{
 "as_of": "2026-11-08",
 "cmr": "us-cm-kg/NYSE/SAN",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# Banco Santander, S.A. (NYSE: SAN) — research page\n\nAs of 2026-11-08 · us-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is Banco Santander, S.A., listed on the NYSE under ticker SAN. Its ISIN is US05964H1059 and its LEI is 5493006QMFDDMYWIAM13. Its security type is Non-operating entity type (other), its segment is not on the record, its sector is 6029 Commercial Banks, NEC, and its jurisdiction is Spain. Its listing status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 175 filings in the twelve months to 2026-11-08, across 100 filing days. The median gap between filing days is 2 days. The latest filing is dated 2026-10-30 and is of type results, 9 days before the record date. The NYSE median cadence gap is 6.0 days across 3256 issuers, with a median of 64.0 filings and a median latency of 4.0 days. The 6029 Commercial Banks, NEC sector median cadence gap is 1.0 day across 85 issuers, with a median of 8636 filings and a median latency of 2 days.\n\n## Auditor\n\nThe auditor of record is not on the record, as the latest annual report cover carries no dei:AuditorName tag. The auditor location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds listing lines dated 2025-11-06, 2026-04-17, 2026-06-04 and 2026-08-27, each appearing twice. Delisting lines are dated 2025-11-19, 2026-03-25 and 2026-09-14. No name change is on the record. The domicile change is not on the record, and the segment move is not on the record. The halt flag shows listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable, because the chapter's orderability section carries no client categories and so cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 23 research houses: Alantra Equities, AlphaValue/Baader Europe, Autonomous Research, Banco Sabadell, Barclays, Bestinver Securities, BNP Paribas, CaixaBank BPI, Citi, Deutsche Bank, Goldman Sachs, GVC Gaesco Valores (ESN), Intesa Sanpaolo, Jefferies, Keefe Bruyette & Woods, Kepler Cheuvreux, Landesbank Baden-Wuerttemberg, Mediobanca, Morgan Stanley, Morningstar, Oddo BHF, RBC Capital Markets and Renta4.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe sealed years that hold the issuer are 2021, 2022, 2023, 2024, 2025 and 2026. The earliest sealed date of the market is 2021-01-04. The live record began on 2026-09-12.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.sec.gov/files/company_tickers_exchange.json (identity.exchange)\n- https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data (identity.isin)\n- https://data.sec.gov/submissions/CIK0000891478.json (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.us-cm-kg.ai/events/NYSE/SAN (the disclosure lines)\n- https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts (the halt flag)\n- https://mcp.us-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://www.santander.com/en/shareholders-and-investors/santander-share/coverage (coverage)\n- https://mcp.us-cm-kg.ai/record/NYSE/SAN (the record)\n",
 "market": "US",
 "node": "us-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "live_record_began": "2026-09-12",
   "node_history_from": "2021-01-04",
   "node_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "record_version": 1,
   "sealed": true
  },
  "auditor": {
   "auditor": {
    "market": "US",
    "reason": "no dei:AuditorName tag on the latest annual report cover (foreign private issuers and older filings carry none)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "market": "US",
    "state": "not_on_record"
   },
   "auditor_location": {
    "market": "US",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "us-cm-kg/NYSE/SAN",
  "coverage": {
   "count": 23,
   "houses": [
    {
     "house": "Alantra Equities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "AlphaValue/Baader Europe",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Autonomous Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Banco Sabadell",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Barclays",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Bestinver Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "BNP Paribas",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "CaixaBank BPI",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Citi",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Goldman Sachs",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "GVC Gaesco Valores (ESN)",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Intesa Sanpaolo",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Jefferies",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Keefe Bruyette & Woods",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Kepler Cheuvreux",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Landesbank Baden-Wuerttemberg",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Mediobanca",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Morningstar",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Oddo BHF",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    },
    {
     "house": "Renta4",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage",
     "result": "read: 23 of 50 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-11",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
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     "median_filings": 64,
     "median_latency_days": 4,
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     "median_cadence_gap_days": 1,
     "median_filings": 8636,
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     "name": "6029 Commercial Banks, NEC"
    }
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    "takeover": 2
   },
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     "category": "6-K",
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     "source": "https://www.sec.gov/Archives/edgar/data/891478/000089147826000098/financieroq326ingles.htm",
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     "category": "6-K",
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     "source": "https://www.sec.gov/Archives/edgar/data/891478/000089147826000095/q32026earningspresentati.htm",
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     "category": "6-K",
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     "source": "https://www.sec.gov/Archives/edgar/data/891478/000089147826000093/financieroq326ingles.htm",
     "title": "6-K — 6-K",
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    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "NYSE"
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    "read_by": "SEC Fails-to-Deliver data (CUSIP for the symbol) · ISIN = US + CUSIP + ISO 6166 check digit",
    "read_date": "2026-10-09",
    "read_date_basis": "last_seen",
    "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data",
    "state": "sourced",
    "value": "US05964H1059"
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    "read_by": "EDGAR submissions API (issuer header as filed) (stateOfIncorporation)",
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    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000891478.json",
    "state": "sourced",
    "value": "Spain"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-08",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN US05964H1059)",
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    "value": "5493006QMFDDMYWIAM13"
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    "source": "https://data.sec.gov/submissions/CIK0000891478.json",
    "state": "sourced",
    "value": "Banco Santander, S.A."
