{
 "as_of": "2026-11-06",
 "cmr": "pt-cm-kg/ENXL/PTRIZ0AM0009",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# RAIZE-INSTITUICAO DE PAGAMENTOS S.A. (Euronext Access Lisbon: PTRIZ0AM0009) — research page\n\nAs of 2026-11-06 · pt-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is RAIZE-INSTITUICAO DE PAGAMENTOS S.A., listed on Euronext Access Lisbon under ticker PTRIZ0AM0009, with ISIN PTRIZ0AM0009 and LEI 635400WE6FMO9DZEEN37. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.\n\n## The disclosure read\n\nThe record holds 13 filings in the twelve months to 2026-11-06, across 11 filing days. The median gap between filing days is 12.5 days. The latest filing is dated 2026-08-14, 84 days before the record date, and its type is Informação Privilegiada. The exchange median for the same window is 18 days of cadence, 6 filings and 66.5 days of latency across 15 issuers. The sector median is not on the record.\n\n## Auditor\n\nThe auditor of record is not on the record, and neither is its location. The market's record does not carry auditor changes.\n\n## Events and halts\n\nThe record carries no listing, delisting, name change, domicile change or segment move lines, because the market has no lifecycle type map yet. The halt flag is listed.\n\n## Orderability\n\nThe outcome is not determinable under acm-68000/pt/mifid-ii-product-governance/r1, as of 2026-11-04, because the chapter's orderability section carries no client categories.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations page.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed, and the market's earliest sealed date and the start of the live record are not on the record.\n\n## Sources\n\n5 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://firds.esma.europa.eu/firds/ (identity.exchange)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.pt-cm-kg.ai/events/ENXL/PTRIZ0AM0009 (the disclosure lines)\n- https://pt.eu-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.pt-cm-kg.ai/record/ENXL/PTRIZ0AM0009 (the record)\n",
 "market": "PT",
 "node": "pt-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": null,
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "the PT vintage is not sealed; the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false
  },
  "auditor": {
   "auditor": {
    "market": "PT",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "PT",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "PT",
    "state": "not_on_record"
   },
   "changes": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "pt-cm-kg/ENXL/PTRIZ0AM0009",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 15,
     "median_cadence_gap_days": 18,
     "median_filings": 6,
     "median_latency_days": 66.5,
     "name": "Euronext Access Lisbon"
    },
    "sector": {
     "market": "PT",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "Convocatórias": 5,
    "Informação Privilegiada": 7,
    "Prestação de contas anuais": 1
   },
   "cadence_median_gap_days": 12.5,
   "filing_days": 11,
   "filings": 13,
   "latency_days": 84,
   "latest": [
    {
     "category": "Informação Privilegiada",
     "date": "2026-08-14",
     "source": "https://www.cmvm.pt/PInstitucional/Single_SDI_StaticContent#sdi=F1388331",
     "title": "Raize - Instituição de Pagamentos, S.A. informa sobre: renúncia de vogal do Conselho de Administração",
     "type": "Informação Privilegiada"
    },
    {
     "category": "Informação Privilegiada",
     "date": "2026-06-09",
     "source": "https://www.cmvm.pt/PInstitucional/Single_SDI_StaticContent#sdi=F1385450",
     "title": "Raize - Instituição de Pagamentos, S.A. informa sobre: sobre garantia pública do Banco Português de Fomento a emissões grupadas de obrigações emitidas por PME",
     "type": "Informação Privilegiada"
    },
    {
     "category": "Informação Privilegiada",
     "date": "2026-05-12",
     "source": "https://www.cmvm.pt/PInstitucional/Single_SDI_StaticContent#sdi=F1384293",
     "title": "Raize - Instituição de Pagamentos, S.A. informa sobre: as deliberações tomadas na assembleia geral de acionistas realizada em 12 de maio de 2026",
     "type": "Informação Privilegiada"
    },
    {
     "category": "Convocatórias",
     "date": "2026-04-21",
     "source": "https://www.cmvm.pt/PInstitucional/Single_SDI_StaticContent#sdi=F1383190",
     "title": "Raize - Instituição de Pagamentos, S.A. informa sobre: propostas de deliberação para a Assembleia Geral Ordinária da Sociedade, a realizar no próximo dia 12 de maio de 2026",
     "type": "Convocatórias"
    },
    {
     "category": "Informação Privilegiada",
     "date": "2026-04-10",
     "source": "https://www.cmvm.pt/PInstitucional/Single_SDI_StaticContent#sdi=F1382893",
     "title": "Raize - Instituição de Pagamentos, S.A. informa sobre: Convocatória de Assembleia Geral de Acionistas de 12 de maio de 2026",
     "type": "Informação Privilegiada"
    }
   ],
   "latest_filing_date": "2026-08-14",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.pt-cm-kg.ai/events/ENXL/PTRIZ0AM0009",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['ALXL', 'ENXL', 'XLIS'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "Euronext Access Lisbon"
   },
   "isin": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['ALXL', 'ENXL', 'XLIS'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PTRIZ0AM0009"
   },
   "jurisdiction": {
    "market": "PT",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN PTRIZ0AM0009)",
    "state": "sourced",
    "value": "635400WE6FMO9DZEEN37"
   },
   "name": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['ALXL', 'ENXL', 'XLIS'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "RAIZE-INSTITUICAO DE PAGAMENTOS S.A."
