{ "as_of": "2026-11-06", "cmr": "de-cm-kg/XETRA/UBK", "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.", "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# UMWELTBANK AG O.N. (Xetra: UBK) — research page\n\nAs of 2026-11-06 · de-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is UMWELTBANK AG O.N., listed on Xetra under ticker UBK, with ISIN DE0005570808 and LEI 529900POEO7KMKWM0A53. Its security type is Corporate, its segment is DEUTSCHLAND, and its jurisdiction is Germany (Handelsregister HRB). Its sector is not on the record. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 6 filings in the twelve months to 2026-11-06, across 3 filing days, of which 4 are corporate news and 2 are directors' dealings. The median gap between filing days is 3.0 days. The latest filing is dated 2026-11-04 and is of type directors' dealings, 2 days before the record date. Xetra's median cadence gap is 22.8 days across 419 issuers, its median filings are 6, and its median latency is 5.5 days. The sector median is not on the record for this market.\n\n## Auditor\n\nThe auditor of record is Wirtschaftsprüfungsgesellschaft Cramer & Kollegen GmbH, Hannover. Its location is not on the record. Auditor changes are not on the record.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as the register has no lifecycle type map yet. The halt flag is listed, not halted.\n\n## Orderability\n\nFor Professionelle Kunden, Privatkunden and Geeignete Gegenparteien, the outcome is determinable and the signal is ACM-200. The rule version is acm-68000/de/mifid-ii-product-governance-produkt-berwachung/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's own investor-relations page names no research houses; none was found on the pages read.\n\n## Open research\n\nThe record holds 4 openly published research notes: Baader Europe Research dated 2025-09-23, GBC AG dated 2024-06-26, GBC AG dated 2022-08-22, and GBC AG dated 2021-07-13.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began is not on the record.\n\n## Sources\n\n12 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (identity.exchange)\n- https://api.gleif.org/api/v1/lei-records/529900POEO7KMKWM0A53 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.de-cm-kg.ai/events/XETRA/UBK (the disclosure lines)\n- https://www.cashmarket.deutsche-boerse.com/cash-en/Stay-Informed/current-regulatory-topics/mifid-ii-releases/4086638!suspension-list (the halt flag)\n- https://www.umweltbank.de/download/3246-Geschaeftsbericht_EN-komprimiert.pdf (the auditor)\n- https://mcp.de-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.umweltbank.de/download/11367-Baader%20Europe%20Rating%2023.09.2025.pdf (open research)\n- https://www.umweltbank.de/download/6604-20240626_UmweltBank_Anno_engl.pdf (open research)\n- https://www.umweltbank.de/download/3597-GBC%20AG%20Researchstudie%20(eng.)%2022.08.22.pdf (open research)\n- https://www.umweltbank.de/download/3621-GBC%20AG%20Researchstudie%20(eng.)%2013.07.21.pdf (open research)\n- https://mcp.de-cm-kg.ai/record/XETRA/UBK (the record)\n", "market": "DE", "node": "de-cm-kg", "numbers": { "as_of_depth": { "issuer_years_sealed": [], "live_record_began": null, "node_history_from": null, "node_years_sealed": [], "note": "the DE vintage is not sealed; the record is the live record as of 2026-11-06", "record_version": 1, "sealed": false }, "auditor": { "auditor": { "read_by": "read by ChatGPT (batch)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.umweltbank.de/download/3246-Geschaeftsbericht_EN-komprimiert.pdf", "state": "filled", "value": "Wirtschaftsprüfungsgesellschaft Cramer & Kollegen GmbH, Hannover" }, "auditor_firm_id": { "market": "DE", "state": "not_on_record" }, "auditor_location": { "market": "DE", "state": "not_on_record" }, "changes": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" } }, "cmr": "de-cm-kg/XETRA/UBK", "coverage": { "count": 