{
 "as_of": "2026-11-11",
 "cmr": "nl-cm-kg/XAMS/NL0011821202",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# ING GROEP N.V. (Euronext Amsterdam: NL0011821202) — research page\n\nAs of 2026-11-11 · nl-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is ING GROEP N.V., listed on Euronext Amsterdam under the ticker NL0011821202, with ISIN NL0011821202 and LEI 549300NYKK9MWM7GGW15. Its security type is Corporate and its jurisdiction is the Netherlands (KVK-registered). The segment is not on the record and the sector is not on the record. The issuer is listed and not halted.\n\n## The disclosure read\n\nThe record holds 134 filings in the twelve months to 2026-11-11, across 80 filing days. The filings comprise 57 ad hoc, 3 AGM/EGM, 12 directors' dealings, 2 dividend, 1 name change, 48 newswire releases, 6 prospectus and 5 results filings. The median gap between filing days is 2 days. The latest filing is a results filing dated 2026-11-05, 6 days before the record date. For Euronext Amsterdam, the median cadence gap is 10.2 days, the median filings count is 15 and the median latency is 7.0 days, across 123 issuers. The sector median is not on the record for this market.\n\n## Auditor\n\nThe auditor of record is not on the record. The record carries only the annual report link, which is a source link and not a reading of the auditor. The auditor location and any auditor changes are not on the record.\n\n## Events and halts\n\nThe listing, delisting, name change, domicile change and segment move lines are not on the record, because the index does not carry a lifecycle type for this register. The halt flag shows the issuer as listed, not halted.\n\n## Orderability\n\nThe orderability outcome cannot be determined under rule version acm-68000/nl/mifid-ii-product-governance/r1, as of 2026-11-04. The chapter's orderability section carries no client categories, so the outcome cannot name its client category.\n\n## Coverage\n\nThe issuer's own investor-relations page names 20 research houses: ABN Amro – Oddo BHF, Autonomous Research, Banco Sabadell, Barclays, Citigroup, Deutsche Bank, Exane BNP Paribas, Goldman Sachs, Intesa Sanpaolo, Jefferies, J.P. Morgan, KBC Securities, KBW, Kepler Cheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Redburn, Santander and UBS.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.\n\n## Sources\n\n8 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (identity.exchange)\n- https://api.gleif.org/api/v1/lei-records/549300NYKK9MWM7GGW15 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.nl-cm-kg.ai/events/XAMS/NL0011821202 (the disclosure lines)\n- https://live.euronext.com/en/ajax/haltedInstrument/getAjax/current (the halt flag)\n- https://mcp.nl-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://ing.com/investors/analyst-consensus-and-coverage (coverage)\n- https://mcp.nl-cm-kg.ai/record/XAMS/NL0011821202 (the record)\n",
 "market": "NL",
 "node": "nl-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the NL vintage is not sealed; the record is the live record as of 2026-11-11",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "NL",
    "reason": "Width 0 records the annual report link only (ORDER-016: source link, not a read)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "NL",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "NL",
    "state": "not_on_record"
   },
   "changes": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "nl-cm-kg/XAMS/NL0011821202",
  "coverage": {
   "count": 20,
   "houses": [
    {
     "analyst": "Cor Kluis",
     "house": "ABN Amro – Oddo BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Farquhar Murray",
     "house": "Autonomous Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Javier Esteban",
     "house": "Banco Sabadell",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Namita Samtani",
     "house": "Barclays",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Shrey Srivastava",
     "house": "Citigroup",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Benjamin Goy",
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Cyril Toutounji",
     "house": "Exane BNP Paribas",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Chris Hallam",
     "house": "Goldman Sachs",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Alberto Cordara",
     "house": "Intesa Sanpaolo",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Theo Massing",
     "house": "Jefferies",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Delphine Lee",
