{
 "as_of": "2026-11-06",
 "cmr": "es-cm-kg/XMAD/ES0124244E34",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# MAPFRE, S.A. (BME Madrid: ES0124244E34) — research page\n\nAs of 2026-11-06 · es-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is MAPFRE, S.A., listed on BME Madrid under the ticker ES0124244E34, with ISIN ES0124244E34 and LEI 95980020140005693107. The security type, segment, sector and jurisdiction are not on the record. The issuer is listed and not halted.\n\n## The disclosure read\n\nThe record holds 41 filings in the twelve months to 2026-11-06, across 22 filing days. The median gap between filing days is 8 days. The latest filing is dated 2026-11-04, 2 days before the record date, and is of type Sobre instrumentos financieros. On BME Madrid, the median filings per issuer is 31.0, the median cadence gap is 9 days and the median latency is 8 days, across 122 issuers. The sector median is not on the record.\n\n## Auditor\n\nThe auditor of record and its location are not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The issuer is listed and not halted.\n\n## Orderability\n\nThe outcome is not determinable under acm-68000/es/mifid-ii-product-governance/r1 as of 2026-11-04, because the chapter's orderability section carries no client categories and so the outcome cannot name its client category.\n\n## Coverage\n\nThe issuer's investor-relations page names 16 research houses: ALANTRA, ALPHAVALUE, AUTONOMOUS, BARCLAYS, BESTINVER SECURITIES, BofA, CAIXABANK BPI, GVC GAESCO, JB CAPITAL, ODDO, RENTA4, SABADELL, SANTANDER, UBS, CAIXABANK and BPI.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.\n\n## Sources\n\n7 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.es-cm-kg.ai/events/XMAD/ES0124244E34 (the disclosure lines)\n- https://www.cnmv.es/portal/Informacion-Privilegiada/Resultado-IP?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://www.cnmv.es/portal/Otra-Informacion-Relevante/Resultado-OIR?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://apiweb.bolsasymercados.es/Market/v1/EQ/ShareDetailsInfo?isin=<roster ISIN> (the halt flag)\n- https://es.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/ (coverage)\n- https://mcp.es-cm-kg.ai/record/XMAD/ES0124244E34 (the record)\n",
 "market": "ES",
 "node": "es-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the ES vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "ES",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "ES",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "ES",
    "state": "not_on_record"
   },
   "changes": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "es-cm-kg/XMAD/ES0124244E34",
  "coverage": {
   "count": 16,
   "houses": [
    {
     "analyst": "Francisco Riquel",
     "house": "ALANTRA",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Antoine Bouchetoux",
     "house": "ALPHAVALUE",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Youdish Chicooree",
     "house": "AUTONOMOUS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Alessia Magni & Ivan Bokhmat",
     "house": "BARCLAYS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Javier Beldarrain",
     "house": "BESTINVER SECURITIES",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Nimrat Kaur",
     "house": "BofA",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Carlos Peixoto",
     "house": "CAIXABANK BPI",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Marisa Mazo",
     "house": "GVC GAESCO",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Maksym Mishyn",
     "house": "JB CAPITAL",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Steven Gould",
     "house": "ODDO",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Nuria Álvarez",
     "house": "RENTA4",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Paz Ojeda",
     "house": "SABADELL",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Juan Pablo López",
     "house": "SANTANDER",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Qian Lu",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "house": "CAIXABANK",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    },
    {
     "analyst": "Carlos Peixoto",
     "house": "BPI",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/",
     "result": "read: 16 of 29 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 122,
     "median_cadence_gap_days": 9,
     "median_filings": 31,
     "median_latency_days": 8,
     "name": "BME Madrid"
    },
    "sector": {
     "market": "ES",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "Convocatoria de Junta o Asamblea": 4,
    "Informe anual de gobierno corporativo": 1,
    "Informe anual de remuneraciones de los consejeros": 1,
    "Informes financieros anuales y de auditoría": 1,
    "Informes financieros semestrales y de auditoría / revisiones limitadas": 2,
    "Otra información relevante": 9,
    "Reglamentos del Consejo": 1,
    "Sobre Gobierno corporativo": 2,
    "Sobre calificaciones crediticias": 2,
    "Sobre instrumentos financieros": 4,
    "Sobre negocio y situación financiera": 12,
    "Sobre ofertas de recompra de instrumentos de renta fija": 1,
    "Sobre operaciones corporativas: fusiones, adquisiciones y otros": 1
   },
   "cadence_median_gap_days": 8,
   "filing_days": 22,
   "filings": 41,
   "latency_days": 2,
   "latest": [
    {
     "category": "Sobre instrumentos financieros",
     "date": "2026-11-04",
     "source": "https://www.cnmv.es/webservices/verdocumento/ver?t=%7b0cb8ceb8-398d-426e-a16a-aa786f35b7f5%7d",
     "title": "Fijación de términos y condiciones de dos emisiones (una de obligaciones senior y otra de obligaciones subordinadas) que se realizarán al amparo del programa EMTN de Mapfre",
     "type": "Sobre instrumentos financieros"
    },
    {
