{
 "as_of": "2026-11-06",
 "cmr": "uk-cm-kg/LSE/NWBD",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# NATIONAL WESTMINSTER BANK PLC (LSE Main Market: NWBD) — research page\n\nAs of 2026-11-06 · uk-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is NATIONAL WESTMINSTER BANK PLC, listed on the LSE Main Market under ticker NWBD, with ISIN GB0006227051 and LEI 213800IBT39XQ9C4CP71. Its security type is Corporate and its segment is SSX3. Its sector is not on the record, as the exchange record carries no sector. Its jurisdiction is England and Wales, per the Companies House jurisdiction field. Its status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 9 filings on 9 filing days in the window 2025-11-06 to 2026-11-06. The median gap between filing days is 39.5 days. The latest filing is dated 2026-10-20 and is of type ch_charge, 17 days before the record date 2026-11-06. By type, the filings are 5 ch_officer_change, 1 ch_accounts_filed, 1 ch_auditor, 1 ch_charge and 1 ch_confirmation_statement. The LSE Main Market peers hold a median of 29.0 filings, a median cadence gap of 4 days and a median latency of 3 days. Sector peers on the UK market are not on the record.\n\n## Auditor\n\nThe auditor of record is Ernst & Young LLP, with its location not on the record. Auditor changes are not on the record, as the register has no lifecycle type map yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, as the register has no lifecycle type map yet. The halt flag is listed, not halted.\n\n## Orderability\n\nFor the elective professional client category, the outcome is signal ACM-200 and is determinable. For the eligible counterparty category, the outcome is signal ACM-200 and is determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nNo research houses were found on the issuer's investor-relations pages read, so the count is 0.\n\n## Open research\n\nNo openly published research notes were found, so the count is 0.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe vintage for the UK market is not sealed, and no issuer years are sealed. The market earliest sealed date is not on the record. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but not served as of a date, and the as-of door answers not_sealed.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (identity.exchange)\n- https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/NWBD (identity.isin)\n- https://find-and-update.company-information.service.gov.uk/company/00929027 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.uk-cm-kg.ai/events/LSE/NWBD (the disclosure lines)\n- https://marketsecurities.fca.org.uk/officiallist (the halt flag)\n- https://investors.natwestgroup.com/~/media/Files/R/RBS-IR-V2/results-center/14022025/nwb-annual-report.pdf (the auditor)\n- https://mcp.uk-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.uk-cm-kg.ai/record/LSE/NWBD (the record)\n",
 "market": "UK",
 "node": "uk-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-11",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the UK store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "read_by": "Tavily regex",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://investors.natwestgroup.com/~/media/Files/R/RBS-IR-V2/results-center/14022025/nwb-annual-report.pdf",
    "state": "confirmed",
    "value": "Ernst & Young LLP"
   },
   "auditor_firm_id": {
    "market": "UK",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "UK",
    "state": "not_on_record"
   },
   "changes": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "uk-cm-kg/LSE/NWBD",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 892,
     "median_cadence_gap_days": 4,
     "median_filings": 29,
     "median_latency_days": 3,
     "name": "LSE Main Market"
    },
    "sector": {
     "market": "UK",
     "state": "not_on_record"
    }
   },
   "by_type": {
    "ch_accounts_filed": 1,
    "ch_auditor": 1,
    "ch_charge": 1,
    "ch_confirmation_statement": 1,
    "ch_officer_change": 5
   },
   "cadence_median_gap_days": 39.5,
   "filing_days": 9,
   "filings": 9,
   "latency_days": 17,
   "latest": [
    {
     "category": null,
     "date": "2026-10-20",
     "source": "https://find-and-update.company-information.service.gov.uk/company/00929027/filing-history/MzU1MjAyMjU0MmFkaXF6a2N4/document?format=pdf&download=0",
     "title": "mortgage create with deed with charge number charge creation date — 009290270059",
     "type": "ch_charge"
    },
    {
     "category": null,
     "date": "2026-10-07",
     "source": "https://find-and-update.company-information.service.gov.uk/company/00929027/filing-history/MzU0OTc0NDA4MmFkaXF6a2N4/document?format=pdf&download=0",
     "title": "appoint person director company with name date — Mrs Cindy Belle Levy; 2026-10-01",
     "type": "ch_officer_change"
    },
    {
     "category": null,
     "date": "2026-07-10",
     "source": "https://find-and-update.company-information.service.gov.uk/company/00929027/filing-history/MzUzMTQ4OTEzN2FkaXF6a2N4/document?format=pdf&download=0",
     "title": "appoint person director company with name date — Ms Erminia Johannson; 2026-07-01",
     "type": "ch_officer_change"
    },
    {
     "category": null,
     "date": "2026-06-03",
     "source": "https://find-and-update.company-information.service.gov.uk/company/00929027/filing-history/MzUyNDM0ODQ3MWFkaXF6a2N4/document?format=pdf&download=0",
     "title": "accounts with accounts type group — 2025-12-31",