     "house": "J.P. Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Thomas Couvreur",
     "house": "KBC Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Hari Sivakumaran",
     "house": "KBW",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Benoit Petrarque",
     "house": "Kepler Cheuvreux",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Matt Clark",
     "house": "Mediobanca",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Giulia Aurora Miotto",
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Anke Reingen",
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "James Invine",
     "house": "Redburn",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Juan Pablo López",
     "house": "Santander",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Johan Ekblom",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://ing.com/investors/analyst-consensus-and-coverage",
     "result": "read: 20 of 42 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 123,
     "median_cadence_gap_days": 10.2,
     "median_filings": 15,
     "median_latency_days": 7,
     "name": "Euronext Amsterdam"
    },
    "sector": {
     "market": "NL",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ad_hoc": 57,
    "agm_egm": 3,
    "directors_dealings": 12,
    "dividend": 2,
    "name_change": 1,
    "newswire_release": 48,
    "prospectus": 6,
    "results": 5
   },
   "cadence_median_gap_days": 2,
   "filing_days": 80,
   "filings": 134,
   "latency_days": 6,
   "latest": [
    {
     "category": "inside information",
     "date": "2026-11-05",
     "source": "https://www.afm.nl/en/sector/registers/meldingenregisters/openbaarmaking-voorwetenschap/details?id=C2608-00642",
     "title": "AMG Increases Guidance Following Strong Third Quarter 2026 Earnings",
     "type": "results"
    },
    {
     "category": "inside information",
     "date": "2026-11-05",
     "source": "https://www.afm.nl/en/sector/registers/meldingenregisters/openbaarmaking-voorwetenschap/details?id=C2502-03167",
     "title": "EUROCOMMERCIAL COMPLETES LES GRANDS PRÉS ACQUISITION RECENT LEASING ACTIVITIES SUPPORT FURTHER RENTAL GROWTH IN 2027",
     "type": "ad_hoc"
    },
    {
     "category": null,
     "date": "2026-11-03",
     "source": "https://www.globenewswire.com/news/banks-financial-services/banks",
     "title": "Banking Press Release News | GlobeNewswire",
     "type": "newswire_release"
    },
    {
     "category": "inside information",
     "date": "2026-11-03",
     "source": "https://www.afm.nl/en/sector/registers/meldingenregisters/openbaarmaking-voorwetenschap/details?id=C2611-00106",
     "title": "Progress on share buyback programme",
     "type": "ad_hoc"
    },
    {
     "category": "approved prospectuses",
     "date": "2026-10-30",
     "source": "https://www.afm.nl/en/sector/registers/meldingenregisters/goedgekeurde-prospectussen/details?id=101416",
     "title": "3rd Supplement to the Registration Document and Debt Issuance Programme",
     "type": "prospectus"
    }
   ],
   "latest_filing_date": "2026-11-05",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.nl-cm-kg.ai/events/XAMS/NL0011821202",
   "window": {
    "from": "2025-11-11",
    "to": "2026-11-11"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ESMA FIRDS full equity file (EU instrument reference data per trading venue)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (FIRDS full equity files 2026-09-05)",
    "state": "sourced",
    "value": "Euronext Amsterdam"
   },
   "isin": {
    "read_by": "ESMA FIRDS full equity file (EU instrument reference data per trading venue)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (FIRDS full equity files 2026-09-05)",
    "state": "confirmed",
    "value": "NL0011821202"
   },
   "jurisdiction": {
    "read_by": "GLEIF LEI record (LEI per the LEI column) (registeredAt KVK)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://api.gleif.org/api/v1/lei-records/549300NYKK9MWM7GGW15",
    "state": "sourced",
    "value": "Netherlands (KVK-registered)"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-12",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN NL0011821202)",
    "state": "sourced",
    "value": "549300NYKK9MWM7GGW15"
   },
   "name": {
    "read_by": "ESMA FIRDS full equity file (EU instrument reference data per trading venue)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (FIRDS full equity files 2026-09-05)",
    "state": "sourced",
    "value": "ING GROEP N.V."