     "category": "Sobre negocio y situación financiera",
     "date": "2026-10-28",
     "source": "https://www.cnmv.es/webservices/verdocumento/ver?t=%7b9b2c771b-8c26-4930-ad6f-19caa2cc84aa%7d",
     "title": "Presentación para inversores y analistas sobre la actividad del tercer trimestre de 2026",
     "type": "Sobre negocio y situación financiera"
    },
    {
     "category": "Otra información relevante",
     "date": "2026-10-28",
     "source": "https://www.cnmv.es/webservices/verdocumento/ver?t=%7b71fa2436-f101-41ca-90c5-e1612a6f0ca9%7d",
     "title": "Información sobre el dividendo a cuenta 2026",
     "type": "Otra información relevante"
    },
    {
     "category": "Sobre negocio y situación financiera",
     "date": "2026-10-28",
     "source": "https://www.cnmv.es/webservices/verdocumento/ver?t=%7b1c202ed8-a564-4b84-85d6-65ccab6e9d58%7d",
     "title": "Informe de actividad del tercer trimestre de 2026",
     "type": "Sobre negocio y situación financiera"
    },
    {
     "category": "Otra información relevante",
     "date": "2026-10-22",
     "source": "https://www.cnmv.es/webservices/verdocumento/ver?t=%7b0d1741d8-09c3-4970-804f-b164176b1ea9%7d",
     "title": "Anuncio webcast seguimiento de la actividad 9M 2026",
     "type": "Otra información relevante"
    }
   ],
   "latest_filing_date": "2026-11-04",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.es-cm-kg.ai/events/XMAD/ES0124244E34",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "allooloo-cm-kg/eu-sources/es roster.py",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "BME Madrid"
   },
   "isin": {
    "read_by": "allooloo-cm-kg/eu-sources/es roster.py",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "ES0124244E34"
   },
   "jurisdiction": {
    "market": "ES",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN ES0124244E34)",
    "state": "sourced",
    "value": "95980020140005693107"
   },
   "name": {
    "read_by": "allooloo-cm-kg/eu-sources/es roster.py",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "MAPFRE, S.A."
   },
   "sector": {
    "market": "ES",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "ES",
    "state": "not_on_record"
   },
   "segment": {
    "market": "ES",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "allooloo-cm-kg/eu-sources/es roster.py",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "ES0124244E34"
   },
   "website": {
    "market": "ES",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "ES",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "ES",
  "node": "es-cm-kg",
  "numbers_hash": "sha256:de0b97fe65ef43fc9d508449f265557397c8ee0086e03cc10c40a74103499eab",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://es.eu-cm-kg.ai/book/aio.json",
    "door": "https://es.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/es/mifid-ii-product-governance/r1",
   "section": "es.aio.v6"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.es-cm-kg.ai/record/XMAD/ES0124244E34",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://www.cnmv.es/portal/Informacion-Privilegiada/Resultado-IP?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://www.cnmv.es/portal/Otra-Informacion-Relevante/Resultado-OIR?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://apiweb.bolsasymercados.es/Market/v1/EQ/ShareDetailsInfo?isin=<roster ISIN>",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:de0b97fe65ef43fc9d508449f265557397c8ee0086e03cc10c40a74103499eab",
 "path": "/es/XMAD/ES0124244E34",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is MAPFRE, S.A., listed on BME Madrid under the ticker ES0124244E34, with ISIN ES0124244E34 and LEI 95980020140005693107. The security type, segment, sector and jurisdiction are not on the record. The issuer is listed and not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 41 filings in the twelve months to 2026-11-06, across 22 filing days. The median gap between filing days is 8 days. The latest filing is dated 2026-11-04, 2 days before the record date, and is of type Sobre instrumentos financieros. On BME Madrid, the median filings per issuer is 31.0, the median cadence gap is 9 days and the median latency is 8 days, across 122 issuers. The sector median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record and its location are not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The issuer is listed and not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable under acm-68000/es/mifid-ii-product-governance/r1 as of 2026-11-04, because the chapter's orderability section carries no client categories and so the outcome cannot name its client category.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 16 research houses: ALANTRA, ALPHAVALUE, AUTONOMOUS, BARCLAYS, BESTINVER SECURITIES, BofA, CAIXABANK BPI, GVC GAESCO, JB CAPITAL, ODDO, RENTA4, SABADELL, SANTANDER, UBS, CAIXABANK and BPI.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "7 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.es-cm-kg.ai/events/XMAD/ES0124244E34"
  },
  {
   "for": "the halt flag",
   "source": "https://www.cnmv.es/portal/Informacion-Privilegiada/Resultado-IP?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://www.cnmv.es/portal/Otra-Informacion-Relevante/Resultado-OIR?tipos=<category blob>&fechaDesde=09/11/2025&fechaHasta=09/11/2026 | https://apiweb.bolsasymercados.es/Market/v1/EQ/ShareDetailsInfo?isin=<roster ISIN>"
  },
  {
   "for": "the orderability chapter",
   "source": "https://es.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.mapfre.com/en/shareholders-and-investors/analyst-coverage/"
  },
  {
   "for": "the record",
   "source": "https://mcp.es-cm-kg.ai/record/XMAD/ES0124244E34"
  }
 ],
 "title": "MAPFRE, S.A. (ES0124244E34) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}