM-200" } }, "read": { "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group", "chapter": "https://mcp.ca-cm-kg.ai/book/aio.json", "door": "https://mcp.ca-cm-kg.ai/mcp", "tool": "get_orderability" }, "rule_version": "acm-68000/ca/kyp-know-your-product-ni-31-103/r1", "section": "ca.aio.v11" }, "record": { "as_of": "2026-11-06", "url": "https://mcp.ca-cm-kg.ai/record/TSXV/UPT.P", "version": 1 }, "schema": "research-numbers v0.1 (USR-01, 2026-11-11)", "status": { "read_date": "2026-11-08", "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100", "value": "listed, not halted" } }, "numbers_hash": "sha256:1051bc27d8443c07ed072473f19213ca7ddf55d64f898428c98924e64f90317e", "path": "/ca/TSXV/UPT.P", "schema": "research-page v0.1 (USR-02, 2026-11-11)", "sections": [ { "id": "identity", "text": "The issuer is Upstart Investments Inc., listed on the TSXV under ticker UPT.P. Its ISIN is not on the record, and its LEI is not on the record because no ISIN was found. Its security type is CPC, its sector is CPC, and its jurisdiction is Delaware, US. Its segment is not on the record. It is listed and not halted.", "title": "Identity and listing" }, { "id": "disclosure", "text": "The record holds 24 filings in the twelve months to 2026-11-06, across 18 filing days. Of these, 2 are financial statements and 22 are newswire releases. The median gap between filing days is 6 days. The latest filing is dated 2026-11-03, 3 days before the record date, and it is a financial statement. The TSXV peer median is a cadence gap of 19 days, 9 filings, and a latency of 17.0 days across 1427 issuers. The CPC sector peer median is a cadence gap of 45 days, 2.0 filings, and a latency of 83.0 days across 144 issuers.", "title": "The disclosure read" }, { "id": "auditor", "text": "The auditor of record is Deloitte LLP. The auditor's location is not on the record. The record holds no auditor changes.", "title": "Auditor" }, { "id": "events", "text": "The record holds no listing, delisting, name change, domicile change or segment move events. The issuer is listed and not halted.", "title": "Events and halts" }, { "id": "orderability", "text": "Under the market's chapter as of 2026-11-04, the outcome for paragraph (o) of the definition is signal ACM-200, and the outcome is determinable. The outcome for paragraph (q) of the definition is signal ACM-200, and the outcome is determinable. The rule version is acm-68000/ca/kyp-know-your-product-ni-31-103/r1.", "title": "Orderability" }, { "id": "coverage", "text": "No research houses were found on the issuer's investor-relations pages read. The count is 0.", "title": "Coverage" }, { "id": "open_research", "text": "No openly published research notes were found. The count is 0.", "title": "Open research" }, { "id": "licensed", "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.", "title": "Licensed" }, { "id": "depth", "text": "The market's vintage is not sealed. No issuer years are sealed. The live record began on 2026-09-10. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.", "title": "As-of depth" }, { "id": "sources", "text": "7 source pages are named on this page; every value above carries its own source page and read date in the numbers.", "title": "Sources" } ], "sources": [ { "for": "identity.exchange", "source": "https://www.tsx.com/json/company-directory/search/tsxv/^*" }, { "for": "identity.jurisdiction", "source": "https://www.sec.gov/Archives/edgar/data/1647639/000119312520285895/d867925ds1.htm" }, { "for": "identity.sector", "source": "https://www.tsx.com/en/resource/571" }, { "for": "the disclosure lines", "source": "https://mcp.ca-cm-kg.ai/events/TSXV/UPT.P" }, { "for": "the halt flag", "source": "https://iiroc.mediaroom.com/index.php?s=2429&l=100" }, { "for": "the orderability chapter", "source": "https://mcp.ca-cm-kg.ai/book/aio.json" }, { "for": "the record", "source": "https://mcp.ca-cm-kg.ai/record/TSXV/UPT.P" } ], "title": "Upstart Investments Inc. (UPT.P) — research page", "writer": { "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers", "engine": "claude-haiku-5-5" } }