{
 "as_of": "2026-11-08",
 "cmr": "us-cm-kg/NYSE/TFC",
 "fence": "The page is the record's research on the issuer — no analyst, no rating, no view.",
 "markdown": "The page is the record's research on the issuer — no analyst, no rating, no view.\n\n# TRUIST FINANCIAL CORP (NYSE: TFC) — research page\n\nAs of 2026-11-08 · us-cm-kg · record version 1\n\n## Identity and listing\n\nThe issuer is TRUIST FINANCIAL CORP, listed on NYSE under ticker TFC. Its ISIN is US89832Q1094 and its LEI is 549300DRQQI75D2JP341. Its security type is Corporate and its sector is 6021 National Commercial Banks. Its segment is not on the record. Its jurisdiction is United States, North Carolina. Its status is listed, not halted.\n\n## The disclosure read\n\nThe record holds 187 filings in the window 2025-11-08 to 2026-11-08, across 76 filing days. The median gap between filing days is 3 days. The latest filing is dated 2026-10-30 and is a regulatory filing, 9 days before the record date of 2026-11-08. The NYSE median cadence gap is 6.0 days, the NYSE median filings count is 64.0, and the NYSE median latency is 4.0 days. The sector median cadence gap is 4 days, the sector median filings count is 137, and the sector median latency is 2 days. The issuer's filings by type are: regulatory filing 110, directors' dealings 45, prospectus 10, corporate news 7, results 8, director change 4, AGM/EGM 2, ad hoc 1.\n\n## Auditor\n\nThe auditor of record is not on the record, because the latest annual report cover carries no auditor name tag. The auditor's location is not on the record. The record holds no auditor changes.\n\n## Events and halts\n\nThe record holds no listing, delisting or name change events. The domicile change is not on the record, as EDGAR states no dated change of state of incorporation on a filing line. The segment move is not on the record, as the exchanges' tier transfers are not EDGAR filings. The halt flag is listed, not halted.\n\n## Orderability\n\nThe outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, and the chapter is as of 2026-11-04.\n\n## Coverage\n\nThe issuer's investor-relations page names 24 research houses: 22V Research, Argus Research, Autonomous, Baird, Barclays Capital, BofA Securities, Brean Capital, Citi, Deutsche Bank, Evercore ISI, Goldman Sachs, HSBC Global Research, JP Morgan, Jefferies, Keefe, Bruyette & Woods, Morgan Stanley, Portales Partners, Raymond James & Assoc., RBC Capital Markets, Stephens, TD Cowen, UBS, Wells Fargo and Wolfe Research.\n\n## Open research\n\nNo openly published research notes were found on the record.\n\n## Licensed\n\nLicensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.\n\n## As-of depth\n\nThe record holds sealed years 2021, 2022, 2023, 2024, 2025 and 2026 for the issuer. The market's earliest sealed date is 2021-01-04. The live record began on 2026-09-12.\n\n## Sources\n\n9 source pages are named on this page; every value above carries its own source page and read date in the numbers.\n\n- https://www.sec.gov/files/company_tickers_exchange.json (identity.exchange)\n- https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data (identity.isin)\n- https://data.sec.gov/submissions/CIK0000092230.json (identity.jurisdiction)\n- https://mapping.gleif.org/api/v2/isin-lei/latest/download (identity.lei)\n- https://mcp.us-cm-kg.ai/events/NYSE/TFC (the disclosure lines)\n- https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts (the halt flag)\n- https://mcp.us-cm-kg.ai/book/aio.json (the orderability chapter)\n- https://ir.truist.com/analyst-coverage (coverage)\n- https://mcp.us-cm-kg.ai/record/NYSE/TFC (the record)\n",
 "market": "US",
 "node": "us-cm-kg",
 "numbers": {
  "as_of_depth": {
   "issuer_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "live_record_began": "2026-09-12",
   "node_history_from": "2021-01-04",
   "node_years_sealed": [
    "2021",
    "2022",
    "2023",
    "2024",
    "2025",
    "2026"
   ],
   "record_version": 1,
   "sealed": true
  },
  "auditor": {
   "auditor": {
    "market": "US",
    "reason": "no dei:AuditorName tag on the latest annual report cover (foreign private issuers and older filings carry none)",
    "state": "not_on_record"
   },
   "auditor_firm_id": {
    "read_by": "EDGAR 10-K cover page iXBRL tag (dei:AuditorName, dei:AuditorLocation, dei:AuditorFirmId, dei:DocumentPeriodEndDate)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/Archives/edgar/data/92230/000009223026000030/tfc-20251231.htm",
    "state": "sourced",
    "value": "238"
   },
   "auditor_location": {
    "market": "US",
