{
 "as_of": "2026-11-06",
 "cmr": "sg-cm-kg/SGX/S41",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# HONG LEONG FINANCE LIMITED (Mainboard: S41) — research page\n\nAs of 2026-11-06 · sg-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is HONG LEONG FINANCE LIMITED, listed on the Mainboard under ticker S41, with ISIN SG1M04001939; its LEI is not on the record (ISIN not in the GLEIF ISIN-to-LEI mapping file). Its security type is Corporate, its segment is not on the record, its sector is Financial Services, and its jurisdiction is Singapore (ACRA-registered public company limited by shares). The record holds its status as listed, not halted.\n\n## The disclosure read\n\nThe record holds 3 filings in the window 2025-11-06 to 2026-11-06, on 3 filing days: 1 annual return, 1 newswire release and 1 results. The median gap between filing days is 90.5 days. The latest filing is dated 2026-07-23, a results filing, 106 days before the record date of 2026-11-06. The exchange median is 6.0 filings, a median cadence gap of 29.8 days and a median latency of 60 days across 388 issuers; the sector median is 6 filings, a median cadence gap of 43.2 days and a median latency of 29 days across 27 issuers. The issuer's 3 filings are below the exchange median of 6.0 and below the sector median of 6.\n\n## Auditor\n\nThe auditor of record is not on the record; the record carries the annual report link only, as a source link and not a read. The auditor's location is not on the record, and auditor changes are not on the record because this register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, because this register has no lifecycle type map yet. The halt flag is listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable: the chapter carries no current ACM-68000 register revision for this market, so the outcome cannot name its rule. No client category outcome and no rule version are on the record; the chapter is as of 2026-11-04.\n\n## Coverage\n\nNo research house was found on the issuer's own investor-relations page; the count is 0.\n\n## Open research\n\nNo openly published research note was found; the count is 0.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed, and no issuer years are sealed. The market's earliest sealed date is not on the record, and the live record began on 2026-09-11. Years 2021, 2022, 2023, 2024, 2025 and 2026 are sealed in the store but not served as of a date; the as-of door answers not_sealed.\n\n## Sources\n\n8 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.sgx.com/securities/stock-screener (identity.exchange)\n- https://api.sgx.com/marketmetadata/v2 (identity.isin)\n- https://data.gov.sg/collections/2/view (identity.jurisdiction)\n- https://investors.sgx.com/stock-screener (identity.sector)\n- https://mcp.sg-cm-kg.ai/events/SGX/S41 (the disclosure lines)\n- https://api.sgx.com/securities/v1.1/ (the halt flag)\n- https://mcp.sg-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.sg-cm-kg.ai/record/SGX/S41 (the record)\n",
 "market": "SG",
 "node": "sg-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-11",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the SG store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "market": "SG",
    "reason": "Width 0 records the annual report link only (ORDER-013: source link, not a read)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "SG",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "SG",
    "state": "not_on_record"
   },
   "changes": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "sg-cm-kg/SGX/S41",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 388,
     "median_cadence_gap_days": 29.8,
     "median_filings": 6,
     "median_latency_days": 60,
     "name": "Mainboard"
    },
    "sector": {
     "issuers": 27,
     "median_cadence_gap_days": 43.2,
     "median_filings": 6,
     "median_latency_days": 29,
     "name": "Financial Services"
    }
   },
   "by_type": {
    "annual_return": 1,
    "newswire_release": 1,
    "results": 1
   },
   "cadence_median_gap_days": 90.5,
   "filing_days": 3,
   "filings": 3,
   "latency_days": 106,
   "latest": [
    {
     "category": null,
     "date": "2026-07-23",
     "source": "https://links.sgx.com/1.0.0/corporate-announcements/WI3177AMU9TS2IG5",
     "title": "Financial Statements and Related Announcement: Notification of Results Release",
     "type": "results"
    },
    {
     "category": null,
     "date": "2026-05-28",
     "source": "https://www.bizfile.gov.sg/",
     "title": "Annual return filed (ACRA)",
     "type": "annual_return"
    },
    {
     "category": null,
     "date": "2026-01-23",
     "source": "https://www.businesswire.com/news/home/20260123198599/en/AM-Best-Affirms-Credit-Ratings-of-Hong-Leong-Insurance-Asia-Limited",
     "title": "AM Best Affirms Credit Ratings of Hong Leong Insurance (Asia) Limited",
     "type": "newswire_release"
    }
   ],
   "latest_filing_date": "2026-07-23",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.sg-cm-kg.ai/events/SGX/S41",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "SGX listed-securities feed (exchange list; stock screener roster)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sgx.com/securities/stock-screener (feed api.sgx.com/securities/v1.1)",
    "state": "sourced",
    "value": "Mainboard"
   },
   "isin": {
    "read_by": "SGX market metadata feed (exchange list; ISIN, issuer name, FISN)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.sgx.com/marketmetadata/v2 (SGX market metadata)",
    "state": "sourced",
    "value": "SG1M04001939"
   },
   "jurisdiction": {
