{
 "as_of": "2026-11-06",
 "cmr": "no-cm-kg/XOSL/NO0010397581",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# PARETO BANK (Euronext Oslo Bors: NO0010397581) — research page\n\nAs of 2026-11-06 · no-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is PARETO BANK, listed on Euronext Oslo Bors under ticker NO0010397581, with ISIN NO0010397581 and LEI 5967007LIEEXZX75J484. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.\n\n## The disclosure read\n\nThe record holds 109 filings in the twelve months to 2026-11-06, across 71 filing days. The median gap between filing days is 4.0 days, against a median of 6.0 days for the 195 issuers on Euronext Oslo Bors. The median filings count for the exchange is 48. Days from the latest filing to the record date are 2, against an exchange median of 2.0 days. The sector median is not on the record. The latest filing is dated 2026-11-04 and is of type ADJUSTMENT OF INTEREST RATE.\n\n## Auditor\n\nThe auditor and its location are not on the record. Auditor changes are not on the record, as the market's register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as the market's register has no lifecycle type map yet. The halt flag is listed.\n\n## Orderability\n\nThe orderability outcome is not determinable, because the chapter's orderability section carries no client categories. The rule version is acm-68000/no/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 2 research houses: Pareto Securities and DNB Carnegie.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed, and no issuer years are sealed. The market's earliest sealed date is not on the record, and the live record's start date is not on the record.\n\n## Sources\n\n6 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.no-cm-kg.ai/events/XOSL/NO0010397581 (the disclosure lines)\n- https://no.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://paretobank.no/ir/share-information (coverage)\n- https://mcp.no-cm-kg.ai/record/XOSL/NO0010397581 (the record)\n",
 "market": "NO",
 "node": "no-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the NO vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "NO",
    "state": "not_on_record"
   },
   "changes": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "no-cm-kg/XOSL/NO0010397581",
  "coverage": {
   "count": 2,
   "houses": [
    {
     "analyst": "Herman Zahl",
     "house": "Pareto Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://paretobank.no/ir/share-information",
     "state": "sourced"
    },
    {
     "analyst": "Simen Aas",
     "house": "DNB Carnegie",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://paretobank.no/ir/share-information",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://paretobank.no/ir/share-information",
     "result": "read: 2 of 8 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 195,
     "median_cadence_gap_days": 6,
     "median_filings": 48,
     "median_latency_days": 2,
     "name": "Euronext Oslo Bors"
    },
    "sector": {
     "market": "NO",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ACQUISITION OR DISPOSAL OF AN ISSUER'S OWN SHARES": 10,
    "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE": 27,
    "ADJUSTMENT OF INTEREST RATE": 59,
    "ANNUAL FINANCIAL REPORT": 1,
    "EX DATE": 2,
    "HALF YEAR FINANCIAL REPORT": 4,
    "MAJOR SHAREHOLDINGS NOTIFICATION": 2,
    "MANAGERS’ TRANSACTION": 4
   },
   "cadence_median_gap_days": 4,
   "filing_days": 71,
   "filings": 109,
   "latency_days": 2,
   "latest": [
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-11-04",
     "source": "https://newsweb.oslobors.no/message/685585",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685477",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685462",
     "title": "Endelig vedtak om foretaksspesifikt kapitalkrav og likviditetskrav (SREP) 2026",
     "type": "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-11-02",
     "source": "https://newsweb.oslobors.no/message/685350",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "HALF YEAR FINANCIAL REPORT",
     "date": "2026-10-29",
     "source": "https://newsweb.oslobors.no/message/685046",
     "title": "Pareto Bank ASA Delårsrapport 3. kvartal 2026",
     "type": "HALF YEAR FINANCIAL REPORT"
    }
   ],
   "latest_filing_date": "2026-11-04",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0010397581",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Euronext Oslo Bors"
   },
   "isin": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0010397581"
   },
   "jurisdiction": {
    "market": "NO",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN NO0010397581)",
    "state": "sourced",
    "value": "5967007LIEEXZX75J484"
   },
   "name": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "PARETO BANK"
   },
   "sector": {
    "market": "NO",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "NO",
    "state": "not_on_record"
   },
   "segment": {
    "market": "NO",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0010397581"
   },
   "website": {
    "market": "NO",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "NO",
  "node": "no-cm-kg",
  "numbers_hash": "sha256:59fbee92796be9904d700ac81153f6a12a8f9c162abc2aef721e17ddd1e9d703",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://no.eu-cm-kg.ai/book/aio.json",
    "door": "https://no.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/no/mifid-ii-product-governance/r1",
   "section": "no.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.no-cm-kg.ai/record/XOSL/NO0010397581",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "note": "on the no-cm-kg register as of 2026-11-06; the node's halt flag was not read for this record",
   "read_date": "2026-11-06",
   "value": "listed"
  }
 },
 "numbers_hash": "sha256:59fbee92796be9904d700ac81153f6a12a8f9c162abc2aef721e17ddd1e9d703",
 "path": "/no/XOSL/NO0010397581",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is PARETO BANK, listed on Euronext Oslo Bors under ticker NO0010397581, with ISIN NO0010397581 and LEI 5967007LIEEXZX75J484. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 109 filings in the twelve months to 2026-11-06, across 71 filing days. The median gap between filing days is 4.0 days, against a median of 6.0 days for the 195 issuers on Euronext Oslo Bors. The median filings count for the exchange is 48. Days from the latest filing to the record date are 2, against an exchange median of 2.0 days. The sector median is not on the record. The latest filing is dated 2026-11-04 and is of type ADJUSTMENT OF INTEREST RATE.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor and its location are not on the record. Auditor changes are not on the record, as the market's register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as the market's register has no lifecycle type map yet. The halt flag is listed.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The orderability outcome is not determinable, because the chapter's orderability section carries no client categories. The rule version is acm-68000/no/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 2 research houses: Pareto Securities and DNB Carnegie.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed, and no issuer years are sealed. The market's earliest sealed date is not on the record, and the live record's start date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "6 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0010397581"
  },
  {
   "for": "the orderability chapter",
   "source": "https://no.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://paretobank.no/ir/share-information"
  },
  {
   "for": "the record",
   "source": "https://mcp.no-cm-kg.ai/record/XOSL/NO0010397581"
  }
 ],
 "title": "PARETO BANK (NO0010397581) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}