{
 "as_of": "2026-11-06",
 "cmr": "pl-cm-kg/XWAR/PLBRE0000012",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# MBANK (GPW Main Market: PLBRE0000012) — research page\n\nAs of 2026-11-06 · pl-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is MBANK, listed on the GPW Main Market under ticker PLBRE0000012. Its ISIN is PLBRE0000012 and its LEI is 259400DZXF7UJKK2AY35. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 74 filings in the twelve months to 2026-11-06, across 58 filing days. Of the filings, 71 are ESPI Current, 2 are ESPI Quarterly and 1 is ESPI half years. The median gap between filing days is 4 days. The median gap on the GPW Main Market is 8.0 days across 436 issuers, so the issuer's median gap is below the exchange median. The median filing count on the exchange is 31.0 across the same issuers, so the issuer's 74 filings are above that median. The latest filing is dated 2026-11-04, an ESPI Current, two days before the record date. The median latency on the exchange is 10 days. The sector median is not on the record.\n\n## Auditor\n\nThe auditor of record is not on the record, and neither is its location. The market's record does not carry auditor changes.\n\n## Events and halts\n\nThe record carries no listing, delisting, name change, domicile change or segment move, because the market has no lifecycle type map for this register yet. The halt flag shows listed, not halted.\n\n## Orderability\n\nThe outcome cannot be determined. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/pl/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 10 research houses: Citi Research, DM BOŚ, PKO Securities, Erste Group, IPOPEMA, Millennium DM, Pekao Investment Banking, ODDO BHF, Trigon Dom Maklerski and Wood&Company.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record's start date is not on the record.\n\n## Sources\n\n7 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.pl-cm-kg.ai/events/XWAR/PLBRE0000012 (the disclosure lines)\n- https://www.gpw.pl/zawieszenia-i-wykluczenia (the halt flag)\n- https://pl.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.mbank.pl/en/investor-relations/shares/ (coverage)\n- https://mcp.pl-cm-kg.ai/record/XWAR/PLBRE0000012 (the record)\n",
 "market": "PL",
 "node": "pl-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the PL vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "PL",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "PL",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "PL",
    "state": "not_on_record"
   },
   "changes": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "pl-cm-kg/XWAR/PLBRE0000012",
  "coverage": {
   "count": 10,
   "houses": [
    {
     "analyst": "Andrzej Powierża",
     "house": "Citi Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Michał Sobolewski",
     "house": "DM BOŚ",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Jaromir Szortyka",
     "house": "PKO Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Łukasz Jańczak",
     "house": "Erste Group",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Piotr Rychlicki",
     "house": "IPOPEMA",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Marcin Materna",
     "house": "Millennium DM",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Michał Fidelus",
     "house": "Pekao Investment Banking",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Jovan Sikimic",
     "house": "ODDO BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Maciej Marcinowski",
     "house": "Trigon Dom Maklerski",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    },
    {
     "analyst": "Marta Jeżewska-Wasilewska",
     "house": "Wood&Company",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mbank.pl/en/investor-relations/shares/",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.mbank.pl/en/investor-relations/shares/",
     "result": "read: 10 of 20 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 436,
     "median_cadence_gap_days": 8,
     "median_filings": 31,
     "median_latency_days": 10,
     "name": "GPW Main Market"
    },
    "sector": {
     "market": "PL",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ESPI Current": 71,
    "ESPI Quarterly": 2,
    "ESPI half years": 1
   },
   "cadence_median_gap_days": 4,
   "filing_days": 58,
   "filings": 74,
   "latency_days": 2,
   "latest": [
    {
     "category": "ESPI Current",
     "date": "2026-11-04",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499998&title=Zawiadomienie+o+transakcjach+na+papierach+warto%C5%9Bciowych+mBanku+S.A.+przez+osob%C4%99+zobowi%C4%85zan%C4%85",
     "title": "Zawiadomienie o transakcjach na papierach wartościowych mBanku S.A. przez osobę zobowiązaną",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-29",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499636&title=Powo%C5%82anie+Przewodnicz%C4%85cej+Rady+Nadzorczej+-+aktualizacja",