     "type": "ch_accounts_filed"
    },
    {
     "category": null,
     "date": "2026-05-12",
     "source": "https://find-and-update.company-information.service.gov.uk/company/00929027/filing-history/MzUyMDk3NTE5OWFkaXF6a2N4/document?format=pdf&download=0",
     "title": "auditors resignation company",
     "type": "ch_auditor"
    }
   ],
   "latest_filing_date": "2026-10-20",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/NWBD",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "LSE Main Market"
   },
   "isin": {
    "read_by": "LSE instrument reference record (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/NWBD",
    "state": "confirmed",
    "value": "GB0006227051"
   },
   "jurisdiction": {
    "read_by": "Companies House REST API (company profile) (jurisdiction field)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://find-and-update.company-information.service.gov.uk/company/00929027",
    "state": "confirmed",
    "value": "England and Wales (Companies House jurisdiction field)"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN GB0006227051)",
    "state": "sourced",
    "value": "213800IBT39XQ9C4CP71"
   },
   "name": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "NATIONAL WESTMINSTER BANK PLC"
   },
   "sector": {
    "market": "UK",
    "reason": "no sector on the exchange record",
    "state": "not_on_record"
   },
   "security_type": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "SSX3"
   },
   "ticker": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "NWBD"
   },
   "website": {
    "market": "UK",
    "reason": "no source read",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "UK",
  "node": "uk-cm-kg",
  "numbers_hash": "sha256:d5cd0e2a471ee0c2ba92d66c0fa5b3ad6cb4ffdeb2f93adc249b87daeff83b17",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "elective professional client",
    "eligible counterparty"
   ],
   "outcomes": {
    "elective professional client": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "eligible counterparty": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.uk-cm-kg.ai/book/aio.json",
    "door": "https://mcp.uk-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/uk/product-governance-fca-prod-sourcebook/r1",
   "section": "uk.aio.v16"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.uk-cm-kg.ai/record/LSE/NWBD",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://marketsecurities.fca.org.uk/officiallist",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:d5cd0e2a471ee0c2ba92d66c0fa5b3ad6cb4ffdeb2f93adc249b87daeff83b17",
 "path": "/uk/LSE/NWBD",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is NATIONAL WESTMINSTER BANK PLC, listed on the LSE Main Market under ticker NWBD, with ISIN GB0006227051 and LEI 213800IBT39XQ9C4CP71. Its security type is Corporate and its segment is SSX3. Its sector is not on the record, as the exchange record carries no sector. Its jurisdiction is England and Wales, per the Companies House jurisdiction field. Its status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 9 filings on 9 filing days in the window 2025-11-06 to 2026-11-06. The median gap between filing days is 39.5 days. The latest filing is dated 2026-10-20 and is of type ch_charge, 17 days before the record date 2026-11-06. By type, the filings are 5 ch_officer_change, 1 ch_accounts_filed, 1 ch_auditor, 1 ch_charge and 1 ch_confirmation_statement. The LSE Main Market peers hold a median of 29.0 filings, a median cadence gap of 4 days and a median latency of 3 days. Sector peers on the UK market are not on the record.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is Ernst & Young LLP, with its location not on the record. Auditor changes are not on the record, as the register has no lifecycle type map yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, as the register has no lifecycle type map yet. The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "For the elective professional client category, the outcome is signal ACM-200 and is determinable. For the eligible counterparty category, the outcome is signal ACM-200 and is determinable. The rule version is acm-68000/uk/product-governance-fca-prod-sourcebook/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's investor-relations pages read, so the count is 0.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found, so the count is 0.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The vintage for the UK market is not sealed, and no issuer years are sealed. The market earliest sealed date is not on the record. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but not served as of a date, and the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer"
  },
  {
   "for": "identity.isin",
   "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/NWBD"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://find-and-update.company-information.service.gov.uk/company/00929027"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/NWBD"
  },
  {
   "for": "the halt flag",
   "source": "https://marketsecurities.fca.org.uk/officiallist"
  },
  {
   "for": "the auditor",
   "source": "https://investors.natwestgroup.com/~/media/Files/R/RBS-IR-V2/results-center/14022025/nwb-annual-report.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.uk-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.uk-cm-kg.ai/record/LSE/NWBD"
  }
 ],
 "title": "NATIONAL WESTMINSTER BANK PLC (NWBD) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}