   },
   "sector": {
    "market": "NL",
    "reason": "no sector on the FIRDS record and no machine-readable register activity code",
    "state": "not_on_record"
   },
   "security_type": {
    "read_by": "ESMA FIRDS full equity file (EU instrument reference data per trading venue)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (FIRDS full equity files 2026-09-05)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "NL",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ESMA FIRDS full equity file (EU instrument reference data per trading venue)",
    "read_date": "2026-11-11",
    "read_date_basis": "the record version as_of",
    "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds (FIRDS full equity files 2026-09-05)",
    "state": "sourced",
    "value": "NL0011821202"
   },
   "website": {
    "market": "NL",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "NL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "NL",
  "node": "nl-cm-kg",
  "numbers_hash": "sha256:25c2cd56b9db624ad55b0d741c382062deb1b967832465b2bb769f0f2e07e42d",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.nl-cm-kg.ai/book/aio.json",
    "door": "https://mcp.nl-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/nl/mifid-ii-product-governance/r1",
   "section": "nl.aio.v11"
  },
  "record": {
   "as_of": "2026-11-11",
   "url": "https://mcp.nl-cm-kg.ai/record/XAMS/NL0011821202",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-12",
   "source": "https://live.euronext.com/en/ajax/haltedInstrument/getAjax/current",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:25c2cd56b9db624ad55b0d741c382062deb1b967832465b2bb769f0f2e07e42d",
 "path": "/nl/XAMS/NL0011821202",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is ING GROEP N.V., listed on Euronext Amsterdam under the ticker NL0011821202, with ISIN NL0011821202 and LEI 549300NYKK9MWM7GGW15. Its security type is Corporate and its jurisdiction is the Netherlands (KVK-registered). The segment is not on the record and the sector is not on the record. The issuer is listed and not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 134 filings in the twelve months to 2026-11-11, across 80 filing days. The filings comprise 57 ad hoc, 3 AGM/EGM, 12 directors' dealings, 2 dividend, 1 name change, 48 newswire releases, 6 prospectus and 5 results filings. The median gap between filing days is 2 days. The latest filing is a results filing dated 2026-11-05, 6 days before the record date. For Euronext Amsterdam, the median cadence gap is 10.2 days, the median filings count is 15 and the median latency is 7.0 days, across 123 issuers. The sector median is not on the record for this market.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record. The record carries only the annual report link, which is a source link and not a reading of the auditor. The auditor location and any auditor changes are not on the record.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The listing, delisting, name change, domicile change and segment move lines are not on the record, because the index does not carry a lifecycle type for this register. The halt flag shows the issuer as listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The orderability outcome cannot be determined under rule version acm-68000/nl/mifid-ii-product-governance/r1, as of 2026-11-04. The chapter's orderability section carries no client categories, so the outcome cannot name its client category.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's own investor-relations page names 20 research houses: ABN Amro – Oddo BHF, Autonomous Research, Banco Sabadell, Barclays, Citigroup, Deutsche Bank, Exane BNP Paribas, Goldman Sachs, Intesa Sanpaolo, Jefferies, J.P. Morgan, KBC Securities, KBW, Kepler Cheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Redburn, Santander and UBS.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "8 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://registers.esma.europa.eu/publication/searchRegister?core=esma_registers_firds"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://api.gleif.org/api/v1/lei-records/549300NYKK9MWM7GGW15"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.nl-cm-kg.ai/events/XAMS/NL0011821202"
  },
  {
   "for": "the halt flag",
   "source": "https://live.euronext.com/en/ajax/haltedInstrument/getAjax/current"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.nl-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://ing.com/investors/analyst-consensus-and-coverage"
  },
  {
   "for": "the record",
   "source": "https://mcp.nl-cm-kg.ai/record/XAMS/NL0011821202"
  }
 ],
 "title": "ING GROEP N.V. (NL0011821202) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}