    "read_by": "ACRA register bulk dataset (data.gov.sg, monthly) (entity type, company type)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://data.gov.sg/collections/2/view (ACRA Information on Corporate Entities, monthly; built 2026-09-11)",
    "state": "sourced",
    "value": "Singapore (ACRA-registered public company limited by shares)"
   },
   "lei": {
    "market": "SG",
    "reason": "ISIN not in the GLEIF ISIN-to-LEI mapping file",
    "state": "not_on_record"
   },
   "name": {
    "read_by": "SGX listed-securities feed (exchange list; stock screener roster)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sgx.com/securities/stock-screener (feed api.sgx.com/securities/v1.1)",
    "state": "sourced",
    "value": "HONG LEONG FINANCE LIMITED"
   },
   "sector": {
    "read_by": "SGX stock screener (sector classification the exchange publishes; data provider named on the screener: Morningstar)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://investors.sgx.com/stock-screener (feed api.sgx.com/stockscreener/v2.0, identity fields only)",
    "state": "sourced",
    "value": "Financial Services"
   },
   "security_type": {
    "read_by": "SGX listed-securities feed (exchange list; stock screener roster)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sgx.com/securities/stock-screener (feed api.sgx.com/securities/v1.1)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "SG",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "SGX listed-securities feed (exchange list; stock screener roster)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sgx.com/securities/stock-screener (feed api.sgx.com/securities/v1.1)",
    "state": "sourced",
    "value": "S41"
   },
   "website": {
    "market": "SG",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "SG",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "SG",
  "node": "sg-cm-kg",
  "numbers_hash": "sha256:86e8ed3efe3245c06efdef056c6ff863629e6c54ac58c74440f49165a75a434e",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.sg-cm-kg.ai/book/aio.json",
    "door": "https://mcp.sg-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter carries no current ACM-68000 register revision for this market: the outcome cannot name its rule",
   "rule_version": null,
   "section": "sg.aio.v6"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.sg-cm-kg.ai/record/SGX/S41",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://api.sgx.com/securities/v1.1/",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:86e8ed3efe3245c06efdef056c6ff863629e6c54ac58c74440f49165a75a434e",
 "path": "/sg/SGX/S41",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is HONG LEONG FINANCE LIMITED, listed on the Mainboard under ticker S41, with ISIN SG1M04001939; its LEI is not on the record (ISIN not in the GLEIF ISIN-to-LEI mapping file). Its security type is Corporate, its segment is not on the record, its sector is Financial Services, and its jurisdiction is Singapore (ACRA-registered public company limited by shares). The record holds its status as listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 3 filings in the window 2025-11-06 to 2026-11-06, on 3 filing days: 1 annual return, 1 newswire release and 1 results. The median gap between filing days is 90.5 days. The latest filing is dated 2026-07-23, a results filing, 106 days before the record date of 2026-11-06. The exchange median is 6.0 filings, a median cadence gap of 29.8 days and a median latency of 60 days across 388 issuers; the sector median is 6 filings, a median cadence gap of 43.2 days and a median latency of 29 days across 27 issuers. The issuer's 3 filings are below the exchange median of 6.0 and below the sector median of 6.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record; the record carries the annual report link only, as a source link and not a read. The auditor's location is not on the record, and auditor changes are not on the record because this register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, because this register has no lifecycle type map yet. The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable: the chapter carries no current ACM-68000 register revision for this market, so the outcome cannot name its rule. No client category outcome and no rule version are on the record; the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research house was found on the issuer's own investor-relations page; the count is 0.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research note was found; the count is 0.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed, and no issuer years are sealed. The market's earliest sealed date is not on the record, and the live record began on 2026-09-11. Years 2021, 2022, 2023, 2024, 2025 and 2026 are sealed in the store but not served as of a date; the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "8 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.sgx.com/securities/stock-screener"
  },
  {
   "for": "identity.isin",
   "source": "https://api.sgx.com/marketmetadata/v2"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.gov.sg/collections/2/view"
  },
  {
   "for": "identity.sector",
   "source": "https://investors.sgx.com/stock-screener"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.sg-cm-kg.ai/events/SGX/S41"
  },
  {
   "for": "the halt flag",
   "source": "https://api.sgx.com/securities/v1.1/"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.sg-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.sg-cm-kg.ai/record/SGX/S41"
  }
 ],
 "title": "HONG LEONG FINANCE LIMITED (S41) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}