{
 "as_of": "2026-11-08",
 "cmr": "us-cm-kg/NYSE/FLG",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# FLAGSTAR BANK, NATIONAL ASSOCIATION (NYSE: FLG) — research page\n\nAs of 2026-11-08 · us-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is FLAGSTAR BANK, NATIONAL ASSOCIATION, listed on NYSE under ticker FLG, with ISIN US6494454001 and LEI SS1TRMSN6BRNMOREEV51. Its security type is Corporate and its sector is 6036 Savings Institutions, Not Federally Chartered. Its segment and jurisdiction are not on the record. Its status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 60 filings across 35 filing days in the twelve months to 2026-11-08. The median gap between filing days is 7.0 days, against an exchange median of 6.0 days across 3256 issuers and a sector median of 6.5 days across 26 issuers. The latest filing is dated 2026-11-06 and is a results filing, 2 days before the record date, against exchange and sector median latencies of 4.0 days and 2.0 days.\n\n## Auditor\n\nThe auditor is not on the record, because the latest annual report cover carries no dei:AuditorName tag. The auditor location is not on the record and the record holds no auditor changes.\n\n## Events and halts\n\nThe record holds no listing, delisting or name change lines. The domicile change is not on the record, and the segment move is not on the record because tier transfers are not EDGAR filings. The issuer is listed and not halted.\n\n## Orderability\n\nThe outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category under rule version acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, with the chapter as of 2026-11-04.\n\n## Coverage\n\nThe record finds 19 research houses named on the issuer's investor-relations page: Autonomous, Barclays Capital, BofA Securities, Brean Capital, Citi, Piper Sandler, RBC Capital Markets, Stephens, TD Cowen, Truist, UBS Securities, Cantor Fitzgerald, D.A. Davidson, Deutsche Bank, J.P. Morgan, Jefferies, Keefe, Bruyette & Woods, Inc., Morgan Stanley and Raymond James.\n\n## Open research\n\nNo openly published research notes are found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe record holds sealed filings for the issuer in the years 2021, 2022, 2023, 2024, 2025 and 2026. The market's earliest sealed date is 2021-01-04, and the live record began on 2026-09-12.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.sec.gov/files/company_tickers_exchange.json (identity.exchange)\n- https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data (identity.isin)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://data.sec.gov/submissions/CIK0000910073.json (identity.name)\n- https://mcp.us-cm-kg.ai/events/NYSE/FLG (the disclosure lines)\n- https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts (the halt flag)\n- https://mcp.us-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx (coverage)\n- https://mcp.us-cm-kg.ai/record/NYSE/FLG (the record)\n",
 "market": "US",
 "node": "us-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "live_record_began": "2026-09-12",
   "node_history_from": "2021-01-04",
   "node_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "record_version": 1,
   "sealed": true
  },
  "auditor": {
   "auditor": {
    "market": "US",
    "reason": "no dei:AuditorName tag on the latest annual report cover (foreign private issuers and older filings carry none)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "read_by": "EDGAR 10-K cover page iXBRL tag (dei:AuditorName, dei:AuditorLocation, dei:AuditorFirmId, dei:DocumentPeriodEndDate)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/Archives/edgar/data/910073/000091007326000025/fbc-20251231.htm",
    "state": "sourced",
    "value": "185"
   },
   "auditor_location": {
    "market": "US",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "us-cm-kg/NYSE/FLG",
  "coverage": {
   "count": 19,
   "houses": [
    {
     "analyst": "Casey Haire",
     "house": "Autonomous",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Jared Shaw",
     "house": "Barclays Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Ebrahim Poonawala",
     "house": "BofA Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Christopher Marinac",
     "house": "Brean Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Benjamin Gerlinger",
     "house": "Citi",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Manuel Navas",
     "house": "Piper Sandler",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Jon G. Arfstrom",
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Matthew Breese",
     "house": "Stephens",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Janet Lee",
     "house": "TD Cowen",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "David Smith",
     "house": "Truist",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Timur Braziler",
     "house": "UBS Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Dave Rochester",
     "house": "Cantor Fitzgerald",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Peter J. Winter",
     "house": "D.A. Davidson",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Bernard von-Gizycki",
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Anthony Elian",
     "house": "J.P. Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "David Chiaverini",
     "house": "Jefferies",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Christopher McGratty",
     "house": "Keefe, Bruyette & Woods, Inc.",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Ryan Kenny",
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    },
    {
     "analyst": "Nicholas Holowko",
     "house": "Raymond James",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx",
     "result": "read: 19 of 30 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-11",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 3256,
     "median_cadence_gap_days": 6,
     "median_filings": 64,
     "median_latency_days": 4,
     "name": "NYSE"
    },
    "sector": {
     "issuers": 26,
     "median_cadence_gap_days": 6.5,
     "median_filings": 56,
     "median_latency_days": 2,
     "name": "6036 Savings Institutions, Not Federally Chartered"
    }
   },
   "by_type": {
    "agm_egm": 3,
    "corporate_news": 2,
    "director_change": 3,
    "directors_dealings": 31,
    "regulatory_filing": 13,
    "results": 8
   },
   "cadence_median_gap_days": 7,
   "filing_days": 35,
   "filings": 60,
   "latency_days": 2,
   "latest": [
    {
     "category": "10-Q",
     "date": "2026-11-06",
     "source": "https://www.sec.gov/Archives/edgar/data/910073/000091007326000084/fbc-20260930.htm",
     "title": "10-Q — 10-Q",
     "type": "results"
    },
    {
     "category": "4",
     "date": "2026-10-28",
