{
 "as_of": "2026-11-06",
 "cmr": "pl-cm-kg/XWAR/PLPZU0000011",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# PZU (GPW Main Market: PLPZU0000011) — research page\n\nAs of 2026-11-06 · pl-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is PZU, listed on GPW Main Market under ticker PLPZU0000011, ISIN PLPZU0000011, LEI QLPCKOOKVX32FUELX240. The security type, segment, sector and jurisdiction are not on the record. Status: listed, not halted.\n\n## The disclosure read\n\nThe record holds 47 filings on 32 filing days in the window 2025-11-06 to 2026-11-06. By type: 3 EBI Current, 41 ESPI Current, 2 ESPI Quarterly, 1 ESPI half years. The median gap between filing days is 8 days. The latest filing is an ESPI Current dated 2026-11-03, 3 days before the record date 2026-11-06. GPW Main Market, 436 issuers: median cadence gap 8.0 days, median filings 31.0, median latency 10 days. Sector peers on this market are not on the record.\n\n## Auditor\n\nThe auditor and its location are not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The halt flag shows listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. Rule version: acm-68000/pl/mifid-ii-product-governance/r1, chapter as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 14 research houses: Autonomous Research, Citi, Erste, JP Morgan, mBank, ODDO BHF, PKO BP, Trigon, UBS, Wood & Company, Autonomous, Erste Securities, HSBC Ipopema JP Morgan, Santander UBS.\n\n## Open research\n\nNo openly published research notes were found.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, and the market's earliest sealed date and the live record start date are not on the record.\n\n## Sources\n\n7 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.pl-cm-kg.ai/events/XWAR/PLPZU0000011 (the disclosure lines)\n- https://www.gpw.pl/zawieszenia-i-wykluczenia (the halt flag)\n- https://pl.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus (coverage)\n- https://mcp.pl-cm-kg.ai/record/XWAR/PLPZU0000011 (the record)\n",
 "market": "PL",
 "node": "pl-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the PL vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "PL",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "PL",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "PL",
    "state": "not_on_record"
   },
   "changes": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "pl-cm-kg/XWAR/PLPZU0000011",
  "coverage": {
   "count": 14,
   "houses": [
    {
     "analyst": "Youdish Chicooree",
     "house": "Autonomous Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Andrzej Powierża",
     "house": "Citi",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "house": "Erste",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Samuel Goodacre",
     "house": "JP Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Michał Konarski",
     "house": "mBank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "house": "ODDO BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "house": "PKO BP",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Maciej Marcinowski",
     "house": "Trigon",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Michał Potyra",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Marta Jeżewska-Wasilewska",
     "house": "Wood & Company",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Youdish Chicooree",
     "house": "Autonomous",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Łukasz Jańczak",
     "house": "Erste Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Samuel Goodacre",
     "house": "HSBC Ipopema JP Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    },
    {
     "analyst": "Michał Potyra",
     "house": "Santander UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus",
     "result": "read: 14 of 20 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 436,
     "median_cadence_gap_days": 8,
     "median_filings": 31,
     "median_latency_days": 10,
     "name": "GPW Main Market"
    },
    "sector": {
     "market": "PL",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "EBI Current": 3,
    "ESPI Current": 41,
    "ESPI Quarterly": 2,
    "ESPI half years": 1
   },
   "cadence_median_gap_days": 8,
   "filing_days": 32,
   "filings": 47,
   "latency_days": 3,
   "latest": [
    {
     "category": "ESPI Current",
     "date": "2026-11-03",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499949&title=Wykaz+akcjonariuszy+posiadaj%C4%85cych+co+najmniej+5%25+liczby+g%C5%82os%C3%B3w+na+Nadzwyczajnym+Walnym+Zgromadzeniu+PZU+SA+w+dniu+3+listopada+2026+roku",
     "title": "Wykaz akcjonariuszy posiadających co najmniej 5% liczby głosów na Nadzwyczajnym Walnym Zgromadzeniu PZU SA w dniu 3 listopada 2026 roku",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-11-03",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499947&title=Tre%C5%9B%C4%87+uchwa%C5%82+podj%C4%99tych+przez+Nadzwyczajne+Walne+Zgromadzenie+PZU+SA",
