{
 "as_of": "2026-11-11",
 "cmr": "fi-cm-kg/XHEL/FI4000496716",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Toivo Group Oyj (Nasdaq Helsinki: FI4000496716) — research page\n\nAs of 2026-11-11 · fi-cm-kg · record version 1\n\n## Identity and listing\n\nToivo Group Oyj is listed on Nasdaq Helsinki under ticker FI4000496716. Its ISIN is FI4000496716 and its LEI is 743700N31WYJDNPT8M98. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 105 filings in the twelve months to 2026-11-11, across 79 filing days. The median gap between filing days is 3.0 days, against a median of 7 days across the 151 issuers on Nasdaq Helsinki. The median filing count for those issuers is 50, and the issuer's count is 105. The record holds 14 days from the latest filing to the record date, against a Nasdaq Helsinki median of 6.5 days. The latest filing is dated 2026-10-28 and is an Interim report (Q1 and Q3). The sector median for this market is not on the record.\n\n## Auditor\n\nThe auditor of record and its location are not on the record. The market's record does not carry auditor changes.\n\n## Events and halts\n\nThe record does not carry a listing, delisting, name change, domicile change or segment move, because this register has no lifecycle type map. The issuer is listed and not halted.\n\n## Orderability\n\nThe outcome is not determinable for this issuer. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/fi/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nOne research house is named on the issuer's own investor-relations page: Inderes Oyj.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record start date is not on the record.\n\n## Sources\n\n6 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mcp.fi-cm-kg.ai/events/XHEL/FI4000496716 (the disclosure lines)\n- https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX (the halt flag)\n- https://fi.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://investors.toivo.fi/en/as_an_investment/estimates_and_analysis (coverage)\n- https://mcp.fi-cm-kg.ai/record/XHEL/FI4000496716 (the record)\n",
 "market": "FI",
 "node": "fi-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the FI vintage is not sealed; the record is the live record as of 2026-11-11",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "FI",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "FI",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "FI",
    "state": "not_on_record"
   },
   "changes": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "fi-cm-kg/XHEL/FI4000496716",
  "coverage": {
   "count": 1,
   "houses": [
    {
     "analyst": "Matias Arola",
     "house": "Inderes Oyj",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://investors.toivo.fi/en/as_an_investment/estimates_and_analysis",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://investors.toivo.fi/en/as_an_investment/estimates_and_analysis",
     "result": "read: 1 of 2 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 151,
     "median_cadence_gap_days": 7,
     "median_filings": 50,
     "median_latency_days": 6.5,
     "name": "Nasdaq Helsinki"
    },
    "sector": {
     "market": "FI",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "Annual Financial Report": 1,
    "Changes in company's own shares": 34,
    "Decisions of general meeting": 1,
    "Financial Calendar": 1,
    "Financial Statement Release": 1,
    "Half Year financial report": 1,
    "Inside information": 3,
    "Interim report (Q1 and Q3)": 2,
    "Investor News": 26,
    "Managers' Transactions": 8,
    "Notice to general meeting": 1,
    "Other information disclosed according to the rules of the Exchange": 26
   },
   "cadence_median_gap_days": 3,
   "filing_days": 79,
   "filings": 105,
   "latency_days": 14,
   "latest": [
    {
     "category": "Interim report (Q1 and Q3)",
     "date": "2026-10-28",
     "source": "https://view.news.eu.nasdaq.com/view?id=be57e2a86dc7d627a898544776ffc1013&lang=en&src=listed",
     "title": "Toivo Group Plc business review 1 January- 30 September 2026: Toivo's market share grew significantly, reaching nearly 10% in non-subsidized apartment building production. (Unaudited)",
     "type": "Interim report (Q1 and Q3)"
    },
    {
     "category": "Investor News",
     "date": "2026-10-26",
     "source": "https://view.news.eu.nasdaq.com/view?id=b7026a50e3e4b6a8b9baba9fec59a1a80&lang=en&src=listed",
     "title": "Invitation to the publication of Toivo Group Plc's business review for January-September 2026",
     "type": "Investor News"
    },
    {
     "category": "Investor News",
     "date": "2026-10-22",
     "source": "https://view.news.eu.nasdaq.com/view?id=b305dad57105ec352c4bba4ff9e10d3f6&lang=en&src=listed",
     "title": "Toivo Group starts construction of Sompasaaren Gemma - all 34 apartments reserved within hours",
     "type": "Investor News"
    },
    {
     "category": "Investor News",
     "date": "2026-10-15",
     "source": "https://view.news.eu.nasdaq.com/view?id=bacd26b823ef7399872bd92c80dbda395&lang=en&src=listed",
     "title": "Toivo Group Plc starts an approximately EUR 7.5 million owner-occupied housing project in Oulunkylä, Helsinki",
