{
 "as_of": "2026-11-06",
 "cmr": "uk-cm-kg/LSE/VANQ",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# VANQUIS BANKING GROUP PLC (LSE Main Market: VANQ) — research page\n\nAs of 2026-11-06 · uk-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is VANQUIS BANKING GROUP PLC, listed on the LSE Main Market under ticker VANQ, ISIN GB00B1Z4ST84, LEI 213800U93SZC44VXN635. Its security type is Corporate, segment SSMM, sector Finance and Credit Services [302010], jurisdiction England and Wales (Companies House jurisdiction field). Listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 75 filings in the twelve months to 2026-11-06, across 60 filing days. The median gap between filing days is 6 days. The latest filing is dated 2026-11-05, one day before the record date, and is a newswire release. The LSE Main Market median cadence gap is 4 days across 892 issuers, with a median of 29.0 filings and a median latency of 3 days. The sector median cadence gap is 4.0 days across 21 issuers, with a median of 55 filings and a median latency of 1.0 day. This issuer's filing count is above both medians, and its latency is below the exchange median and above the sector median.\n\n## Auditor\n\nThe auditor of record is Deloitte LLP. The auditor's location is not on the record. Auditor changes are not on the record, because no lifecycle type map exists for this register yet.\n\n## Events and halts\n\nListing, delisting, name change, domicile change and segment move are not on the record, because no lifecycle type map exists for this register yet. The halt flag reads listed, not halted.\n\n## Orderability\n\nUnder rule version acm-68000/uk/product-governance-fca-prod-sourcebook/r1, with the chapter as of 2026-11-04, the outcome for elective professional client is signal ACM-200, and the outcome for eligible counterparty is signal ACM-200. Both outcomes are determinable.\n\n## Coverage\n\nNo research houses were found on the issuer's own investor-relations page, count 0.\n\n## Open research\n\nNo openly published research notes were found on the record, count 0.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe market's vintage is not sealed. No issuer years are sealed. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.\n\n## Sources\n\n10 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (identity.exchange)\n- https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/VANQ (identity.isin)\n- https://find-and-update.company-information.service.gov.uk/company/00668987 (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://www.londonstockexchange.com/stock/VANQ/vanquis-banking-group-plc/company-page (identity.sector)\n- https://mcp.uk-cm-kg.ai/events/LSE/VANQ (the disclosure lines)\n- https://marketsecurities.fca.org.uk/officiallist (the halt flag)\n- https://www.vanquis.com/wp-content/uploads/2026/03/VBL-stats-2025-FINAL-Fully-Signed.pdf (the auditor)\n- https://mcp.uk-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://mcp.uk-cm-kg.ai/record/LSE/VANQ (the record)\n",
 "market": "UK",
 "node": "uk-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [],
   "live_record_began": "2026-09-11",
   "node_history_from": null,
   "node_years_sealed": [],
   "note": "6 years are sealed in the UK store; their Replay split is not built, so the as-of door answers not_sealed and the record is the live record as of 2026-11-06",
   "record_version": 1,
   "sealed": false,
   "store_years_sealed_not_served": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ]
  },
  "auditor": {
   "auditor": {
    "read_by": "Tavily regex",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.vanquis.com/wp-content/uploads/2026/03/VBL-stats-2025-FINAL-Fully-Signed.pdf",
    "state": "sourced",
    "value": "Deloitte LLP"
   },
   "auditor_firm_id": {
    "market": "UK",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "UK",
    "state": "not_on_record"
   },
   "changes": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "cmr": "uk-cm-kg/LSE/VANQ",
  "coverage": {
   "count": 0,
   "houses": [],
   "pages_checked": [],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-12",
   "since": null,
   "state": "none_found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 892,
     "median_cadence_gap_days": 4,
     "median_filings": 29,
     "median_latency_days": 3,
     "name": "LSE Main Market"
    },
    "sector": {
     "issuers": 21,
     "median_cadence_gap_days": 4,
     "median_filings": 55,
     "median_latency_days": 1,
     "name": "Finance and Credit Services [302010]"
