{
 "as_of": "2026-11-06",
 "cmr": "uk-cm-kg/LSE/FCH",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# FUNDING CIRCLE HOLDINGS PLC (LSE Main Market: FCH) — research page\n\nAs of 2026-11-06 · uk-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is FUNDING CIRCLE HOLDINGS PLC, listed on LSE Main Market under ticker FCH, with ISIN GB00BG0TPX62 and LEI 2138003EK6UAINBBUS19. Its security type is Corporate, segment STMM, sector Finance and Credit Services [302010], and jurisdiction England and Wales (Companies House jurisdiction field). Listing status on the record is listed, not halted.\n\n## The disclosure read\n\nThe record holds 221 filings in the twelve months to 2026-11-06, across 147 filing days. The median gap between filing days is 1.0 days. The latest filing is dated 2026-11-04 and is a regulatory announcement, 2 days before the record date. The LSE Main Market median cadence gap is 4 days across 892 issuers, with a median of 29.0 filings and a median latency of 3 days. The Finance and Credit Services [302010] sector median cadence gap is 4.0 days across 21 issuers, with a median of 55 filings and a median latency of 1.0 days.\n\n## Auditor\n\nThe auditor of record is PricewaterhouseCoopers LLP. Its location is not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The halt flag reads listed, not halted.\n\n## Orderability\n\nFor the elective professional client category, the outcome is ACM-200 and is determinable. For the eligible counterparty category, the outcome is ACM-200 and is determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, with the chapter as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 6 research houses: Deutsche Numis, Investec, KBW, Canaccord, Shore Capital and Cavendish.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed, and no issuer years are sealed. The live record began on 2026-09-11. The years 2021 through 2026 are sealed in the store but are not served as of a date; the as-of door answers not_sealed.\n\n## Sources\n\n11 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (identity.exchange)\n- https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/FCH (identity.isin)\n- https://find-and-update.company-information.service.gov.uk/company/07123934 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://www.londonstockexchange.com/stock/FCH/funding-circle-holdings-plc/company-page (identity.sector)\n- https://mcp.uk-cm-kg.ai/events/LSE/FCH (the disclosure lines)\n- https://marketsecurities.fca.org.uk/officiallist (the halt flag)\n- https://corporate.fundingcircle.com/media/ojfl5x2s/hy25_funding_circle_holdings_press_release_final.pdf (the auditor)\n- https://mcp.uk-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://corporate.fundingcircle.com/investors/consensus/ (coverage)\n- https://mcp.uk-cm-kg.ai/record/LSE/FCH (the record)\n",
 "market": "UK",
 "node": "uk-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-11",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the UK store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "read_by": "Tavily regex",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://corporate.fundingcircle.com/media/ojfl5x2s/hy25_funding_circle_holdings_press_release_final.pdf",
    "state": "confirmed",
    "value": "PricewaterhouseCoopers LLP"
   },
   "auditor_firm_id": {
    "market": "UK",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "UK",
    "state": "not_on_record"
   },
   "changes": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "uk-cm-kg/LSE/FCH",
  "coverage": {
   "count": 6,
   "houses": [
    {
     "analyst": "Robert Noble",
     "house": "Deutsche Numis",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "08/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    },
    {
     "analyst": "Piers Brown",
     "house": "Investec",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "08/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    },
    {
     "analyst": "Edward Firth",
     "house": "KBW",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "16/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    },
    {
     "analyst": "Tom Like",
     "house": "Canaccord",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "09/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    },
    {
     "analyst": "Gary Greenwood",
     "house": "Shore Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "09/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    },
    {
     "analyst": "Rahim Karim",
     "house": "Cavendish",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "since": "11/09/2026",
     "source": "https://corporate.fundingcircle.com/investors/consensus/",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://corporate.fundingcircle.com/investors/consensus/",
     "result": "read: 6 of 12 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "stated per house where the page states it",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 892,
     "median_cadence_gap_days": 4,
     "median_filings": 29,
     "median_latency_days": 3,
     "name": "LSE Main Market"
    },
    "sector": {
     "issuers": 21,
     "median_cadence_gap_days": 4,
     "median_filings": 55,
     "median_latency_days": 1,
     "name": "Finance and Credit Services [302010]"
    }
   },
   "by_type": {
    "agm_record_date": 1,
    "ch_accounts_filed": 1,
    "ch_capital": 44,
    "ch_confirmation_statement": 2,
    "ch_officer_change": 3,
    "ch_other": 2,
    "ch_resolution": 1,
    "corporate_action": 93,
    "director_dealing": 4,
    "early_warning": 6,
    "financial_statement": 5,
    "newswire_release": 8,
    "regulatory_announcement": 51
   },
   "cadence_median_gap_days": 1,
   "filing_days": 147,
   "filings": 221,
   "latency_days": 2,
   "latest": [
    {
     "category": null,
     "date": "2026-11-04",
     "source": "https://www.investegate.co.uk/announcement/rns/funding-circle-holdings--fch/ceo-appointment-/9856839",
     "title": "CEO appointment",
     "type": "regulatory_announcement"
    },
    {
     "category": null,
     "date": "2026-11-04",
     "source": "https://www.globenewswire.com/news-release/2026/11/04/3395054/0/en/funding-circle-holdings-plc-funding-circle-or-the-company-ceo-appointment.html",
