{
 "as_of": "2026-11-11",
 "cmr": "fi-cm-kg/XHEL/FI0009000103",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Bank of ?land Plc A (Nasdaq Helsinki: FI0009000103) — research page\n\nAs of 2026-11-11 · fi-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is Bank of ?land Plc A, listed on Nasdaq Helsinki under ticker FI0009000103, with ISIN FI0009000103 and LEI 7437006WYM821IJ3MN73. The security type, segment, sector and jurisdiction are not on the record. The listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 42 filings on 28 filing days in the window 2025-11-11 to 2026-11-11. The median gap between filing days is 7 days. The latest filing is dated 2026-11-10, one day before the record date 2026-11-11, and its type is Other information disclosed according to the rules of the Exchange. On Nasdaq Helsinki, which holds 151 issuers, the median cadence gap is 7 days, the median filings are 50, and the median latency is 6.5 days. The sector peer figures for this market are not on the record.\n\n## Auditor\n\nThe auditor and its location are not on the record. The auditor changes are not on the record, as this register has no lifecycle type map yet.\n\n## Events and halts\n\nThe listing, delisting, name change, domicile change and segment move lines are not on the record, as this register has no lifecycle type map yet. The halt flag shows listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable under acm-68000/fi/mifid-ii-product-governance/r1, because the chapter's orderability section, as of 2026-11-04, carries no client categories. The record does not name the client category.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations page.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, and the market earliest sealed date and the live record start date are not on the record.\n\n## Sources\n\n5 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mcp.fi-cm-kg.ai/events/XHEL/FI0009000103 (the disclosure lines)\n- https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX (the halt flag)\n- https://fi.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.fi-cm-kg.ai/record/XHEL/FI0009000103 (the record)\n",
 "market": "FI",
 "node": "fi-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the FI vintage is not sealed; the record is the live record as of 2026-11-11",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "FI",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "FI",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "FI",
    "state": "not_on_record"
   },
   "changes": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "fi-cm-kg/XHEL/FI0009000103",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 151,
     "median_cadence_gap_days": 7,
     "median_filings": 50,
     "median_latency_days": 6.5,
     "name": "Nasdaq Helsinki"
    },
    "sector": {
     "market": "FI",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "Annual Financial Report": 1,
    "Changes in company's own shares": 2,
    "Decisions of general meeting": 1,
    "Financial Calendar": 1,
    "Financial Statement Release": 1,
    "Half Year financial report": 1,
    "Inside information": 2,
    "Interim report (Q1 and Q3)": 2,
    "Major shareholder announcements": 1,
    "Managers' Transactions": 15,
    "Notice to general meeting": 1,
    "Other information disclosed according to the rules of the Exchange": 13,
    "Total number of voting rights and capital": 1
   },
   "cadence_median_gap_days": 7,
   "filing_days": 28,
   "filings": 42,
   "latency_days": 1,
   "latest": [
    {
     "category": "Other information disclosed according to the rules of the Exchange",
     "date": "2026-11-10",
     "source": "https://view.news.eu.nasdaq.com/view?id=bf80de6225d184df6a24c64171844b1f5&lang=en&src=listed",
     "title": "Bank of Åland Plc: Early repayment of Tier 2 Notes RB15 on 16 December 2026",
     "type": "Other information disclosed according to the rules of the Exchange"
    },
    {
     "category": "Financial Calendar",
     "date": "2026-10-23",
     "source": "https://view.news.eu.nasdaq.com/view?id=bec97be388fc588372be6b5c4be3828a7&lang=en&src=listed",
     "title": "Bank of Åland Plc: Financial information and Annual General Meeting, 2027",
     "type": "Financial Calendar"
    },
    {
     "category": "Interim report (Q1 and Q3)",
     "date": "2026-10-23",
     "source": "https://view.news.eu.nasdaq.com/view?id=b896df0d564264a71b89dfff9acdeb635&lang=en&src=listed",
     "title": "Bank of Åland Plc: Interim Report for the period January - September 2026",
     "type": "Interim report (Q1 and Q3)"
    },
    {
     "category": "Inside information",
     "date": "2026-10-19",
     "source": "https://view.news.eu.nasdaq.com/view?id=bb7746654c278c58d4bb5f692a4bdabff&lang=en&src=listed",
     "title": "Bank of Åland and Borgo to gradually phase out their collaboration on service provision",
     "type": "Inside information"
    },
    {
     "category": "Other information disclosed according to the rules of the Exchange",
     "date": "2026-09-10",
     "source": "https://view.news.eu.nasdaq.com/view?id=bf197939ceafc15e10d82f8a95d782b9e&lang=en&src=listed",
     "title": "Bank of Åland Plc to increase prime rate",
     "type": "Other information disclosed according to the rules of the Exchange"
    }
   ],
   "latest_filing_date": "2026-11-10",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.fi-cm-kg.ai/events/XHEL/FI0009000103",
   "window": {
    "from": "2025-11-11",
    "to": "2026-11-11"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Nasdaq Helsinki"
   },
   "isin": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "FI0009000103"
   },
   "jurisdiction": {
    "market": "FI",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "filled",
    "value": "7437006WYM821IJ3MN73"
   },
   "name": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Bank of ?land Plc A"
   },
   "sector": {
    "market": "FI",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "FI",
    "state": "not_on_record"
   },
   "segment": {
    "market": "FI",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "FI0009000103"
   },
   "website": {
    "market": "FI",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "FI",
  "node": "fi-cm-kg",
  "numbers_hash": "sha256:4eec2eef03f89f9dbadbc8861270df0c79e121c5ce695e87603dc378a11e4c0f",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://fi.eu-cm-kg.ai/book/aio.json",
    "door": "https://fi.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/fi/mifid-ii-product-governance/r1",
   "section": "fi.aio.v5"
  },
  "record": {
   "as_of": "2026-11-11",
   "url": "https://mcp.fi-cm-kg.ai/record/XHEL/FI0009000103",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-12",
   "source": "https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:4eec2eef03f89f9dbadbc8861270df0c79e121c5ce695e87603dc378a11e4c0f",
 "path": "/fi/XHEL/FI0009000103",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is Bank of ?land Plc A, listed on Nasdaq Helsinki under ticker FI0009000103, with ISIN FI0009000103 and LEI 7437006WYM821IJ3MN73. The security type, segment, sector and jurisdiction are not on the record. The listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 42 filings on 28 filing days in the window 2025-11-11 to 2026-11-11. The median gap between filing days is 7 days. The latest filing is dated 2026-11-10, one day before the record date 2026-11-11, and its type is Other information disclosed according to the rules of the Exchange. On Nasdaq Helsinki, which holds 151 issuers, the median cadence gap is 7 days, the median filings are 50, and the median latency is 6.5 days. The sector peer figures for this market are not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor and its location are not on the record. The auditor changes are not on the record, as this register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The listing, delisting, name change, domicile change and segment move lines are not on the record, as this register has no lifecycle type map yet. The halt flag shows listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable under acm-68000/fi/mifid-ii-product-governance/r1, because the chapter's orderability section, as of 2026-11-04, carries no client categories. The record does not name the client category.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's investor-relations page.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, and the market earliest sealed date and the live record start date are not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "5 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.fi-cm-kg.ai/events/XHEL/FI0009000103"
  },
  {
   "for": "the halt flag",
   "source": "https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX"
  },
  {
   "for": "the orderability chapter",
   "source": "https://fi.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.fi-cm-kg.ai/record/XHEL/FI0009000103"
  }
 ],
 "title": "Bank of ?land Plc A (FI0009000103) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}