     "source": "https://www.sec.gov/Archives/edgar/data/910073/000164947126000006/xslF345X06/wk-form4_1793210452.xml",
     "title": "4 — FORM 4",
     "type": "directors_dealings"
    },
    {
     "category": "SCHEDULE 13G/A",
     "date": "2026-10-27",
     "source": "https://www.sec.gov/Archives/edgar/data/910073/000201238326003931/xslSCHEDULE_13G_X02/primary_doc.xml",
     "title": "SCHEDULE 13G/A",
     "type": "regulatory_filing"
    },
    {
     "category": "8-K",
     "date": "2026-10-23",
     "source": "https://www.sec.gov/Archives/edgar/data/910073/000091007326000080/nycb-20261023.htm",
     "title": "8-K — 8-K (items 2.02,7.01,9.01)",
     "type": "results"
    },
    {
     "category": "4",
     "date": "2026-10-16",
     "source": "https://www.sec.gov/Archives/edgar/data/910073/000201410926000004/xslF345X06/wk-form4_1792175694.xml",
     "title": "4 — FORM 4",
     "type": "directors_dealings"
    }
   ],
   "latest_filing_date": "2026-11-06",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/FLG",
   "window": {
    "from": "2025-11-08",
    "to": "2026-11-08"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "EDGAR company_tickers_exchange.json (SEC list of exchange-listed filers)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "NYSE"
   },
   "isin": {
    "read_by": "SEC Fails-to-Deliver data (CUSIP for the symbol) · ISIN = US + CUSIP + ISO 6166 check digit",
    "read_date": "2026-10-08",
    "read_date_basis": "last_seen",
    "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data",
    "state": "sourced",
    "value": "US6494454001"
   },
   "jurisdiction": {
    "market": "US",
    "state": "not_on_record"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-08",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN US6494454001)",
    "state": "sourced",
    "value": "SS1TRMSN6BRNMOREEV51"
   },
   "name": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000910073.json",
    "state": "sourced",
    "value": "FLAGSTAR BANK, NATIONAL ASSOCIATION"
   },
   "sector": {
    "read_by": "EDGAR submissions API (issuer header as filed) (SIC code as assigned by the SEC)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000910073.json",
    "state": "sourced",
    "value": "6036 Savings Institutions, Not Federally Chartered"
   },
   "security_type": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000910073.json",
    "state": "sourced",
    "value": "Corporate"
   },
   "segment": {
    "market": "US",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "EDGAR company_tickers_exchange.json (SEC list of exchange-listed filers)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "FLG"
   },
   "website": {
    "market": "US",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
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    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": [],
   "domicile_change": {
    "market": "US",
    "reason": "EDGAR states no dated change of state of incorporation on a filing line",
    "state": "not_on_record"
   },
   "listing": [],
   "name_change": [],
   "segment_move": {
    "market": "US",
    "reason": "the exchanges' tier transfers are not EDGAR filings",
    "state": "not_on_record"
   }
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  "market": "US",
  "node": "us-cm-kg",
  "numbers_hash": "sha256:d8c06404754440e56ed2454959c3cbc12496fac2047d8f981a89c6dce44346a7",
  "open_research": {
   "read_date": "2026-11-11",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.us-cm-kg.ai/book/aio.json",
    "door": "https://mcp.us-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1",
   "section": "us.aio.v8"
  },
  "record": {
   "as_of": "2026-11-08",
   "url": "https://mcp.us-cm-kg.ai/record/NYSE/FLG",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:d8c06404754440e56ed2454959c3cbc12496fac2047d8f981a89c6dce44346a7",
 "path": "/us/NYSE/FLG",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is FLAGSTAR BANK, NATIONAL ASSOCIATION, listed on NYSE under ticker FLG, with ISIN US6494454001 and LEI SS1TRMSN6BRNMOREEV51. Its security type is Corporate and its sector is 6036 Savings Institutions, Not Federally Chartered. Its segment and jurisdiction are not on the record. Its status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 60 filings across 35 filing days in the twelve months to 2026-11-08. The median gap between filing days is 7.0 days, against an exchange median of 6.0 days across 3256 issuers and a sector median of 6.5 days across 26 issuers. The latest filing is dated 2026-11-06 and is a results filing, 2 days before the record date, against exchange and sector median latencies of 4.0 days and 2.0 days.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor is not on the record, because the latest annual report cover carries no dei:AuditorName tag. The auditor location is not on the record and the record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds no listing, delisting or name change lines. The domicile change is not on the record, and the segment move is not on the record because tier transfers are not EDGAR filings. The issuer is listed and not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category under rule version acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, with the chapter as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The record finds 19 research houses named on the issuer's investor-relations page: Autonomous, Barclays Capital, BofA Securities, Brean Capital, Citi, Piper Sandler, RBC Capital Markets, Stephens, TD Cowen, Truist, UBS Securities, Cantor Fitzgerald, D.A. Davidson, Deutsche Bank, J.P. Morgan, Jefferies, Keefe, Bruyette & Woods, Inc., Morgan Stanley and Raymond James.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes are found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The record holds sealed filings for the issuer in the years 2021, 2022, 2023, 2024, 2025 and 2026. The market's earliest sealed date is 2021-01-04, and the live record began on 2026-09-12.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.sec.gov/files/company_tickers_exchange.json"
  },
  {
   "for": "identity.isin",
   "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "identity.name",
   "source": "https://data.sec.gov/submissions/CIK0000910073.json"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/FLG"
  },
  {
   "for": "the halt flag",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.us-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://ir.flagstar.com/stock-information/analyst-coverage/default.aspx"
  },
  {
   "for": "the record",
   "source": "https://mcp.us-cm-kg.ai/record/NYSE/FLG"
  }
 ],
 "title": "FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}