   },
   "sector": {
    "market": "PT",
    "state": "not_on_record"
   },
   "security_type": {
    "market": "PT",
    "state": "not_on_record"
   },
   "segment": {
    "market": "PT",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "ESMA FIRDS full equity files 2026-11-07 (registers.esma.europa.eu Solr file index (esma_registers_firds_files)); CFI ES*, MIC in ['ALXL', 'ENXL', 'XLIS'], no termination date",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://firds.esma.europa.eu/firds/",
    "state": "sourced",
    "value": "PTRIZ0AM0009"
   },
   "website": {
    "market": "PT",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "PT",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "PT",
  "node": "pt-cm-kg",
  "numbers_hash": "sha256:819fb79c27faa16f2d4e3436f560feee74e25a95c0e67385a11fb99bfe1d389d",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://pt.eu-cm-kg.ai/book/aio.json",
    "door": "https://pt.eu-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/pt/mifid-ii-product-governance/r1",
   "section": "pt.aio.v5"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.pt-cm-kg.ai/record/ENXL/PTRIZ0AM0009",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "note": "on the pt-cm-kg register as of 2026-11-06; the node's halt flag was not read for this record",
   "read_date": "2026-11-06",
   "value": "listed"
  }
 },
 "numbers_hash": "sha256:819fb79c27faa16f2d4e3436f560feee74e25a95c0e67385a11fb99bfe1d389d",
 "path": "/pt/ENXL/PTRIZ0AM0009",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is RAIZE-INSTITUICAO DE PAGAMENTOS S.A., listed on Euronext Access Lisbon under ticker PTRIZ0AM0009, with ISIN PTRIZ0AM0009 and LEI 635400WE6FMO9DZEEN37. Its security type, segment, sector and jurisdiction are not on the record. Its listing status is listed.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 13 filings in the twelve months to 2026-11-06, across 11 filing days. The median gap between filing days is 12.5 days. The latest filing is dated 2026-08-14, 84 days before the record date, and its type is Informação Privilegiada. The exchange median for the same window is 18 days of cadence, 6 filings and 66.5 days of latency across 15 issuers. The sector median is not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, and neither is its location. The market's record does not carry auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record carries no listing, delisting, name change, domicile change or segment move lines, because the market has no lifecycle type map yet. The halt flag is listed.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable under acm-68000/pt/mifid-ii-product-governance/r1, as of 2026-11-04, because the chapter's orderability section carries no client categories.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's investor-relations page.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed, and the market's earliest sealed date and the start of the live record are not on the record.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "5 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://firds.esma.europa.eu/firds/"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.pt-cm-kg.ai/events/ENXL/PTRIZ0AM0009"
  },
  {
   "for": "the orderability chapter",
   "source": "https://pt.eu-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.pt-cm-kg.ai/record/ENXL/PTRIZ0AM0009"
  }
 ],
 "title": "RAIZE-INSTITUICAO DE PAGAMENTOS S.A. (PTRIZ0AM0009) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}