{
 "as_of": "2026-11-06",
 "cmr": "no-cm-kg/XOSL/NO0012706763",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# BIEN SPAREBANK ASA (Euronext Oslo Bors: NO0012706763) — research page\n\nAs of 2026-11-06 · no-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is BIEN SPAREBANK ASA, listed on Euronext Oslo Bors, with ticker NO0012706763, ISIN NO0012706763 and LEI 5967007LIEEXZXEW2W49. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.\n\n## The disclosure read\n\nThe record holds 80 filings in the twelve months to 2026-11-06, across 69 filing days. The median gap between filing days is 4.5 days. The latest filing is dated 2026-11-05, 1 day before the record date, and is of type NON-REGULATORY PRESS RELEASES. The exchange median is 6.0 days for cadence, 48 filings and 2.0 days for latency across 195 issuers. The sector median is not on the record.\n\n## Auditor\n\nThe auditor of record and its location are not on the record. Auditor changes are not on the record.\n\n## Events and halts\n\nThe record carries no listing, delisting, name change, domicile change or segment move lines, because no lifecycle type map is available for this register. The halt flag is listed.\n\n## Orderability\n\nThe outcome is not determinable under acm-68000/no/mifid-ii-product-governance/r1, because the chapter's orderability section carries no client categories. The chapter is as of 2026-11-04.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations page.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe vintage of this market is not sealed. No sealed years hold the issuer, and the earliest sealed date of the market and the date the live record began are not on the record.\n\n## Sources\n\n5 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.no-cm-kg.ai/events/XOSL/NO0012706763 (the disclosure lines)\n- https://no.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.no-cm-kg.ai/record/XOSL/NO0012706763 (the record)\n",
 "market": "NO",
 "node": "no-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the NO vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "NO",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "NO",
    "state": "not_on_record"
   },
   "changes": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "no-cm-kg/XOSL/NO0012706763",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 195,
     "median_cadence_gap_days": 6,
     "median_filings": 48,
     "median_latency_days": 2,
     "name": "Euronext Oslo Bors"
    },
    "sector": {
     "market": "NO",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ACQUISITION OR DISPOSAL OF AN ISSUER'S OWN SHARES": 6,
    "ADDITIONAL REGULATED INFORMATION REQUIRED TO BE DISCLOSED UNDER THE LAWS OF A MEMBER STATE": 17,
    "ADJUSTMENT OF INTEREST RATE": 47,
    "ANNUAL FINANCIAL REPORT": 1,
    "EX DATE": 1,
    "HALF YEAR FINANCIAL REPORT": 3,
    "MAJOR SHAREHOLDINGS NOTIFICATION": 1,
    "MANAGERS’ TRANSACTION": 2,
    "NON-REGULATORY PRESS RELEASES": 2
   },
   "cadence_median_gap_days": 4.5,
   "filing_days": 69,
   "filings": 80,
   "latency_days": 1,
   "latest": [
    {
     "category": "NON-REGULATORY PRESS RELEASES",
     "date": "2026-11-05",
     "source": "https://newsweb.oslobors.no/message/685814",
     "title": "Bien Sparebank ASA - Invitasjon til presentasjon av resultater for 3. kvartal 2026",
     "type": "NON-REGULATORY PRESS RELEASES"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-11-03",
     "source": "https://newsweb.oslobors.no/message/685486",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-10-27",
     "source": "https://newsweb.oslobors.no/message/684923",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-10-22",
     "source": "https://newsweb.oslobors.no/message/684618",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    },
    {
     "category": "ADJUSTMENT OF INTEREST RATE",
     "date": "2026-10-15",
     "source": "https://newsweb.oslobors.no/message/684134",
     "title": "Rentefastsettelse",
     "type": "ADJUSTMENT OF INTEREST RATE"
    }
   ],
   "latest_filing_date": "2026-11-05",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0012706763",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "Euronext Oslo Bors"
   },
   "isin": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0012706763"
   },
   "jurisdiction": {
    "market": "NO",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN NO0012706763)",
    "state": "sourced",
    "value": "5967007LIEEXZXEW2W49"
   },
   "name": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "BIEN SPAREBANK ASA"
   },
   "sector": {
    "market": "NO",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "NO",
    "state": "not_on_record"
   },
   "segment": {
    "market": "NO",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "eu-sources/no/roster.py (FIRDS https://registers.esma.europa.eu/solr/esma_registers_firds_files/select)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/ (ESMA FIRDS FULINS_E 2026-11-07: FULINS_E_20261107_01of02.zip, FULINS_E_20261107_02of02.zip)",
    "state": "sourced",
    "value": "NO0012706763"
   },
   "website": {
    "market": "NO",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "NO",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "NO",
  "node": "no-cm-kg",
  "numbers_hash": "sha256:137438dc96a594414fe17b456a99a71b5613e4fe8800b5939e8b6ca4dc77ba01",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://no.eu-cm-kg.ai/book/aio.json",
    "door": "https://no.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/no/mifid-ii-product-governance/r1",
   "section": "no.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.no-cm-kg.ai/record/XOSL/NO0012706763",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "note": "on the no-cm-kg register as of 2026-11-06; the node's halt flag was not read for this record",
   "read_date": "2026-11-06",
   "value": "listed"
  }
 },
 "numbers_hash": "sha256:137438dc96a594414fe17b456a99a71b5613e4fe8800b5939e8b6ca4dc77ba01",
 "path": "/no/XOSL/NO0012706763",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is BIEN SPAREBANK ASA, listed on Euronext Oslo Bors, with ticker NO0012706763, ISIN NO0012706763 and LEI 5967007LIEEXZXEW2W49. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 80 filings in the twelve months to 2026-11-06, across 69 filing days. The median gap between filing days is 4.5 days. The latest filing is dated 2026-11-05, 1 day before the record date, and is of type NON-REGULATORY PRESS RELEASES. The exchange median is 6.0 days for cadence, 48 filings and 2.0 days for latency across 195 issuers. The sector median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record and its location are not on the record. Auditor changes are not on the record.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record carries no listing, delisting, name change, domicile change or segment move lines, because no lifecycle type map is available for this register. The halt flag is listed.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable under acm-68000/no/mifid-ii-product-governance/r1, because the chapter's orderability section carries no client categories. The chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's investor-relations page.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The vintage of this market is not sealed. No sealed years hold the issuer, and the earliest sealed date of the market and the date the live record began are not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "5 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.no-cm-kg.ai/events/XOSL/NO0012706763"
  },
  {
   "for": "the orderability chapter",
   "source": "https://no.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.no-cm-kg.ai/record/XOSL/NO0012706763"
  }
 ],
 "title": "BIEN SPAREBANK ASA (NO0012706763) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}