     "title": "Funding Circle Holdings plc CEO appointment",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-11-02",
     "source": "https://www.investegate.co.uk/announcement/eqs/funding-circle-holdings--fch/tvr-total-voting-rights/9853125",
     "title": "TVR-Total Voting Rights",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-11-02",
     "source": "https://www.investegate.co.uk/announcement/eqs/funding-circle-holdings--fch/pos-transaction-in-own-shares/9853400",
     "title": "POS-Transaction in Own Shares",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-10-26",
     "source": "https://www.investegate.co.uk/announcement/eqs/funding-circle-holdings--fch/pos-transaction-in-own-shares/9841267",
     "title": "POS-Transaction in Own Shares",
     "type": "corporate_action"
    }
   ],
   "latest_filing_date": "2026-11-04",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/FCH",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "LSE Main Market"
   },
   "isin": {
    "read_by": "LSE instrument reference record (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/FCH",
    "state": "confirmed",
    "value": "GB00BG0TPX62"
   },
   "jurisdiction": {
    "read_by": "Companies House REST API (company profile) (jurisdiction field)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://find-and-update.company-information.service.gov.uk/company/07123934",
    "state": "confirmed",
    "value": "England and Wales (Companies House jurisdiction field)"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN GB00BG0TPX62)",
    "state": "sourced",
    "value": "2138003EK6UAINBBUS19"
   },
   "name": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "FUNDING CIRCLE HOLDINGS PLC"
   },
   "sector": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/FCH/funding-circle-holdings-plc/company-page",
    "state": "sourced",
    "value": "Finance and Credit Services [302010]"
   },
   "security_type": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "STMM"
   },
   "ticker": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "FCH"
   },
   "website": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/FCH/funding-circle-holdings-plc/company-page",
    "state": "sourced",
    "value": "http://www.fundingcircle.com"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "UK",
  "node": "uk-cm-kg",
  "numbers_hash": "sha256:75e9955439680c2d390d55c91463838bad22effccf5350e55271777e9945b322",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "elective professional client",
    "eligible counterparty"
   ],
   "outcomes": {
    "elective professional client": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "eligible counterparty": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.uk-cm-kg.ai/book/aio.json",
    "door": "https://mcp.uk-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/uk/product-governance-fca-prod-sourcebook/r1",
   "section": "uk.aio.v16"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.uk-cm-kg.ai/record/LSE/FCH",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://marketsecurities.fca.org.uk/officiallist",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:75e9955439680c2d390d55c91463838bad22effccf5350e55271777e9945b322",
 "path": "/uk/LSE/FCH",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is FUNDING CIRCLE HOLDINGS PLC, listed on LSE Main Market under ticker FCH, with ISIN GB00BG0TPX62 and LEI 2138003EK6UAINBBUS19. Its security type is Corporate, segment STMM, sector Finance and Credit Services [302010], and jurisdiction England and Wales (Companies House jurisdiction field). Listing status on the record is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 221 filings in the twelve months to 2026-11-06, across 147 filing days. The median gap between filing days is 1.0 days. The latest filing is dated 2026-11-04 and is a regulatory announcement, 2 days before the record date. The LSE Main Market median cadence gap is 4 days across 892 issuers, with a median of 29.0 filings and a median latency of 3 days. The Finance and Credit Services [302010] sector median cadence gap is 4.0 days across 21 issuers, with a median of 55 filings and a median latency of 1.0 days.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is PricewaterhouseCoopers LLP. Its location is not on the record. Auditor changes are not on the record, as this register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as this register has no lifecycle type map yet. The halt flag reads listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "For the elective professional client category, the outcome is ACM-200 and is determinable. For the eligible counterparty category, the outcome is ACM-200 and is determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, with the chapter as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 6 research houses: Deutsche Numis, Investec, KBW, Canaccord, Shore Capital and Cavendish.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed, and no issuer years are sealed. The live record began on 2026-09-11. The years 2021 through 2026 are sealed in the store but are not served as of a date; the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "11 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer"
  },
  {
   "for": "identity.isin",
   "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/FCH"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://find-and-update.company-information.service.gov.uk/company/07123934"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "identity.sector",
   "source": "https://www.londonstockexchange.com/stock/FCH/funding-circle-holdings-plc/company-page"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/FCH"
  },
  {
   "for": "the halt flag",
   "source": "https://marketsecurities.fca.org.uk/officiallist"
  },
  {
   "for": "the auditor",
   "source": "https://corporate.fundingcircle.com/media/ojfl5x2s/hy25_funding_circle_holdings_press_release_final.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.uk-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://corporate.fundingcircle.com/investors/consensus/"
  },
  {
   "for": "the record",
   "source": "https://mcp.uk-cm-kg.ai/record/LSE/FCH"
  }
 ],
 "title": "FUNDING CIRCLE HOLDINGS PLC (FCH) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}