{
 "as_of": "2026-11-08",
 "cmr": "us-cm-kg/NYSE/ING",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# ING GROEP NV (NYSE: ING) — research page\n\nAs of 2026-11-08 · us-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is ING GROEP NV, listed on NYSE under ticker ING, ISIN US4568371037, LEI 549300NYKK9MWM7GGW15. Its security type is Non-operating entity type (other); its segment is not on the record; its sector is 6029 Commercial Banks, NEC; its jurisdiction is Netherlands. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 100 filings in the window 2025-11-08 to 2026-11-08 across 84 filing days. Of these, 85 are results, 11 are regulatory filings, 2 are prospectuses and 2 are halt or suspension filings. The median gap between filing days is 5 days. The latest filing is a results filing dated 2026-11-03, 5 days before the record date of 2026-11-08. The NYSE median is 6.0 days cadence, 64.0 filings and 4.0 days latency across 3256 issuers. The sector median on this market is 1.0 day cadence, 8636 filings and 2 days latency across 85 issuers.\n\n## Auditor\n\nThe auditor is not on the record, because the latest annual report cover carries no auditor name tag, and its location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds a listing on 2026-03-23 and 2026-03-24, and delisting lines on 2026-04-01 and 2026-09-11. It holds no name change. The domicile change is not on the record, and the segment move is not on the record. The halt flag reads listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable, because the chapter's orderability section carries no client categories and the outcome cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, with the chapter as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 20 research houses: ABN Amro – Oddo BHF, Autonomous Research, Banco Sabadell, Barclays, Citigroup, Deutsche Bank, Exane BNP Paribas, Goldman Sachs, Intesa Sanpaolo, Jefferies, J.P. Morgan, KBC Securities, KBW, Kepler Cheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Redburn, Santander and UBS.\n\n## Open research\n\nNo openly published research notes were found.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe record seals the issuer's years 2021, 2022, 2023, 2024, 2025 and 2026. The market's earliest sealed date is 2021-01-04. The live record began on 2026-09-12.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.sec.gov/files/company_tickers_exchange.json (identity.exchange)\n- https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data (identity.isin)\n- https://data.sec.gov/submissions/CIK0001039765.json (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.us-cm-kg.ai/events/NYSE/ING (the disclosure lines)\n- https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts (the halt flag)\n- https://mcp.us-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://ing.com/investors/analyst-consensus-and-coverage (coverage)\n- https://mcp.us-cm-kg.ai/record/NYSE/ING (the record)\n",
 "market": "US",
 "node": "us-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "live_record_began": "2026-09-12",
   "node_history_from": "2021-01-04",
   "node_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "record_version": 1,
   "sealed": true
  },
  "auditor": {
   "auditor": {
    "market": "US",
    "reason": "no dei:AuditorName tag on the latest annual report cover (foreign private issuers and older filings carry none)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "US",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "US",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "us-cm-kg/NYSE/ING",
  "coverage": {
   "count": 20,
   "houses": [
    {
     "analyst": "Cor Kluis",
     "house": "ABN Amro – Oddo BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Farquhar Murray",
     "house": "Autonomous Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Javier Esteban",
     "house": "Banco Sabadell",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Namita Samtani",
     "house": "Barclays",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Shrey Srivastava",
     "house": "Citigroup",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Benjamin Goy",
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Cyril Toutounji",
     "house": "Exane BNP Paribas",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Chris Hallam",
     "house": "Goldman Sachs",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Alberto Cordara",
     "house": "Intesa Sanpaolo",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Theo Massing",
     "house": "Jefferies",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Delphine Lee",
     "house": "J.P. Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Thomas Couvreur",
     "house": "KBC Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Hari Sivakumaran",
     "house": "KBW",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Benoit Petrarque",
     "house": "Kepler Cheuvreux",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Matt Clark",
     "house": "Mediobanca",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Giulia Aurora Miotto",
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Anke Reingen",
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "James Invine",
     "house": "Redburn",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Juan Pablo López",
     "house": "Santander",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Johan Ekblom",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ing.com/investors/analyst-consensus-and-coverage",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://ing.com/investors/analyst-consensus-and-coverage",
     "result": "read: 20 of 42 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-11",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
    "exchange": {
     "issuers": 3256,
     "median_cadence_gap_days": 6,
     "median_filings": 64,
     "median_latency_days": 4,
     "name": "NYSE"
    },
    "sector": {
     "issuers": 85,
     "median_cadence_gap_days": 1,
     "median_filings": 8636,
     "median_latency_days": 2,
     "name": "6029 Commercial Banks, NEC"
    }
   },
   "by_type": {
    "halt_suspension": 2,
    "prospectus": 2,
    "regulatory_filing": 11,
    "results": 85
   },
   "cadence_median_gap_days": 5,
   "filing_days": 84,
   "filings": 100,
   "latency_days": 5,
   "latest": [
    {
     "category": "6-K",
     "date": "2026-11-03",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000117184326007048/f6k_110326.htm",
     "title": "6-K — FORM 6-K",
     "type": "results"
    },
    {
     "category": "6-K",
     "date": "2026-10-29",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000117184326006948/f6k_102926.htm",
     "title": "6-K — FORM 6-K",
     "type": "results"
    },
    {
     "category": "6-K",
     "date": "2026-10-29",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000117184326006947/f6k_102926.htm",
