{
 "as_of": "2026-11-06",
 "cmr": "no-cm-kg/XOSL/NO0010012636",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# HØLAND OG SETSKOG SPAREBANK (Euronext Oslo Bors: NO0010012636) — research page\n\nAs of 2026-11-06 · no-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is HØLAND OG SETSKOG SPAREBANK, listed on Euronext Oslo Bors under ticker NO0010012636, with ISIN NO0010012636 and LEI 5967007LIEEXZXF1HC35. The security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.\n\n## The disclosure read\n\nThe record holds 87 filings in the twelve months to 2026-11-06, across 63 filing days. The median gap between filing days is 6.0 days, and the exchange median for the same measure is 6.0 days across 195 issuers. The median latency from the latest filing to the record date is 2.0 days for the exchange, and this issuer's latest filing is dated 2026-11-06, 0 days before the record date. The latest filing is of type ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE. The exchange median is 48 filings. The sector peer median is not on the record.\n\n## Auditor\n\nThe auditor of record is not on the record, and its location is not on the record. The market's record does not carry auditor changes, because no lifecycle type map exists for this register yet.\n\n## Events and halts\n\nThe record does not carry listing, delisting, name change, domicile change or segment move events, because no lifecycle type map exists for this register yet. The halt flag is listed.\n\n## Orderability\n\nThe outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/no/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations page. The count is 0.\n\n## Open research\n\nNo openly published research notes were found. The count is 0.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.\n\n## Sources\n\n5 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.no-cm-kg.ai/events/XOSL/NO0010012636 (the disclosure lines)\n- https://no.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.no-cm-kg.ai/record/XOSL/NO0010012636 (the record)\n",
 "market": "NO",
 "node": "no-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the NO vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "NO",
    "state": "not_on_record"
   },
   "changes": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "no-cm-kg/XOSL/NO0010012636",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 195,
     "median_cadence_gap_days": 6,
     "median_filings": 48,
     "median_latency_days": 2,
     "name": "Euronext Oslo Bors"
    },
    "sector": {
     "market": "NO",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE": 13,
    "ADJUSTMENT OF INTEREST RATE": 62,
    "ANNUAL FINANCIAL REPORT": 1,
    "EX DATE": 2,
    "HALF YEAR FINANCIAL REPORT": 4,
    "MANAGERS’ TRANSACTION": 5
   },
   "cadence_median_gap_days": 6,
   "filing_days": 63,
   "filings": 87,
   "latency_days": 0,
   "latest": [
    {
     "category": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE",
     "date": "2026-11-06",
     "source": "https://newsweb.oslobors.no/message/685873",
     "title": "Høland og Setskog Sparebank: Utøvelse av førtidig innfrielse (call) for  ansvarlig obligasjonslån ",
     "type": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE"
    },
    {
     "category": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE",
     "date": "2026-11-06",
     "source": "https://newsweb.oslobors.no/message/685872",
     "title": "Høland og Setskog Sparebank: Utøvelse av førtidig innfrielse (call) for fondsobligasjonslån ",
     "type": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE"
    },
    {
     "category": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685497",
     "title": "Høland og Setskog Sparebank: Vellykket utstedelse av ansvarlig obligasjonslån",
     "type": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE"
    },
    {
     "category": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685455",
     "title": "Annonsering - Tier 2",
     "type": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE"
    },
    {
     "category": "HALF YEAR FINANCIAL REPORT",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685441",
     "title": "Delårsrapport for 3.kvartal 2026",
     "type": "HALF YEAR FINANCIAL REPORT"
    }
   ],
   "latest_filing_date": "2026-11-06",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0010012636",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Euronext Oslo Bors"
   },
   "isin": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0010012636"
   },
   "jurisdiction": {
    "market": "NO",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN NO0010012636)",
    "state": "sourced",
    "value": "5967007LIEEXZXF1HC35"
   },
   "name": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "HØLAND OG SETSKOG SPAREBANK"
   },
   "sector": {
    "market": "NO",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "NO",
    "state": "not_on_record"
   },
   "segment": {
    "market": "NO",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0010012636"
   },
   "website": {
    "market": "NO",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "NO",
  "node": "no-cm-kg",
  "numbers_hash": "sha256:8e11857e905260816138758c378d2ee35576a3b8c98dd1e5a816c8b9243d8f80",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://no.eu-cm-kg.ai/book/aio.json",
    "door": "https://no.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/no/mifid-ii-product-governance/r1",
   "section": "no.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.no-cm-kg.ai/record/XOSL/NO0010012636",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "note": "on the no-cm-kg register as of 2026-11-06; the node's halt flag was not read for this record",
   "read_date": "2026-11-06",
   "value": "listed"
  }
 },
 "numbers_hash": "sha256:8e11857e905260816138758c378d2ee35576a3b8c98dd1e5a816c8b9243d8f80",
 "path": "/no/XOSL/NO0010012636",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is HØLAND OG SETSKOG SPAREBANK, listed on Euronext Oslo Bors under ticker NO0010012636, with ISIN NO0010012636 and LEI 5967007LIEEXZXF1HC35. The security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 87 filings in the twelve months to 2026-11-06, across 63 filing days. The median gap between filing days is 6.0 days, and the exchange median for the same measure is 6.0 days across 195 issuers. The median latency from the latest filing to the record date is 2.0 days for the exchange, and this issuer's latest filing is dated 2026-11-06, 0 days before the record date. The latest filing is of type ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE. The exchange median is 48 filings. The sector peer median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, and its location is not on the record. The market's record does not carry auditor changes, because no lifecycle type map exists for this register yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record does not carry listing, delisting, name change, domicile change or segment move events, because no lifecycle type map exists for this register yet. The halt flag is listed.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/no/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's investor-relations page. The count is 0.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found. The count is 0.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record began date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "5 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0010012636"
  },
  {
   "for": "the orderability chapter",
   "source": "https://no.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.no-cm-kg.ai/record/XOSL/NO0010012636"
  }
 ],
 "title": "HØLAND OG SETSKOG SPAREBANK (NO0010012636) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}