   },
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    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000891478.json",
    "state": "sourced",
    "value": "6029 Commercial Banks, NEC"
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   "security_type": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
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    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000891478.json",
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    "value": "Non-operating entity type (other)"
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     "title": "25-NSE"
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     "source": "https://www.sec.gov/Archives/edgar/data/891478/000087666125000847/SANNotes110625.pdf",
     "title": "CERT — NYSE CERTIFICATION"
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     "source": "https://www.sec.gov/Archives/edgar/data/891478/000095010325014410/dp237075_8a12b.htm",
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    {
     "date": "2026-06-04",
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     "title": "CERT — NYSE CERTIFICATION"
    },
    {
     "date": "2026-06-04",
     "source": "https://www.sec.gov/Archives/edgar/data/891478/000095010326008497/dp247979_8a12b.htm",
     "title": "8-A12B — FORM 8-A12B"
    },
    {
     "date": "2026-08-27",
     "source": "https://www.sec.gov/Archives/edgar/data/891478/000087666126000713/SANNotes082726.pdf",
     "title": "CERT — NYSE CERTIFICATION"
    },
    {
     "date": "2026-08-27",
     "source": "https://www.sec.gov/Archives/edgar/data/891478/000119312526369711/d98301d8a12b.htm",
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    }
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  "node": "us-cm-kg",
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   "client_categories": [],
   "determinable": false,
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    "door": "https://mcp.us-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1",
   "section": "us.aio.v8"
  },
  "record": {
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   "url": "https://mcp.us-cm-kg.ai/record/NYSE/SAN",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:a0f0b8884dcb4ed8c51e19dc68232b10c3afe78c42d85055ed7b28756e92a668",
 "path": "/us/NYSE/SAN",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is Banco Santander, S.A., listed on the NYSE under ticker SAN. Its ISIN is US05964H1059 and its LEI is 5493006QMFDDMYWIAM13. Its security type is Non-operating entity type (other), its segment is not on the record, its sector is 6029 Commercial Banks, NEC, and its jurisdiction is Spain. Its listing status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 175 filings in the twelve months to 2026-11-08, across 100 filing days. The median gap between filing days is 2 days. The latest filing is dated 2026-10-30 and is of type results, 9 days before the record date. The NYSE median cadence gap is 6.0 days across 3256 issuers, with a median of 64.0 filings and a median latency of 4.0 days. The 6029 Commercial Banks, NEC sector median cadence gap is 1.0 day across 85 issuers, with a median of 8636 filings and a median latency of 2 days.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, as the latest annual report cover carries no dei:AuditorName tag. The auditor location is not on the record. The record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds listing lines dated 2025-11-06, 2026-04-17, 2026-06-04 and 2026-08-27, each appearing twice. Delisting lines are dated 2025-11-19, 2026-03-25 and 2026-09-14. No name change is on the record. The domicile change is not on the record, and the segment move is not on the record. The halt flag shows listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable, because the chapter's orderability section carries no client categories and so cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 23 research houses: Alantra Equities, AlphaValue/Baader Europe, Autonomous Research, Banco Sabadell, Barclays, Bestinver Securities, BNP Paribas, CaixaBank BPI, Citi, Deutsche Bank, Goldman Sachs, GVC Gaesco Valores (ESN), Intesa Sanpaolo, Jefferies, Keefe Bruyette & Woods, Kepler Cheuvreux, Landesbank Baden-Wuerttemberg, Mediobanca, Morgan Stanley, Morningstar, Oddo BHF, RBC Capital Markets and Renta4.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The sealed years that hold the issuer are 2021, 2022, 2023, 2024, 2025 and 2026. The earliest sealed date of the market is 2021-01-04. The live record began on 2026-09-12.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.sec.gov/files/company_tickers_exchange.json"
  },
  {
   "for": "identity.isin",
   "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.sec.gov/submissions/CIK0000891478.json"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/SAN"
  },
  {
   "for": "the halt flag",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.us-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://www.santander.com/en/shareholders-and-investors/santander-share/coverage"
  },
  {
   "for": "the record",
   "source": "https://mcp.us-cm-kg.ai/record/NYSE/SAN"
  }
 ],
 "title": "Banco Santander, S.A. (SAN) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}