     "title": "6-K — FORM 6-K",
     "type": "results"
    },
    {
     "category": "6-K",
     "date": "2026-10-28",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000117184326006879/f6k_102826.htm",
     "title": "6-K — FORM 6-K",
     "type": "results"
    },
    {
     "category": "6-K",
     "date": "2026-10-27",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000117184326006831/f6k_102726.htm",
     "title": "6-K — FORM 6-K",
     "type": "results"
    }
   ],
   "latest_filing_date": "2026-11-03",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/ING",
   "window": {
    "from": "2025-11-08",
    "to": "2026-11-08"
   }
  },
  "identity": {
   "exchange": {
    "read_by": "EDGAR company_tickers_exchange.json (SEC list of exchange-listed filers)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "NYSE"
   },
   "isin": {
    "read_by": "SEC Fails-to-Deliver data (CUSIP for the symbol) · ISIN = US + CUSIP + ISO 6166 check digit",
    "read_date": "2026-10-14",
    "read_date_basis": "last_seen",
    "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data",
    "state": "sourced",
    "value": "US4568371037"
   },
   "jurisdiction": {
    "read_by": "EDGAR submissions API (issuer header as filed) (stateOfIncorporation)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0001039765.json",
    "state": "sourced",
    "value": "Netherlands"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-08",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN US4568371037)",
    "state": "sourced",
    "value": "549300NYKK9MWM7GGW15"
   },
   "name": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0001039765.json",
    "state": "sourced",
    "value": "ING GROEP NV"
   },
   "sector": {
    "read_by": "EDGAR submissions API (issuer header as filed) (SIC code as assigned by the SEC)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0001039765.json",
    "state": "sourced",
    "value": "6029 Commercial Banks, NEC"
   },
   "security_type": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0001039765.json",
    "state": "sourced",
    "value": "Non-operating entity type (other)"
   },
   "segment": {
    "market": "US",
    "state": "not_on_record"
   },
   "ticker": {
    "read_by": "EDGAR company_tickers_exchange.json (SEC list of exchange-listed filers)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "ING"
   },
   "website": {
    "market": "US",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": [
    {
     "date": "2026-04-01",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000087666126000310/xslF25X02/primary_doc.xml",
     "title": "25-NSE"
    },
    {
     "date": "2026-09-11",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000087666126000733/xslF25X02/primary_doc.xml",
     "title": "25-NSE"
    }
   ],
   "domicile_change": {
    "market": "US",
    "reason": "EDGAR states no dated change of state of incorporation on a filing line",
    "state": "not_on_record"
   },
   "listing": [
    {
     "date": "2026-03-23",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000119312526119068/d625765d8a12b.htm",
     "title": "8-A12B — 8-A12B"
    },
    {
     "date": "2026-03-24",
     "source": "https://www.sec.gov/Archives/edgar/data/1039765/000087666126000277/INGNotes032426.pdf",
     "title": "CERT — NYSE CERTIFICATION"
    }
   ],
   "name_change": [],
   "segment_move": {
    "market": "US",
    "reason": "the exchanges' tier transfers are not EDGAR filings",
    "state": "not_on_record"
   }
  },
  "market": "US",
  "node": "us-cm-kg",
  "numbers_hash": "sha256:c2916abadfbaaeb673a9a8cd1df304549ea26b145582e888f4074042b1afd9fc",
  "open_research": {
   "read_date": "2026-11-11",
   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.us-cm-kg.ai/book/aio.json",
    "door": "https://mcp.us-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1",
   "section": "us.aio.v8"
  },
  "record": {
   "as_of": "2026-11-08",
   "url": "https://mcp.us-cm-kg.ai/record/NYSE/ING",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:c2916abadfbaaeb673a9a8cd1df304549ea26b145582e888f4074042b1afd9fc",
 "path": "/us/NYSE/ING",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is ING GROEP NV, listed on NYSE under ticker ING, ISIN US4568371037, LEI 549300NYKK9MWM7GGW15. Its security type is Non-operating entity type (other); its segment is not on the record; its sector is 6029 Commercial Banks, NEC; its jurisdiction is Netherlands. Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 100 filings in the window 2025-11-08 to 2026-11-08 across 84 filing days. Of these, 85 are results, 11 are regulatory filings, 2 are prospectuses and 2 are halt or suspension filings. The median gap between filing days is 5 days. The latest filing is a results filing dated 2026-11-03, 5 days before the record date of 2026-11-08. The NYSE median is 6.0 days cadence, 64.0 filings and 4.0 days latency across 3256 issuers. The sector median on this market is 1.0 day cadence, 8636 filings and 2 days latency across 85 issuers.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor is not on the record, because the latest annual report cover carries no auditor name tag, and its location is not on the record. The record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds a listing on 2026-03-23 and 2026-03-24, and delisting lines on 2026-04-01 and 2026-09-11. It holds no name change. The domicile change is not on the record, and the segment move is not on the record. The halt flag reads listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable, because the chapter's orderability section carries no client categories and the outcome cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, with the chapter as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 20 research houses: ABN Amro – Oddo BHF, Autonomous Research, Banco Sabadell, Barclays, Citigroup, Deutsche Bank, Exane BNP Paribas, Goldman Sachs, Intesa Sanpaolo, Jefferies, J.P. Morgan, KBC Securities, KBW, Kepler Cheuvreux, Mediobanca, Morgan Stanley, RBC Capital Markets, Redburn, Santander and UBS.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The record seals the issuer's years 2021, 2022, 2023, 2024, 2025 and 2026. The market's earliest sealed date is 2021-01-04. The live record began on 2026-09-12.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.sec.gov/files/company_tickers_exchange.json"
  },
  {
   "for": "identity.isin",
   "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.sec.gov/submissions/CIK0001039765.json"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/ING"
  },
  {
   "for": "the halt flag",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.us-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://ing.com/investors/analyst-consensus-and-coverage"
  },
  {
   "for": "the record",
   "source": "https://mcp.us-cm-kg.ai/record/NYSE/ING"
  }
 ],
 "title": "ING GROEP NV (ING) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}