    "state": "not_on_record"
   },
   "changes": []
  },
  "cmr": "us-cm-kg/NYSE/TFC",
  "coverage": {
   "count": 24,
   "houses": [
    {
     "analyst": "Bill Hebel",
     "house": "22V Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Stephen Biggar",
     "house": "Argus Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Ken Usdin",
     "house": "Autonomous",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "David George",
     "house": "Baird",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Jason Goldberg",
     "house": "Barclays Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Ebrahim Poonawala",
     "house": "BofA Securities",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Chris Marinac",
     "house": "Brean Capital",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Ben Gerlinger",
     "house": "Citi",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Matt O’Connor",
     "house": "Deutsche Bank",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "John Pancari",
     "house": "Evercore ISI",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Ryan Nash",
     "house": "Goldman Sachs",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Domenico Santoro",
     "house": "HSBC Global Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Vivek Juneja",
     "house": "JP Morgan",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "David Chiaverini",
     "house": "Jefferies",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Christopher McGratty",
     "house": "Keefe, Bruyette & Woods",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Manan Gosalia",
     "house": "Morgan Stanley",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Charles Peabody",
     "house": "Portales Partners",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Michael Rose",
     "house": "Raymond James & Assoc.",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Gerard Cassidy",
     "house": "RBC Capital Markets",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Andrew Terrell",
     "house": "Stephens",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Scott Siefers",
     "house": "TD Cowen",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Erika Najarian",
     "house": "UBS",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Mike Mayo",
     "house": "Wells Fargo",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    },
    {
     "analyst": "Tracy Benguigui",
     "house": "Wolfe Research",
     "read_by": "issuer IR page, fetched by this rail; each house name read on the page",
     "read_date": "2026-11-11",
     "source": "https://ir.truist.com/analyst-coverage",
     "state": "sourced"
    }
   ],
   "pages_checked": [
    {
     "page": "https://ir.truist.com/analyst-coverage",
     "result": "read: 24 of 48 named houses found on the page"
    }
   ],
   "read_by": "Perplexity sonar (search) · page read by this rail",
   "read_date": "2026-11-11",
   "since": "not stated on the page read",
   "state": "found"
  },
  "disclosure": {
   "against": {
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     "issuers": 3256,
     "median_cadence_gap_days": 6,
     "median_filings": 64,
     "median_latency_days": 4,
     "name": "NYSE"
    },
    "sector": {
     "issuers": 177,
     "median_cadence_gap_days": 4,
     "median_filings": 137,
     "median_latency_days": 2,
     "name": "6021 National Commercial Banks"
    }
   },
   "by_type": {
    "ad_hoc": 1,
    "agm_egm": 2,
    "corporate_news": 7,
    "director_change": 4,
    "directors_dealings": 45,
    "prospectus": 10,
    "regulatory_filing": 110,
    "results": 8
   },
   "cadence_median_gap_days": 3,
   "filing_days": 76,
   "filings": 187,
   "latency_days": 9,
   "latest": [
    {
     "category": "13F-HR",
     "date": "2026-10-30",
     "source": "https://www.sec.gov/Archives/edgar/data/92230/000009223026000130/xslForm13F_X02/primary_doc.xml",
     "title": "13F-HR",
     "type": "regulatory_filing"
    },
    {
     "category": "4",
     "date": "2026-10-29",
     "source": "https://www.sec.gov/Archives/edgar/data/92230/000153457426000018/xslF345X06/f4_a1eus00000anuuzmad-live.xml",
     "title": "4 — PRIMARY DOCUMENT",
     "type": "directors_dealings"
    },
    {
     "category": "10-Q",
     "date": "2026-10-28",
     "source": "https://www.sec.gov/Archives/edgar/data/92230/000009223026000129/tfc-20260930.htm",
     "title": "10-Q — 10-Q",
     "type": "results"
    },
    {
     "category": "3",
     "date": "2026-10-27",