     "type": "Investor News"
    },
    {
     "category": "Other information disclosed according to the rules of the Exchange",
     "date": "2026-09-28",
     "source": "https://view.news.eu.nasdaq.com/view?id=ba8c7b3929c99da16d6e91da778e7aba7&lang=en&src=listed",
     "title": "Toivo Group Plc: Cancellation of treasury shares registered",
     "type": "Other information disclosed according to the rules of the Exchange"
    }
   ],
   "latest_filing_date": "2026-10-28",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.fi-cm-kg.ai/events/XHEL/FI4000496716",
   "window": {
    "from": "2025-11-11",
    "to": "2026-11-11"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Nasdaq Helsinki"
   },
   "isin": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "FI4000496716"
   },
   "jurisdiction": {
    "market": "FI",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "filled",
    "value": "743700N31WYJDNPT8M98"
   },
   "name": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Toivo Group Oyj"
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   "sector": {
    "market": "FI",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "FI",
    "state": "not_on_record"
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   "segment": {
    "market": "FI",
    "state": "not_on_record"
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   "ticker": {
    "read_by": "eu-sources/fi/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "FI4000496716"
   },
   "website": {
    "market": "FI",
    "state": "not_on_record"
   }
  },
  "licensed": {
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    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "FI",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
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  "market": "FI",
  "node": "fi-cm-kg",
  "numbers_hash": "sha256:19f949fd315c81a90bf8c0f5a84db22ae82263d698f273c3009cf67d723d7518",
  "open_research": {
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   "state": "none_found"
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  "orderability": {
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   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://fi.eu-cm-kg.ai/book/aio.json",
    "door": "https://fi.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/fi/mifid-ii-product-governance/r1",
   "section": "fi.aio.v5"
  },
  "record": {
   "as_of": "2026-11-11",
   "url": "https://mcp.fi-cm-kg.ai/record/XHEL/FI4000496716",
   "version": 1
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  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-12",
   "source": "https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX",
   "value": "listed, not halted"
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 },
 "numbers_hash": "sha256:19f949fd315c81a90bf8c0f5a84db22ae82263d698f273c3009cf67d723d7518",
 "path": "/fi/XHEL/FI4000496716",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "Toivo Group Oyj is listed on Nasdaq Helsinki under ticker FI4000496716. Its ISIN is FI4000496716 and its LEI is 743700N31WYJDNPT8M98. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 105 filings in the twelve months to 2026-11-11, across 79 filing days. The median gap between filing days is 3.0 days, against a median of 7 days across the 151 issuers on Nasdaq Helsinki. The median filing count for those issuers is 50, and the issuer's count is 105. The record holds 14 days from the latest filing to the record date, against a Nasdaq Helsinki median of 6.5 days. The latest filing is dated 2026-10-28 and is an Interim report (Q1 and Q3). The sector median for this market is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record and its location are not on the record. The market's record does not carry auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record does not carry a listing, delisting, name change, domicile change or segment move, because this register has no lifecycle type map. The issuer is listed and not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable for this issuer. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/fi/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "One research house is named on the issuer's own investor-relations page: Inderes Oyj.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record start date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "6 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.fi-cm-kg.ai/events/XHEL/FI4000496716"
  },
  {
   "for": "the halt flag",
   "source": "https://api.news.eu.nasdaq.com/news/query.action?globalGroup=exchangeNotice&globalName=exchangeNewsFilterHEX|FirstNorthInformationHEX"
  },
  {
   "for": "the orderability chapter",
   "source": "https://fi.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://investors.toivo.fi/en/as_an_investment/estimates_and_analysis"
  },
  {
   "for": "the record",
   "source": "https://mcp.fi-cm-kg.ai/record/XHEL/FI4000496716"
  }
 ],
 "title": "Toivo Group Oyj (FI4000496716) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}