    }
   },
   "by_type": {
    "agm_record_date": 1,
    "ch_accounts_filed": 1,
    "ch_confirmation_statement": 1,
    "ch_officer_change": 7,
    "ch_resolution": 1,
    "corporate_action": 12,
    "director_dealing": 16,
    "early_warning": 19,
    "financial_statement": 6,
    "newswire_release": 2,
    "regulatory_announcement": 9
   },
   "cadence_median_gap_days": 6,
   "filing_days": 60,
   "filings": 75,
   "latency_days": 1,
   "latest": [
    {
     "category": null,
     "date": "2026-11-05",
     "source": "https://www.businesswire.com/news/home/20261104256684/en/Experian-and-Vanquis-Sign-New-Strategic-Partnership-to-Improve-Eligibility-Strengthen-Fraud-Prevention-and-Deliver-Better-Customer-Outcomes",
     "title": "Experian and Vanquis Sign New Strategic Partnership to ...",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-11-04",
     "source": "https://www.businesswire.com/news/home/20261104256684/en/Experian-and-Vanquis-Sign-New-Strategic-Partnership-to-Improve-Eligibility-Strengthen-Fraud-Prevention-and-Deliver-Better-Customer-Outcomes",
     "title": "Experian and Vanquis Sign New Strategic Partnership to Improve ...",
     "type": "newswire_release"
    },
    {
     "category": null,
     "date": "2026-10-30",
     "source": "https://www.investegate.co.uk/announcement/rns/vanquis-banking-group-20--vanq/total-voting-rights/9851431",
     "title": "Total Voting Rights",
     "type": "corporate_action"
    },
    {
     "category": null,
     "date": "2026-10-29",
     "source": "https://www.investegate.co.uk/announcement/rns/vanquis-banking-group-20--vanq/3rd-quarter-trading-statement/9846860",
     "title": "3rd Quarter Trading Statement",
     "type": "financial_statement"
    },
    {
     "category": null,
     "date": "2026-10-15",
     "source": "https://www.investegate.co.uk/announcement/rns/vanquis-banking-group-20--vanq/director-pdmr-shareholding/9825697",
     "title": "Director/PDMR Shareholding",
     "type": "director_dealing"
    }
   ],
   "latest_filing_date": "2026-11-05",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/VANQ",
   "window": {
    "from": "2025-11-06",
    "to": "2026-11-06"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "LSE Main Market"
   },
   "isin": {
    "read_by": "LSE instrument reference record (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/VANQ",
    "state": "confirmed",
    "value": "GB00B1Z4ST84"
   },
   "jurisdiction": {
    "read_by": "Companies House REST API (company profile) (jurisdiction field)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://find-and-update.company-information.service.gov.uk/company/00668987",
    "state": "confirmed",
    "value": "England and Wales (Companies House jurisdiction field)"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-09",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN GB00B1Z4ST84)",
    "state": "sourced",
    "value": "213800U93SZC44VXN635"
   },
   "name": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "VANQUIS BANKING GROUP PLC"
   },
   "sector": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/VANQ/vanquis-banking-group-plc/company-page",
    "state": "sourced",
    "value": "Finance and Credit Services [302010]"
   },
   "security_type": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "SSMM"
   },
   "ticker": {
    "read_by": "LSE price explorer (exchange list)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer (price-explorer feed api.londonstockexchange.com/api/v1/components/refresh, markets=MAINMARKET, categories=EQUITY, showonlylse=true)",
    "state": "sourced",
    "value": "VANQ"
   },
   "website": {
    "read_by": "LSE issuer profile (exchange site)",
    "read_date": "2026-11-06",
    "read_date_basis": "the record version as_of",
    "source": "https://www.londonstockexchange.com/stock/VANQ/vanquis-banking-group-plc/company-page",
    "state": "sourced",
    "value": "www.vanquisbankinggroup.com"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "domicile_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "listing": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "name_change": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   },
   "segment_move": {
    "market": "UK",
    "reason": "no lifecycle type map for this register yet (SHELF-01: us and ca first)",
    "state": "not_on_record"
   }
  },
  "market": "UK",
  "node": "uk-cm-kg",
  "numbers_hash": "sha256:ce73a4d87802501414df4eac4413745e7772debd9355a9d4523e79cba78aabfc",
  "open_research": {