     "source": "https://www.sec.gov/Archives/edgar/data/92230/000216122626000003/xslF345X06/f3_a1eus00000alt0ymat-live.xml",
     "title": "3 — PRIMARY DOCUMENT",
     "type": "directors_dealings"
    },
    {
     "category": "SCHEDULE 13G/A",
     "date": "2026-10-22",
     "source": "https://www.sec.gov/Archives/edgar/data/92230/000009223026000125/xslSCHEDULE_13G_X02/primary_doc.xml",
     "title": "SCHEDULE 13G/A",
     "type": "regulatory_filing"
    }
   ],
   "latest_filing_date": "2026-10-30",
   "read": "the node's event lines (list_events_since), as get_filings serves them",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/TFC",
   "window": {
    "from": "2025-11-08",
    "to": "2026-11-08"
   }
  },
  "identity": {
   "exchange": {
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    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "NYSE"
   },
   "isin": {
    "read_by": "SEC Fails-to-Deliver data (CUSIP for the symbol) · ISIN = US + CUSIP + ISO 6166 check digit",
    "read_date": "2026-10-13",
    "read_date_basis": "last_seen",
    "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data",
    "state": "sourced",
    "value": "US89832Q1094"
   },
   "jurisdiction": {
    "read_by": "EDGAR submissions API (issuer header as filed) (stateOfIncorporation)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000092230.json",
    "state": "sourced",
    "value": "United States — North Carolina"
   },
   "lei": {
    "read_by": "GLEIF ISIN-to-LEI mapping file (daily), LEI by exact ISIN",
    "read_date": "2026-11-08",
    "read_date_basis": "the field",
    "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download (ISIN US89832Q1094)",
    "state": "sourced",
    "value": "549300DRQQI75D2JP341"
   },
   "name": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000092230.json",
    "state": "sourced",
    "value": "TRUIST FINANCIAL CORP"
   },
   "sector": {
    "read_by": "EDGAR submissions API (issuer header as filed) (SIC code as assigned by the SEC)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000092230.json",
    "state": "sourced",
    "value": "6021 National Commercial Banks"
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   "security_type": {
    "read_by": "EDGAR submissions API (issuer header as filed)",
    "read_date": "2026-11-08",
    "read_date_basis": "the record version as_of",
    "source": "https://data.sec.gov/submissions/CIK0000092230.json",
    "state": "sourced",
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    "read_date": "2026-11-08",
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    "source": "https://www.sec.gov/files/company_tickers_exchange.json",
    "state": "sourced",
    "value": "TFC"
   },
   "website": {
    "market": "US",
    "state": "not_on_record"
   }
  },
  "licensed": {
   "columns": [
    "licensor",
    "entitlement",
    "title",
    "date",
    "source"
   ],
   "rows": [],
   "rule": "A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded."
  },
  "lifecycle": {
   "delisting": [],
   "domicile_change": {
    "market": "US",
    "reason": "EDGAR states no dated change of state of incorporation on a filing line",
    "state": "not_on_record"
   },
   "listing": [],
   "name_change": [],
   "segment_move": {
    "market": "US",
    "reason": "the exchanges' tier transfers are not EDGAR filings",
    "state": "not_on_record"
   }
  },
  "market": "US",
  "node": "us-cm-kg",
  "numbers_hash": "sha256:d3bf19693a72f7499b0d2c8a1254801733295f41c2deef8d9559513c1d7d4a1f",
  "open_research": {
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   "rows": [],
   "state": "none_found"
  },
  "orderability": {
   "chapter_as_of": "2026-11-04",
   "client_categories": [],
   "determinable": false,
   "read": {
    "chapter": "https://mcp.us-cm-kg.ai/book/aio.json",
    "door": "https://mcp.us-cm-kg.ai/mcp",
    "tool": "get_orderability"
   },
   "reason": "the chapter's orderability section carries no client_categories: the outcome cannot name its client category",
   "rule_version": "acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1",
   "section": "us.aio.v8"
  },
  "record": {
   "as_of": "2026-11-08",
   "url": "https://mcp.us-cm-kg.ai/record/NYSE/TFC",
   "version": 1
  },
  "schema": "research-numbers v0.1 (USR-01, 2026-11-11)",
  "status": {
   "read_date": "2026-11-08",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts",
   "value": "listed, not halted"
  }
 },
 "numbers_hash": "sha256:d3bf19693a72f7499b0d2c8a1254801733295f41c2deef8d9559513c1d7d4a1f",
 "path": "/us/NYSE/TFC",
 "schema": "research-page v0.1 (USR-02, 2026-11-11)",
