{
 "as_of": "2026-11-06",
 "cmr": "uk-cm-kg/LSE/MAB1",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# MORTGAGE ADVICE BUREAU (HOLDINGS) PLC (LSE Main Market: MAB1) — research page\n\nAs of 2026-11-06 · uk-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is MORTGAGE ADVICE BUREAU (HOLDINGS) PLC, listed on the LSE Main Market under ticker MAB1, with ISIN GB00BQSBH502 and LEI 2138008AY1RA61T6W960. Its security type is Corporate, its segment is SSMM, its sector is Finance and Credit Services [302010], and its jurisdiction is England and Wales (Companies House jurisdiction field). The issuer is listed and not halted.\n\n## The disclosure read\n\nThe record holds 87 filings on 71 filing days in the window 2025-11-06 to 2026-11-06. The median gap between filing days is 4.0 days, and the latest filing is 2 days before the record date of 2026-11-06. The exchange median is a cadence gap of 4 days, a median of 29.0 filings and a latency of 3 days across 892 issuers. The sector median is a cadence gap of 4.0 days, a median of 55 filings and a latency of 1.0 days across 21 issuers. The latest filing is dated 2026-11-04 and is of type ch_confirmation_statement.\n\n## Auditor\n\nThe auditor of record is BDO LLP, with its location not on the record. Auditor changes are not on the record, as the market's record does not carry them.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as the index does not carry a lifecycle type for this register. The halt flag reads listed, not halted.\n\n## Orderability\n\nFor the elective professional client category the outcome is signal ACM-200, determinable. For the eligible counterparty category the outcome is signal ACM-200, determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 3 research houses: Berenberg, KBW and Peel Hunt.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe vintage is not sealed and no issuer years are sealed in the served record. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.\n\n## Sources\n\n11 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (identity.exchange)\n- https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/MAB1 (identity.isin)\n- https://find-and-update.company-information.service.gov.uk/company/04131569 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://www.londonstockexchange.com/stock/MAB1/mortgage-advice-bureau-holdings-plc/company-page (identity.sector)\n- https://mcp.uk-cm-kg.ai/events/LSE/MAB1 (the disclosure lines)\n- https://marketsecurities.fca.org.uk/officiallist (the halt flag)\n- https://www.directorstalkinterviews.com/wp-content/uploads/2025/04/2024-annual-report.pdf (the auditor)\n- https://mcp.uk-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.mortgageadvicebureau.com/investor-relations/investor-hub/ (coverage)\n- https://mcp.uk-cm-kg.ai/record/LSE/MAB1 (the record)\n",
 "market": "UK",
 "node": "uk-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-11",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the UK store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "read_by": "Tavily regex",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.directorstalkinterviews.com/wp-content/uploads/2025/04/2024-annual-report.pdf",
    "state": "confirmed",
    "value": "BDO LLP"
   },
   "auditor_firm_id": {
    "market": "UK",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "UK",
    "state": "not_on_record"
   },
   "changes": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "uk-cm-kg/LSE/MAB1",
  "coverage": {
   "count": 3,
   "houses": [
    {
     "analyst": "Robert Chantry",
     "house": "Berenberg",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mortgageadvicebureau.com/investor-relations/investor-hub/",
     "state": "sourced"
    },
    {
     "analyst": "Edward Firth",
     "house": "KBW",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mortgageadvicebureau.com/investor-relations/investor-hub/",
     "state": "sourced"
    },
    {
     "analyst": "Rae Maile",
     "house": "Peel Hunt",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-12",
     "source": "https://www.mortgageadvicebureau.com/investor-relations/investor-hub/",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.mortgageadvicebureau.com/investor-relations/investor-hub/",
     "result": "read: 3 of 6 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 892,
     "median_cadence_gap_days": 4,
     "median_filings": 29,
     "median_latency_days": 3,
     "name": "LSE Main Market"
    },
    "sector": {
     "issuers": 21,
     "median_cadence_gap_days": 4,
     "median_filings": 55,
     "median_latency_days": 1,
     "name": "Finance and Credit Services [302010]"
    }
   },
   "by_type": {
    "agm_record_date": 2,
    "ch_accounts_filed": 3,
    "ch_capital": 4,
    "ch_charge": 1,
    "ch_confirmation_statement": 1,
    "ch_officer_change": 6,
    "ch_resolution": 1,
    "corporate_action": 12,
    "director_dealing": 26,
    "early_warning": 14,
    "financial_statement": 8,
    "regulatory_announcement": 9
   },
   "cadence_median_gap_days": 4,
   "filing_days": 71,
   "filings": 87,
   "latency_days": 2,
   "latest": [
    {
     "category": null,
     "date": "2026-11-04",
     "source": "https://find-and-update.company-information.service.gov.uk/company/04131569/filing-history/MzU1NDM5ODU5NmFkaXF6a2N4/document?format=pdf&download=0",
     "title": "confirmation statement with no updates — 2026-10-21",
     "type": "ch_confirmation_statement"
    },
    {
     "category": null,
     "date": "2026-11-03",
     "source": "https://www.investegate.co.uk/announcement/rns/mortgage-advice-bureau-holdings---mab1/director-pdmr-shareholding/9856478",
     "title": "Director/PDMR Shareholding",
     "type": "director_dealing"
    },
    {
     "category": null,
     "date": "2026-10-30",
     "source": "https://www.investegate.co.uk/announcement/rns/mortgage-advice-bureau-holdings---mab1/tr-1-notification-of-major-holdings/9850518",
     "title": "TR-1: notification of major holdings",
     "type": "early_warning"