     "title": "Powołanie Przewodniczącej Rady Nadzorczej - aktualizacja",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-29",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499635&title=Powo%C5%82anie+cz%C5%82onkini+Rady+Nadzorczej+mBanku+S.A.",
     "title": "Powołanie członkini Rady Nadzorczej mBanku S.A.",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Quarterly",
     "date": "2026-10-28",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499497",
     "title": null,
     "type": "ESPI Quarterly"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-06",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=498393&title=Uj%C4%99cie+koszt%C3%B3w+ryzyka+prawnego+zwi%C4%85zanego+z+kredytami+walutowymi",
     "title": "Ujęcie kosztów ryzyka prawnego związanego z kredytami walutowymi",
     "type": "ESPI Current"
    }
   ],
   "latest_filing_date": "2026-11-04",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.pl-cm-kg.ai/events/XWAR/PLBRE0000012",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "GPW Main Market"
   },
   "isin": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PLBRE0000012"
   },
   "jurisdiction": {
    "market": "PL",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN PLBRE0000012)",
    "state": "sourced",
    "value": "259400DZXF7UJKK2AY35"
   },
   "name": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "MBANK"
   },
   "sector": {
    "market": "PL",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "PL",
    "state": "not_on_record"
   },
   "segment": {
    "market": "PL",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PLBRE0000012"
   },
   "website": {
    "market": "PL",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "PL",
  "node": "pl-cm-kg",
  "numbers_hash": "sha256:c0225ed9241f3be53fcc1c90cc493e6fd38faadaa887839dad49fea9003f7123",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://pl.eu-cm-kg.ai/book/aio.json",
    "door": "https://pl.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/pl/mifid-ii-product-governance/r1",
   "section": "pl.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.pl-cm-kg.ai/record/XWAR/PLBRE0000012",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://www.gpw.pl/zawieszenia-i-wykluczenia",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:c0225ed9241f3be53fcc1c90cc493e6fd38faadaa887839dad49fea9003f7123",
 "path": "/pl/XWAR/PLBRE0000012",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is MBANK, listed on the GPW Main Market under ticker PLBRE0000012. Its ISIN is PLBRE0000012 and its LEI is 259400DZXF7UJKK2AY35. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 74 filings in the twelve months to 2026-11-06, across 58 filing days. Of the filings, 71 are ESPI Current, 2 are ESPI Quarterly and 1 is ESPI half years. The median gap between filing days is 4 days. The median gap on the GPW Main Market is 8.0 days across 436 issuers, so the issuer's median gap is below the exchange median. The median filing count on the exchange is 31.0 across the same issuers, so the issuer's 74 filings are above that median. The latest filing is dated 2026-11-04, an ESPI Current, two days before the record date. The median latency on the exchange is 10 days. The sector median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, and neither is its location. The market's record does not carry auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record carries no listing, delisting, name change, domicile change or segment move, because the market has no lifecycle type map for this register yet. The halt flag shows listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome cannot be determined. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/pl/mifid-ii-product-governance/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 10 research houses: Citi Research, DM BOŚ, PKO Securities, Erste Group, IPOPEMA, Millennium DM, Pekao Investment Banking, ODDO BHF, Trigon Dom Maklerski and Wood&Company.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, the market's earliest sealed date is not on the record, and the live record's start date is not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "7 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.pl-cm-kg.ai/events/XWAR/PLBRE0000012"
  },
  {
   "for": "the halt flag",
   "source": "https://www.gpw.pl/zawieszenia-i-wykluczenia"
  },
  {
   "for": "the orderability chapter",
   "source": "https://pl.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.mbank.pl/en/investor-relations/shares/"
  },
  {
   "for": "the record",
   "source": "https://mcp.pl-cm-kg.ai/record/XWAR/PLBRE0000012"
  }
 ],
 "title": "MBANK (PLBRE0000012) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}