 "sections": [
  {
   "id": "identity",
   "text": "The issuer is TRUIST FINANCIAL CORP, listed on NYSE under ticker TFC. Its ISIN is US89832Q1094 and its LEI is 549300DRQQI75D2JP341. Its security type is Corporate and its sector is 6021 National Commercial Banks. Its segment is not on the record. Its jurisdiction is United States, North Carolina. Its status is listed, not halted.",
   "title": "Identity and listing"
  },
  {
   "id": "disclosure",
   "text": "The record holds 187 filings in the window 2025-11-08 to 2026-11-08, across 76 filing days. The median gap between filing days is 3 days. The latest filing is dated 2026-10-30 and is a regulatory filing, 9 days before the record date of 2026-11-08. The NYSE median cadence gap is 6.0 days, the NYSE median filings count is 64.0, and the NYSE median latency is 4.0 days. The sector median cadence gap is 4 days, the sector median filings count is 137, and the sector median latency is 2 days. The issuer's filings by type are: regulatory filing 110, directors' dealings 45, prospectus 10, corporate news 7, results 8, director change 4, AGM/EGM 2, ad hoc 1.",
   "title": "The disclosure read"
  },
  {
   "id": "auditor",
   "text": "The auditor of record is not on the record, because the latest annual report cover carries no auditor name tag. The auditor's location is not on the record. The record holds no auditor changes.",
   "title": "Auditor"
  },
  {
   "id": "events",
   "text": "The record holds no listing, delisting or name change events. The domicile change is not on the record, as EDGAR states no dated change of state of incorporation on a filing line. The segment move is not on the record, as the exchanges' tier transfers are not EDGAR filings. The halt flag is listed, not halted.",
   "title": "Events and halts"
  },
  {
   "id": "orderability",
   "text": "The outcome is not determinable. The chapter's orderability section carries no client categories, so the outcome cannot name its client category. The rule version is acm-68000/us/reasonable-basis-suitability-finra-rule-2111/r1, and the chapter is as of 2026-11-04.",
   "title": "Orderability"
  },
  {
   "id": "coverage",
   "text": "The issuer's investor-relations page names 24 research houses: 22V Research, Argus Research, Autonomous, Baird, Barclays Capital, BofA Securities, Brean Capital, Citi, Deutsche Bank, Evercore ISI, Goldman Sachs, HSBC Global Research, JP Morgan, Jefferies, Keefe, Bruyette & Woods, Morgan Stanley, Portales Partners, Raymond James & Assoc., RBC Capital Markets, Stephens, TD Cowen, UBS, Wells Fargo and Wolfe Research.",
   "title": "Coverage"
  },
  {
   "id": "open_research",
   "text": "No openly published research notes were found on the record.",
   "title": "Open research"
  },
  {
   "id": "licensed",
   "text": "Licensed research: none loaded. A licensed row is served only to an agent whose firm holds that licence (licensor, entitlement). No licensed row is loaded.",
   "title": "Licensed"
  },
  {
   "id": "depth",
   "text": "The record holds sealed years 2021, 2022, 2023, 2024, 2025 and 2026 for the issuer. The market's earliest sealed date is 2021-01-04. The live record began on 2026-09-12.",
   "title": "As-of depth"
  },
  {
   "id": "sources",
   "text": "9 source pages are named on this page; every value above carries its own source page and read date in the numbers.",
   "title": "Sources"
  }
 ],
 "sources": [
  {
   "for": "identity.exchange",
   "source": "https://www.sec.gov/files/company_tickers_exchange.json"
  },
  {
   "for": "identity.isin",
   "source": "https://www.sec.gov/data-research/sec-markets-data/fails-deliver-data"
  },
  {
   "for": "identity.jurisdiction",
   "source": "https://data.sec.gov/submissions/CIK0000092230.json"
  },
  {
   "for": "identity.lei",
   "source": "https://mapping.gleif.org/api/v2/isin-lei/latest/download"
  },
  {
   "for": "the disclosure lines",
   "source": "https://mcp.us-cm-kg.ai/events/NYSE/TFC"
  },
  {
   "for": "the halt flag",
   "source": "https://www.nasdaqtrader.com/rss.aspx?feed=tradehalts"
  },
  {
   "for": "the orderability chapter",
   "source": "https://mcp.us-cm-kg.ai/book/aio.json"
  },
  {
   "for": "coverage",
   "source": "https://ir.truist.com/analyst-coverage"
  },
  {
   "for": "the record",
   "source": "https://mcp.us-cm-kg.ai/record/NYSE/TFC"
  }
 ],
 "title": "TRUIST FINANCIAL CORP (TFC) — research page",
 "writer": {
  "by": "Claude through the platform account, Haiku class; one pass; checked against the numbers",
  "engine": "claude-haiku-5-5"
 }
}