    },
    {
     "category": null,
     "date": "2026-10-26",
     "source": "https://find-and-update.company-information.service.gov.uk/company/04131569/filing-history/MzU1Mjg5OTk3MmFkaXF6a2N4/document?format=pdf&download=0",
     "title": "accounts with accounts type interim — 2026-10-20",
     "type": "ch_accounts_filed"
    },
    {
     "category": null,
     "date": "2026-10-20",
     "source": "https://www.investegate.co.uk/announcement/rns/mortgage-advice-bureau-holdings---mab1/director-pdmr-shareholding/9832216",
     "title": "Director/PDMR Shareholding",
     "type": "director_dealing"
    }
   ],
   "latest_filing_date": "2026-11-04",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/MAB1",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "LSE Main Market"
   },
   "isin": {
    "read_by": "LSE instrument reference record (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/MAB1",
    "state": "confirmed",
    "value": "GB00BQSBH502"
   },
   "jurisdiction": {
    "read_by": "Companies House REST API (company profile) (jurisdiction field)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://find-and-update.company-information.service.gov.uk/company/04131569",
    "state": "confirmed",
    "value": "England and Wales (Companies House jurisdiction field)"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN GB00BQSBH502)",
    "state": "sourced",
    "value": "2138008AY1RA61T6W960"
   },
   "name": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "MORTGAGE ADVICE BUREAU (HOLDINGS) PLC"
   },
   "sector": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/MAB1/mortgage-advice-bureau-holdings-plc/company-page",
    "state": "sourced",
    "value": "Finance and Credit Services [302010]"
   },
   "security_type": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "SSMM"
   },
   "ticker": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "MAB1"
   },
   "website": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/MAB1/mortgage-advice-bureau-holdings-plc/company-page",
    "state": "sourced",
    "value": "http://www.mortgageadvicebureau.com/email-enquiry/"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "UK",
  "node": "uk-cm-kg",
  "numbers_hash": "sha256:3a379baf23335bbf05a2ab7b64cde94f2d59060629e08089bbaa187861c4a4c6",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "elective professional client",
    "eligible counterparty"
   ],
   "outcomes": {
    "elective professional client": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "eligible counterparty": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.uk-cm-kg.ai/book/aio.json",
    "door": "https://mcp.uk-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/uk/product-governance-fca-prod-sourcebook/r1",
   "section": "uk.aio.v16"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.uk-cm-kg.ai/record/LSE/MAB1",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://marketsecurities.fca.org.uk/officiallist",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:3a379baf23335bbf05a2ab7b64cde94f2d59060629e08089bbaa187861c4a4c6",
 "path": "/uk/LSE/MAB1",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is MORTGAGE ADVICE BUREAU (HOLDINGS) PLC, listed on the LSE Main Market under ticker MAB1, with ISIN GB00BQSBH502 and LEI 2138008AY1RA61T6W960. Its security type is Corporate, its segment is SSMM, its sector is Finance and Credit Services [302010], and its jurisdiction is England and Wales (Companies House jurisdiction field). The issuer is listed and not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 87 filings on 71 filing days in the window 2025-11-06 to 2026-11-06. The median gap between filing days is 4.0 days, and the latest filing is 2 days before the record date of 2026-11-06. The exchange median is a cadence gap of 4 days, a median of 29.0 filings and a latency of 3 days across 892 issuers. The sector median is a cadence gap of 4.0 days, a median of 55 filings and a latency of 1.0 days across 21 issuers. The latest filing is dated 2026-11-04 and is of type ch_confirmation_statement.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is BDO LLP, with its location not on the record. Auditor changes are not on the record, as the market's record does not carry them.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as the index does not carry a lifecycle type for this register. The halt flag reads listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "For the elective professional client category the outcome is signal ACM-200, determinable. For the eligible counterparty category the outcome is signal ACM-200, determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 3 research houses: Berenberg, KBW and Peel Hunt.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The vintage is not sealed and no issuer years are sealed in the served record. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "11 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer"
  },
  {
   "for": "identity.isin",
   "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/MAB1"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://find-and-update.company-information.service.gov.uk/company/04131569"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "identity.sector",
   "source": "https://www.londonstockexchange.com/stock/MAB1/mortgage-advice-bureau-holdings-plc/company-page"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/MAB1"
  },
  {
   "for": "the halt flag",
   "source": "https://marketsecurities.fca.org.uk/officiallist"
  },
  {
   "for": "the auditor",
   "source": "https://www.directorstalkinterviews.com/wp-content/uploads/2025/04/2024-annual-report.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.uk-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.mortgageadvicebureau.com/investor-relations/investor-hub/"
  },
  {
   "for": "the record",
   "source": "https://mcp.uk-cm-kg.ai/record/LSE/MAB1"
  }
 ],
 "title": "MORTGAGE ADVICE BUREAU (HOLDINGS) PLC (MAB1) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}