   "read_date": "2026-11-12",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [
    "elective professional client",
    "eligible counterparty"
   ],
   "outcomes": {
    "elective professional client": {
     "determinable": true,
     "signal": "ACM-200"
    },
    "eligible counterparty": {
     "determinable": true,
     "signal": "ACM-200"
    }
   },
   "read": {
    "basis": "one live read per instrument class, halt state and client category on this market; this issuer's group",
    "chapter": "https://mcp.uk-cm-kg.ai/book/aio.json",
    "door": "https://mcp.uk-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "rule_version": "acm-68000/uk/product-governance-fca-prod-sourcebook/r1",
   "section": "uk.aio.v16"
  },
  "record": {
   "as_of": "2026-11-06",
   "url": "https://mcp.uk-cm-kg.ai/record/LSE/VANQ",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-09",
   "source": "https://marketsecurities.fca.org.uk/officiallist",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:ce73a4d87802501414df4eac4413745e7772debd9355a9d4523e79cba78aabfc",
 "path": "/uk/LSE/VANQ",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is VANQUIS BANKING GROUP PLC, listed on the LSE Main Market under ticker VANQ, ISIN GB00B1Z4ST84, LEI 213800U93SZC44VXN635. Its security type is Corporate, segment SSMM, sector Finance and Credit Services [302010], jurisdiction England and Wales (Companies House jurisdiction field). Listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 75 filings in the twelve months to 2026-11-06, across 60 filing days. The median gap between filing days is 6 days. The latest filing is dated 2026-11-05, one day before the record date, and is a newswire release. The LSE Main Market median cadence gap is 4 days across 892 issuers, with a median of 29.0 filings and a median latency of 3 days. The sector median cadence gap is 4.0 days across 21 issuers, with a median of 55 filings and a median latency of 1.0 day. This issuer's filing count is above both medians, and its latency is below the exchange median and above the sector median.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is Deloitte LLP. The auditor's location is not on the record. Auditor changes are not on the record, because no lifecycle type map exists for this register yet.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "Listing, delisting, name change, domicile change and segment move are not on the record, because no lifecycle type map exists for this register yet. The halt flag reads listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "Under rule version acm-68000/uk/product-governance-fca-prod-sourcebook/r1, with the chapter as of 2026-11-04, the outcome for elective professional client is signal ACM-200, and the outcome for eligible counterparty is signal ACM-200. Both outcomes are determinable.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "No research houses were found on the issuer's own investor-relations page, count 0.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record, count 0.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The market's vintage is not sealed. No issuer years are sealed. The live record began on 2026-09-11. Years 2021 through 2026 are sealed in the store but are not served as of a date, and the as-of door answers not_sealed.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "10 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.londonstockexchange.com/live-markets/market-data-dashboard/price-explorer"
  },
  {
   "for": "identity.isin",
   "source": "https://api.londonstockexchange.com/api/gw/lse/instruments/alldata/VANQ"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://find-and-update.company-information.service.gov.uk/company/00668987"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "identity.sector",
   "source": "https://www.londonstockexchange.com/stock/VANQ/vanquis-banking-group-plc/company-page"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.uk-cm-kg.ai/events/LSE/VANQ"
  },
  {
   "for": "the halt flag",
   "source": "https://marketsecurities.fca.org.uk/officiallist"
  },
  {
   "for": "the auditor",
   "source": "https://www.vanquis.com/wp-content/uploads/2026/03/VBL-stats-2025-FINAL-Fully-Signed.pdf"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.uk-cm-kg.ai/book/aio.json"
  },
  {
   "for": "the record",
   "source": "https://mcp.uk-cm-kg.ai/record/LSE/VANQ"
  }
 ],
 "title": "VANQUIS BANKING GROUP PLC (VANQ) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}