0, "houses": [], "pages_checked": [], "read_by": "Perplexity sonar (search) · page read by this rail", "read_date": "2026-11-12", "since": null, "state": "none_found" }, "disclosure": { "against": { "exchange": { "issuers": 419, "median_cadence_gap_days": 22.8, "median_filings": 6, "median_latency_days": 5.5, "name": "Xetra" }, "sector": { "market": "DE", "state": "not_on_record" } }, "by_type": { "corporate_news": 4, "directors_dealings": 2 }, "cadence_median_gap_days": 3, "filing_days": 3, "filings": 6, "latency_days": 2, "latest": [ { "category": "directors-dealings", "date": "2026-11-04", "source": "https://www.eqs-news.com/news/directors-dealings/umweltbank-aktiengesellschaft-dietmar-von-blucher-buy/e0c03387-6e0e-464f-a4f9-0b07f8f6f1a3_de", "title": "UmweltBank Aktiengesellschaft: Dietmar von Blücher, Kauf", "type": "directors_dealings" }, { "category": "directors-dealings", "date": "2026-11-03", "source": "https://www.eqs-news.com/de/news/directors-dealings/umweltbank-aktiengesellschaft-dietmar-von-bluecher-kauf/ab34dc5e-4dab-4fe9-a200-4934dc8101f7_de", "title": "UmweltBank Aktiengesellschaft: Dietmar von Blücher, Kauf", "type": "directors_dealings" }, { "category": "research-channel", "date": "2026-10-29", "source": "https://www.eqs-news.com/news/research-channel/original-research-umweltbank-ag-von-gbc-ag-kaufen/ab3bcd66-74c4-40d0-bab7-e2778dc1198f_de", "title": "Original-Research: UmweltBank AG (von GBC AG): Kaufen | Research - EQS News", "type": "corporate_news" }, { "category": "research-channel", "date": "2026-10-29", "source": "https://www.eqs-news.com/news/research-channel/original-research-umweltbank-ag-von-gbc-ag-buy/72cf8f92-648a-4bbc-a129-52e1c0c1ca11_en", "title": "Original-Research: UmweltBank AG (von GBC AG): BUY", "type": "corporate_news" }, { "category": "research", "date": "2026-10-29", "source": "https://www.eqs-news.com/de/news/research/original-research-umweltbank-ag-von-montega-ag-kaufen/58575f70-b263-4454-a07f-bb8eb2092a9b_de", "title": "Original-Research: UmweltBank AG (von Montega AG)", "type": "corporate_news" } ], "latest_filing_date": "2026-11-04", "read": "the node's event lines (list_events_since), as get_filings serves them", "source": "https://mcp.de-cm-kg.ai/events/XETRA/UBK", "window": { "from": "2025-11-06", "to": "2026-11-06" } }, "identity": { "exchange": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily) (Date Last Update:;11.09.2026)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "sourced", "value": "Xetra" }, "isin": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "confirmed", "value": "DE0005570808" }, "jurisdiction": { "read_by": "GLEIF LEI record (LEI per the LEI column) (registeredAs)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://api.gleif.org/api/v1/lei-records/529900POEO7KMKWM0A53", "state": "sourced", "value": "Germany (Handelsregister HRB)" }, "lei": { "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN", "read_date": "2026-11-09", "read_date_basis": "the field", "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN DE0005570808)", "state": "sourced", "value": "529900POEO7KMKWM0A53" }, "name": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily) (Date Last Update:;11.09.2026)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "sourced", "value": "UMWELTBANK AG O.N." }, "sector": { "market": "DE", "reason": "the Xetra instruments file carries index membership, not a sector classification", "state": "not_on_record" }, "security_type": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily) (Date Last Update:;11.09.2026)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "sourced", "value": "Corporate" }, "segment": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily) (Date Last Update:;11.09.2026)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "sourced", "value": "DEUTSCHLAND" }, "ticker": { "read_by": "Xetra all-tradable-instruments