     "title": "Treść uchwał podjętych przez Nadzwyczajne Walne Zgromadzenie PZU SA",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-23",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499334&title=Pierwsze+zawiadomienie+akcjonariuszy+o+zamiarze+po%C5%82%C4%85czenia+PZU+SA+z+LINK4",
     "title": "Pierwsze zawiadomienie akcjonariuszy o zamiarze połączenia PZU SA z LINK4",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-23",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=499333&title=Og%C5%82oszenie+o+zwo%C5%82aniu+Nadzwyczajnego+Walnego+Zgromadzenia+PZU+SA+oraz+projekty+uchwa%C5%82",
     "title": "Ogłoszenie o zwołaniu Nadzwyczajnego Walnego Zgromadzenia PZU SA oraz projekty uchwał",
     "type": "ESPI Current"
    },
    {
     "category": "ESPI Current",
     "date": "2026-10-15",
     "source": "https://www.gpw.pl/espi-ebi-report?geru_id=498952&title=Powo%C5%82anie+cz%C5%82onka+Rady+Nadzorczej+PZU+SA",
     "title": "Powołanie członka Rady Nadzorczej PZU SA",
     "type": "ESPI Current"
    }
   ],
   "latest_filing_date": "2026-11-03",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.pl-cm-kg.ai/events/XWAR/PLPZU0000011",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "GPW Main Market"
   },
   "isin": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PLPZU0000011"
   },
   "jurisdiction": {
    "market": "PL",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN PLPZU0000011)",
    "state": "sourced",
    "value": "QLPCKOOKVX32FUELX240"
   },
   "name": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PZU"
   },
   "sector": {
    "market": "PL",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "PL",
    "state": "not_on_record"
   },
   "segment": {
    "market": "PL",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['XNCO', 'XWAR'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PLPZU0000011"
   },
   "website": {
    "market": "PL",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "PL",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "PL",
  "node": "pl-cm-kg",
  "numbers_hash": "sha256:69e97d2e432622b50914cf3284543bdaa047f5d30bba6bf65bd61fcbe3e106f1",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://pl.eu-cm-kg.ai/book/aio.json",
    "door": "https://pl.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/pl/mifid-ii-product-governance/r1",
   "section": "pl.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.pl-cm-kg.ai/record/XWAR/PLPZU0000011",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://www.gpw.pl/zawieszenia-i-wykluczenia",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:69e97d2e432622b50914cf3284543bdaa047f5d30bba6bf65bd61fcbe3e106f1",
 "path": "/pl/XWAR/PLPZU0000011",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is PZU, listed on GPW Main Market under ticker PLPZU0000011, ISIN PLPZU0000011, LEI QLPCKOOKVX32FUELX240. The security type, segment, sector and jurisdiction are not on the record. Status: listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 47 filings on 32 filing days in the window 2025-11-06 to 2026-11-06. By type: 3 EBI Current, 41 ESPI Current, 2 ESPI Quarterly, 1 ESPI half years. The median gap between filing days is 8 days. The latest filing is an ESPI Current dated 2026-11-03, 3 days before the record date 2026-11-06. GPW Main Market, 436 issuers: median cadence gap 8.0 days, median filings 31.0, median latency 10 days. Sector peers on this market are not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor and its location are not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The halt flag shows listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. Rule version: acm-68000/pl/mifid-ii-product-governance/r1, chapter as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 14 research houses: Autonomous Research, Citi, Erste, JP Morgan, mBank, ODDO BHF, PKO BP, Trigon, UBS, Wood & Company, Autonomous, Erste Securities, HSBC Ipopema JP Morgan, Santander UBS.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, and the market's earliest sealed date and the live record start date are not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "7 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.pl-cm-kg.ai/events/XWAR/PLPZU0000011"
  },
  {
   "for": "the halt flag",
   "source": "https://www.gpw.pl/zawieszenia-i-wykluczenia"
  },
  {
   "for": "the orderability chapter",
   "source": "https://pl.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.pzu.pl/en/investor-relations/shares-and-bonds/consensus"
  },
  {
   "for": "the record",
   "source": "https://mcp.pl-cm-kg.ai/record/XWAR/PLPZU0000011"
  }
 ],
 "title": "PZU (PLPZU0000011) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}