file (exchange list, daily) (Date Last Update:;11.09.2026)", "read_date": "2026-11-06", "read_date_basis": "the record version as_of", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares (file allTradableInstruments.csv)", "state": "sourced", "value": "UBK" }, "website": { "market": "DE", "state": "not_on_record" } }, "licensed": { "columns": [ "licensor", "entitlement", "title", "date", "source" ], "rows": [], "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded." }, "lifecycle": { "delisting": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" }, "domicile_change": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" }, "listing": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" }, "name_change": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" }, "segment_move": { "market": "DE", "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)", "state": "not_on_record" } }, "market": "DE", "node": "de-cm-kg", "numbers_hash": "sha256:8e716abb5ba2312a8b953a5c37a51c5f9e2945b6f1908aa9217496d901759242", "open_research": { "read_date": "2026-11-12", "rows": [ { "date": "2025-09-23", "kind": "issuer-sponsored", "publisher": "Baader Europe Research", "read_by": "the note's link answers (200 application/pdf); a document, not read as text", "read_date": "2026-11-12", "source": "https://www.umweltbank.de/download/11367-Baader%20Europe%20Rating%2023.09.2025.pdf", "state": "sourced", "title": "UmweltBank has completed the capital increase" }, { "date": "2024-06-26", "kind": "issuer-sponsored", "publisher": "GBC AG", "read_by": "the note's link answers (200 application/pdf); a document, not read as text", "read_date": "2026-11-12", "source": "https://www.umweltbank.de/download/6604-20240626_UmweltBank_Anno_engl.pdf", "state": "sourced", "title": "Return to profitability expected after transformation year 2024" }, { "date": "2022-08-22", "kind": "issuer-sponsored", "publisher": "GBC AG", "read_by": "the note's link answers (200 application/pdf); a document, not read as text", "read_date": "2026-11-12", "source": "https://www.umweltbank.de/download/3597-GBC%20AG%20Researchstudie%20(eng.)%2022.08.22.pdf", "state": "sourced", "title": "Research Note – UmweltBank AG" }, { "date": "2021-07-13", "kind": "issuer-sponsored", "publisher": "GBC AG", "read_by": "the note's link answers (200 application/pdf); a document, not read as text", "read_date": "2026-11-12", "source": "https://www.umweltbank.de/download/3621-GBC%20AG%20Researchstudie%20(eng.)%2013.07.21.pdf", "state": "sourced", "title": "Research Report (Anno) UmweltBank AG" } ], "state": "found" }, "orderability": { "chapter_as_of": "2026-11-04", "client_categories": [ "Professionelle Kunden", "Privatkunden", "Geeignete Gegenparteien" ], "outcomes": { "Geeignete Gegenparteien": { "determinable": true, "signal": "ACM-200" }, "Privatkunden": { "determinable": true, "signal": "ACM-200" }, "Professionelle Kunden": { "determinable": true, "signal": "ACM-200" } }, "read": { "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group", "chapter": "https://mcp.de-cm-kg.ai/book/aio.json", "door": "https://mcp.de-cm-kg.ai/mcp", "tool": "get_orderability" }, "rule_version": "acm-68000/de/mifid-ii-product-governance-produkt-berwachung/r1", "section": "de.aio.v13" }, "record": { "as_of": "2026-11-06", "url": "https://mcp.de-cm-kg.ai/record/XETRA/UBK", "version": 1 }, "schema": "research-numbers v0.1 (USR-01, 2026-11-11)", "status": { "read_date": "2026-11-09", "source": "https://www.cashmarket.deutsche-boerse.com/cash-en/Stay-Informed/current-regulatory-topics/mifid-ii-releases/4086638!suspension-list", "value": "listed, not halted" } }, "numbers_hash": "sha256:8e716abb5ba2312a8b953a5c37a51c5f9e2945b6f1908aa9217496d901759242", "path": "/de/XETRA/UBK", "schema": "research-page v0.1 (USR-02, 2026-11-11)", "sections": [ { "id": "identity", "text": "The issuer is UMWELTBANK AG O.N., listed on Xetra under ticker UBK, with ISIN DE0005570808 and LEI 529900POEO7KMKWM0A53. Its security type is Corporate, its segment is DEUTSCHLAND, and its jurisdiction is Germany (Handelsregister HRB). Its sector is not on the record. Its listing status is listed, not halted.", "title": "Identity and listing" }, { "id": "disclosure", "text": "The record holds 6 filings in the twelve months to 2026-11-06, across 3 filing days, of which 4 are corporate news and 2 are directors' dealings. The median gap between filing days is 3.0 days. The latest filing is dated 2026-11-04 and is of type directors' dealings, 2 days before the record date. Xetra's median cadence gap is 22.8 days across 419 issuers, its median filings are 6, and its median latency is 5.5 days. The sector median is not on the record for this market.", "title": "The disclosure read" }, { "id": "auditor", "text": "The auditor of record is Wirtschaftsprüfungsgesellschaft Cramer & Kollegen GmbH, Hannover. Its location is not on the record. Auditor changes are not on the record.", "title": "Auditor" }, { "id": "events", "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as the register has no lifecycle type map yet. The halt flag is listed, not halted.", "title": "Events and halts" }, { "id": "orderability", "text": "For Professionelle Kunden, Privatkunden and Geeignete Gegenparteien, the outcome is determinable and the signal is ACM-200. The rule version is acm-68000/de/mifid-ii-product-governance-produkt-berwachung/r1, and the chapter is as of 2026-11-04.", "title": "Orderability" }, { "id": "coverage", "text": "The issuer's own investor-relations page names no research houses; none was found on the pages read.", "title": "Coverage" }, { "id": "open_research", "text": "The record holds 4 openly published research notes: Baader Europe Research dated 2025-09-23, GBC AG dated 2024-06-26, GBC AG dated 2022-08-22, and GBC AG dated 2021-07-13.", "title": "Open research" }, { "id": "licensed", "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.", "title": "Licensed" }, { "id": "depth", "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began is not on the record.", "title": "As-of depth" }, { "id": "sources", "text": "12 source pages are named on this page; every value above carries its own source page and read date in the numbers.", "title": "Sources" } ], "sources": [ { "for": "identity.exchange", "source": "https://www.xetra.com/xetra-en/instruments/shares/list-of-tradable-shares" }, { "for": "identity.jurisdiction", "source": "https://api.gleif.org/api/v1/lei-records/529900POEO7KMKWM0A53" }, { "for": "identity.lei", "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download" }, { "for": "the disclosure lines", "source": "https://mcp.de-cm-kg.ai/events/XETRA/UBK" }, { "for": "the halt flag", "source": "https://www.cashmarket.deutsche-boerse.com/cash-en/Stay-Informed/current-regulatory-topics/mifid-ii-releases/4086638!suspension-list" }, { "for": "the auditor", "source": "https://www.umweltbank.de/download/3246-Geschaeftsbericht_EN-komprimiert.pdf" }, { "for": "the orderability chapter", "source": "https://mcp.de-cm-kg.ai/book/aio.json" }, { "for": "open research", "source": "https://www.umweltbank.de/download/11367-Baader%20Europe%20Rating%2023.09.2025.pdf" }, { "for": "open research", "source": "https://www.umweltbank.de/download/6604-20240626_UmweltBank_Anno_engl.pdf" }, { "for": "open research", "source": "https://www.umweltbank.de/download/3597-GBC%20AG%20Researchstudie%20(eng.)%2022.08.22.pdf" }, { "for": "open research", "source": "https://www.umweltbank.de/download/3621-GBC%20AG%20Researchstudie%20(eng.)%2013.07.21.pdf" }, { "for": "the record", "source": "https://mcp.de-cm-kg.ai/record/XETRA/UBK" } ], "title": "UMWELTBANK AG O.N. (UBK) — research page", "writer": { "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers", "engine": "claude-haiku-5-5" } }